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914World.com _ 914World Garage _ TC's Carr Conundrum
Posted by: carr914 Jun 22 2017, 07:14 PM
the Insurance Co ( I have Collision Coverage) is going to Total my pristine Civic Hatch even though it's an easy fix! I'm going to fight to either Fix it or I buy it super cheap and I will make it a ChumpCar!
They aren't going to give me squat without a fight! 
But it leaves me looking a DD. I don't do Payments! I may have to sell one of my '73s to fund a car purchase.
I have my '73 2.0 Appearance Group car that is the most recent CotM
my other '73 is my Camaro Pro-Touring RestoMod that is not finished yet, but close (which means more $$)
My 2.0 is super sweet, but I can always build another (I've had over 30, so I'm not giving up on you guys! 
my Camaro would get my money back, but not much more now, but finished is a long term cool car that you could go anywhere with & not worry.
I've only owned 62 carrs so I should know the answer, but would like other opinions!
T.C.
Posted by: ConeDodger Jun 22 2017, 07:23 PM
TC, that looks drivable and since you hang out here, it can't be a pride thing... 
Seriously, do the drill, find comps that fit your argument. Refuse to settle. Dig in and make them wait!
Posted by: timothy_nd28 Jun 22 2017, 07:26 PM
Doesn't look all that bad. Replace the tie rod and call it good.
Posted by: carr914 Jun 22 2017, 07:54 PM
Doesn't look all that bad. Replace the tie rod and call it good.
The Tie Rod is fine, fixed, drives straight!
Posted by: Andyrew Jun 23 2017, 03:52 AM
I say fix it. To nice of a base for chumpcar and youll need to do a motor swap and put some money into it to make it quick...
Posted by: URY914 Jun 23 2017, 05:01 AM
I say fix it. To nice of a base for chumpcar and youll need to do a motor swap and put some money into it to make it quick...
I would agree. Nice car, getting it fixed is cheapest way out.
Posted by: carr914 Jun 23 2017, 05:15 AM
The Ins Co is balking about letting me Buy it Back. The Magnaflow S/S Exhaust & Koni Sport Yellows are worth more than they offered me when they said it's totalled! 
The problem is when you look for Civic Hatch, they are all Riced Out pieces of crap, which brings the Value way down!
Posted by: theer Jun 23 2017, 05:25 AM
Chumpcar will cost money and/or time, too. $5000 or more if you have someone else make the cage.
Get what you can from ins., fix it, drive it a couple more years, THEN make it a Chumpcar, or sell it to the ricer crowd.
Posted by: carr914 Jun 23 2017, 06:25 AM
I know the costs of ChumpCar and there are 15 Welders at my workplace 
Posted by: ThePaintedMan Jun 23 2017, 07:51 AM
I have a spare car if you need a DD to drive in the meantime TC.
Posted by: Andyrew Jun 23 2017, 07:55 AM
Hood- $150
Radiator support - $60
Fender- $50
Headlight- $100
Bumper reinforcement bar- $60
Bumper energy absorber- $70
Front bumper cover - $60
Paint - $350
So call it 1k and your good as new..
Posted by: Perry Kiehl Jun 23 2017, 08:19 AM
Hood- $150
Radiator support - $60
Fender- $50
Headlight- $100
Bumper reinforcement bar- $60
Bumper energy absorber- $70
Front bumper cover - $60
Paint - $350
So call it 1k and your good as new..
Keeping a car you know and like . . . . priceless!
Posted by: toolguy Jun 23 2017, 09:43 AM
One of the biggest factors in Insurance Company's decision to total a car is "Did the air bag deploy ? "The cost of new ones are exorbitant.
In Calif, if they do total it, you will have a title transferred to them and branded as "salvage" before they sell it back to you, thereby rendering the value to much less . . Plus. once you get a 'salvaged' car title, the car must undergo repairs and state re-certification that every component of the car meets state standards before it can be re-titled and re-registered.
Posted by: carr914 Jun 23 2017, 07:13 PM
I have a spare car if you need a DD to drive in the meantime TC.
I'm in a Rental - Toyota Camry Sport for 30 Days.
Thanks George!
Posted by: carr914 Jun 23 2017, 07:16 PM
Hood- $150
Radiator support - $60
Fender- $50
Headlight- $100
Bumper reinforcement bar- $60
Bumper energy absorber- $70
Front bumper cover - $60
Paint - $350
So call it 1k and your good as new..
Not far off from the Adjuster for PARTS - No Hood Needed, his came to $1200 in Parts & $1500 in Labor. They said the car is only worth $2800
Posted by: carr914 Jun 23 2017, 07:19 PM
One of the biggest factors in Insurance Company's decision to total a car is "Did the air bag deploy ? "The cost of new ones are exorbitant.
In Calif, if they do total it, you will have a title transferred to them and branded as "salvage" before they sell it back to you, thereby rendering the value to much less . . Plus. once you get a 'salvaged' car title, the car must undergo repairs and state re-certification that every component of the car meets state standards before it can be re-titled and re-registered.
No Airbag deployment! I will get the car back but it will be "Salvage". We don't have Inspections, I could drive it like it is if I wanted!
Posted by: JRust Jun 23 2017, 07:54 PM
I tell you what. I took a 2002 toyota Celica in trade on a motorcycle. Had it for like 10 days & hadn't been to the DMV to change the title. Lady rear ended me at a stop light. Had planned to give it to my son for a graduation present from HS. This was a week before graduation. Lady pushed me into the car in front of me. A toyota truck which I only hit his hitch so didn't do any damage but punch a hole in my front bumper & knock it loose on the sides. My rear end wasn't to bad either. No air bags deployed. Rear bumper would need replaced as would the rear hatch. I knew as soon as I saw it they would total it out. I was nice with State farm & said I don't need the rental at the moment. Knew the appraisal would be quick. Here is where I get screwed. After a week of it being at the shop. They do tell me they consider my car a total loss. Problem is the title is in someone else's name. They can't cut me a check until it is in my name. DMV says 3-6 weeks to get a title. I know this so ask are you giving me a rental while I wait? No your car is drivable so we can't do that. WHAT? You just told me it is a total loss. You expect me to drive it for up to six weeks? Not to mention my car is torn apart at the shop who did the appraisal so they could give an accurate estimate. No we can't approve it because your car is drivable. Although I will be getting $3700 for my car which is more than I have into it. It is still total bullshit. I check with the shop & my car isn't back together last week. State farm calls me today. 3 weeks after the accident during which time my car has been at the shop. I ask the lady on the phone. So I have been without my car for 3 weeks now. Can I get reimbursed for that time. She says no. I say none of this is my fault. I can understand a little the issue with the title. While none of this is my fault. I can live with that to a point. You telling me you won't reimburse me for the time I've been without my car is ridiculous. This was your customer's fault. She says let me check with someone. Puts me on hold. She comes back all nice. Sorry about all this. I got approval to reimburse you for a rental of $16 a day. For the time of the accident until we deemed it a total loss. Which was a week 
. Wait I haven't had a car for 3 weeks. You called to tell me my car is ready to be picked up today. You know I didn't have a car available that whole 3 weeks. How do you figure you only owe me for a week? She says well do you want the week or not? Thats all I can do. I then ask are you recording this call? She says all calls are recorded. I ask what her name & position is. She tells me. I say I am recording this as well. I will be talking with my lawyer about this & sharing this with him. Does this sound even remotely fair to you? To which she wished me a good day & hung up 
Posted by: rmdinmd Jun 24 2017, 05:08 AM
The sad fact is most if not all large company's don't care about fair. They have lawyers who tell them what is legal and the sharp ones will tell them what is too much trouble or expensive for the other guy to fight even if what they did isn't legal. 
It's all about the money. I had a guy make a left turn from the right turn lane in front of me, they paid for the repairs to my car and for a rental but my lost wages for taking the car in were my tough luck. Now if I didn't care about right and wrong there are lawyers who specialize in collecting from insurance company's and have a list of doctors for you to see. Just make the best of it and do what is right, you will sleep better ; at least I do
Posted by: Edward Blume Jun 24 2017, 05:12 AM
That's a cool little honda. What year?
Posted by: carr914 Jun 24 2017, 05:29 AM
'99 & it Matchs my Lawnmower! 
Posted by: mepstein Jun 24 2017, 06:32 AM
I tell you what. I took a 2002 toyota Celica in trade on a motorcycle. Had it for like 10 days & hadn't been to the DMV to change the title. Lady rear ended me at a stop light. Had planned to give it to my son for a graduation present from HS. This was a week before graduation. Lady pushed me into the car in front of me. A toyota truck which I only hit his hitch so didn't do any damage but punch a hole in my front bumper & knock it loose on the sides. My rear end wasn't to bad either. No air bags deployed. Rear bumper would need replaced as would the rear hatch. I knew as soon as I saw it they would total it out. I was nice with State farm & said I don't need the rental at the moment. Knew the appraisal would be quick. Here is where I get screwed. After a week of it being at the shop. They do tell me they consider my car a total loss. Problem is the title is in someone else's name. They can't cut me a check until it is in my name. DMV says 3-6 weeks to get a title. I know this so ask are you giving me a rental while I wait? No your car is drivable so we can't do that. WHAT? You just told me it is a total loss. You expect me to drive it for up to six weeks? Not to mention my car is torn apart at the shop who did the appraisal so they could give an accurate estimate. No we can't approve it because your car is drivable. Although I will be getting $3700 for my car which is more than I have into it. It is still total bullshit. I check with the shop & my car isn't back together last week. State farm calls me today. 3 weeks after the accident during which time my car has been at the shop. I ask the lady on the phone. So I have been without my car for 3 weeks now. Can I get reimbursed for that time. She says no. I say none of this is my fault. I can understand a little the issue with the title. While none of this is my fault. I can live with that to a point. You telling me you won't reimburse me for the time I've been without my car is ridiculous. This was your customer's fault. She says let me check with someone. Puts me on hold. She comes back all nice. Sorry about all this. I got approval to reimburse you for a rental of $16 a day. For the time of the accident until we deemed it a total loss. Which was a week
. Wait I haven't had a car for 3 weeks. You called to tell me my car is ready to be picked up today. You know I didn't have a car available that whole 3 weeks. How do you figure you only owe me for a week? She says well do you want the week or not? Thats all I can do. I then ask are you recording this call? She says all calls are recorded. I ask what her name & position is. She tells me. I say I am recording this as well. I will be talking with my lawyer about this & sharing this with him. Does this sound even remotely fair to you? To which she wished me a good day & hung up I think you needed to go through your company and let them collect from the other company.
Posted by: rhodyguy Jun 24 2017, 09:32 AM
I don't quite get why people wait so long to do the title work and why does it take 2-3 weeks? Esp on the seller's end. You're libel. is it like wa? Title agencys are everywhere. You have the signed paper title in hand and you can switch and have the new title the day of sale or next biz day. Were the cops called? Accident reports submitted?
Posted by: carr914 Jun 29 2017, 06:58 PM
Conundrum solved! They are going to total the Civic out (amount of $ still in Flux), but I will buy it back for $269. I've put the Factory radio back in, taken the wheels off, looking to see if I can use some of the Magnaflow S/S system and I have an eager Buyer ( a Bartender friend) that will give me $1500 for it!
Then I was searching for another Civic (Si) but EVERYTHING is Riced out and I would be in the same situation.
Then I found my Next Daily Driver (maybe my last!)
2003 Acura RSX, 1 Owner (Bobby Rahal, IndyCar - Owns a bunch of Honda/Acura Dealership - don't know why he kept a Base Model. Update it was his Mom's car), 11,000 Miles. Buying from a Honda Dealership ( Very Decent Price w/ Warranty 
)
When I found it, I was scheduled to fly out to the Columbus, OH Good Guys Event next week (HUGE Event- come out & see me if you are local). Guess where the car is? Columbus, OH!
meet the new Carr daily driver - "New" 2003 RSX
Posted by: Andyrew Jun 29 2017, 07:23 PM
Wow, that is Clean!!!!! Congrats!
Posted by: carr914 Jun 29 2017, 08:06 PM
it's interesting the Base RSX vs the TypeS
the TypeS has 40 more HP, but they both have the Identical Torque!
The Type S has a 6 Speed vs a 5 in the Base, but the 5 Speed gets better mileage and the Gear Ratios are pretty cool.
The Type S has to run Premium - the base Regular!
a friend has already offered me a Free Set of Factory ASpec 18" Wheels 
Posted by: carr914 Jun 29 2017, 08:51 PM
literally never been touched
Posted by: carr914 Jun 29 2017, 08:54 PM
the base Stereo in the car
another friend (where are these Acura guys coming from?) offered me this for Free! Gotta Take it! I did take out a nice newer Alpine Head Unit out of the Civic.
Posted by: carr914 Jun 30 2017, 07:40 PM
I pick it up next Thursday - Hello Ohio! Buckeyes, THE Ohio State University.
I did a Search - from my Hotel in Columbus to my House is EXACTLY 1,000 Miles!
Posted by: Chris H. Jul 1 2017, 05:20 AM
You're really gonna like that car. I've driven a 2006 TSX since new. Bullet proof engine with decent power. Mine is a 2.4 but also a K series. The extra 40HP is VTEC power which usually comes in later, so you won't miss it much. I'd rather have less and not buy premium fuel. Nice buy.
Posted by: carr914 Jul 1 2017, 06:27 AM
Thanks, I know I will love it. I know about the vTec - I've had two S2000's. Not having to do Premium is a Plus!
Posted by: Krieger Jul 1 2017, 08:22 AM
Wow, that car is clean!
Posted by: Cracker Jul 2 2017, 12:26 AM
Congrats TC...it seems like everything is working out for ya!
Tony
Posted by: Front yard mechanic Jul 2 2017, 06:37 AM
Nice s box
Posted by: Cairo94507 Jul 3 2017, 08:06 AM
Those are terrific cars and there are tons of suspension parts to tighten them up a bit if you should desire. Very nice car with no miles. Like the A-spec wheels too.
Posted by: carr914 Jul 5 2017, 07:15 PM
Off to get it tomorrow! & then drive exactly 1,000 Miles Home!
Posted by: carr914 Jul 10 2017, 06:29 PM
Carr was as described and I arrived back home a few Hours ago without a hitch. Well a guy tried to rob me at a Gas Station at 3am - he's in a Dumpster Now! 
this was behind the Dealership - it was a Sign from the Auto Gods!
I haven't been asleep in about 30 Hours. When I got home, before I unloaded the car, I washed, clay barred & waxed my beauty 
Posted by: carr914 Jul 10 2017, 06:35 PM
Conundrum solved!
Then I found my Next Daily Driver (maybe my last!)
2003 Acura RSX, 1 Owner (Bobby Rahal, IndyCar - Owns a bunch of Honda/Acura Dealership - don't know why he kept a Base Model. Update it was his Mom's car), 11,000 Miles. Buying from a Honda Dealership ( Very Decent Price w/ Warranty
)the Warranty was 30 Days/1000 Miles! didn't need that!
Posted by: URY914 Jul 10 2017, 06:38 PM
SCORE! Glad you made it back safe and sound.
Posted by: carr914 Jul 10 2017, 06:43 PM
SCORE! Glad you made it back safe and sound.
Thanks! It was a quick dive back after working the Good Guys Show (thanks Brian for stopping by!)
I hate driving I-75, so I took a little more scenic route thru SE Ohio, then into West Virginia ( Gorgeous Views - WV is a beautiful State), Tunnels thru Mountains, then Virginia and the Blue Ridge Mountains. I was going too fast to stop & take pictures!
Posted by: Cracker Jul 10 2017, 06:45 PM
Fantastic TC - sounds and looks like a score! Good for you!
Tony
Posted by: carr914 Jul 10 2017, 06:45 PM
SCORE! Glad you made it back safe and sound.
I was thru Jax at about 8:45am this morning
Posted by: carr914 Jul 12 2017, 06:40 PM
a friend has already offered me a Free Set of Factory ASpec 18" Wheels
That didn't work out. I was ready to drive over to get them Friday & he said he Sold them!
Posted by: carr914 Jul 17 2017, 05:02 AM
Just as Clean on the Underside!
Attached image(s)
Posted by: carr914 Aug 17 2017, 05:08 AM
Put some new shoes on 
Posted by: Perry Kiehl Aug 17 2017, 11:12 AM
The rims add sooo much! Nice score TC!
Posted by: carr914 Feb 17 2018, 04:06 PM
the Insurance Co ( I have Collision Coverage) is going to Total my pristine Civic Hatch even though it's an easy fix! I'm going to fight to either Fix it or I buy it super cheap and I will make it a ChumpCar!
They aren't going to give me squat without a fight!
But it leaves me looking a DD. I don't do Payments! I may have to sell one of my '73s to fund a car purchase.
I have my '73 2.0 Appearance Group car that is the most recent CotM
my other '73 is my Camaro Pro-Touring RestoMod that is not finished yet, but close (which means more $$)
My 2.0 is super sweet, but I can always build another (I've had over 30, so I'm not giving up on you guys!
my Camaro would get my money back, but not much more now, but finished is a long term cool car that you could go anywhere with & not worry.
I've only owned 62 carrs so I should know the answer, but would like other opinions!
T.C.
Did someone say Chumpcar? I think yes, but it is now ChampCar!
The Hondo bodywork/ Framework is almost done - $1100 out the door - the Wilwood Brakes were more even with my Dealer Discount!
Posted by: Freezin 914 Feb 18 2018, 09:30 AM
Put some new shoes on
It is amazing what some wheels and a generous helping of window tint can do for a car!
Nice carr!
Posted by: carr914 Mar 3 2018, 07:34 PM
The Hondo is back from the Frame Shop and Body & Paint
The New Sparco Race Wheels & Firestone stickies!
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