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Posted by: angerosa Jul 22 2017, 09:24 AM

Sold something and buyer said they used bank account as funding source but I got charged a fee and never used to.

Posted by: mepstein Jul 22 2017, 09:31 AM

Unless you send -friends and family, they (PP) charge a fee as a seller. No fee as a buyer.
Doesn't matter how the buyer funds the purchase.

Posted by: rmdinmd Jul 22 2017, 10:15 AM

My experience is they always charge someone a fee. If it's sent friends and family then the sender gets charged otherwise the person receiving gets charged. Either way they are getting paid.

Posted by: Mark Henry Jul 22 2017, 10:31 AM

Friends and family has zero buyer protection. Scammers will ask for it, use with caution.

Posted by: mepstein Jul 22 2017, 10:38 AM

True. But no fee for either party.


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Posted by: My 914 Jul 22 2017, 11:10 AM

As mentioned above, the person sending the money pays the fee with this option

Posted by: angerosa Jul 22 2017, 11:21 AM

Thanks all. I should have read the fine print. My fault....

Posted by: toolguy Jul 22 2017, 12:17 PM

True, in PayPal. the seller is charged something like 3% for a regular sale. But the friend and family option is free to both party. . The qualifier is 'it's a done deal and no buyer protection to void transaction, I understand the comment about 'scammers use this' but not necessarily true. . perfectly legit for 'friend and family' When I sell [other than EBay which has it's hooks into you already] and someone insists on using regular Paypal, I just add 3% to the sales price if they want that option. . '

Posted by: colingreene Jul 22 2017, 03:18 PM

If you use friends and family enough they will flag your account.
Was it the flares?

Posted by: Ed_Turbo Jul 22 2017, 03:35 PM

Always use buyer protection when you sell online. 3% is small insurance.

I sell parts online sometimes and always do buyer protection just in case.

Posted by: mepstein Jul 22 2017, 05:06 PM

I use it (F&F) a lot. But I also put 10's of thousands through in sales.

Posted by: colingreene Jul 22 2017, 05:39 PM

i think they tried to go and tell Bruce Stone he did not have that many friends or family.
Clearly they don't know Bruce.

Posted by: Olympic 914 Jul 23 2017, 08:20 AM

The key here is no fee for F&F when coming from Paypal balance or direct from bank account.

If coming from a credit card there is still a fee.

Posted by: Cracker Jul 23 2017, 11:41 AM

Posted by: mepstein Jul 23 2017, 02:44 PM

I didn't know that but I only have a "special" bank acct tied into PayPal. I had an incident where a buyer tried to chargeback some Fuchs he purchased from me because they were going to cost more to restore than he expected. He claimed to PayPal that they were "defective". PayPal took the money from my checking account and gave it back to him. I challenged the decision and they gave me my money back. Since then, I have it all sent to a separate acct and remove large sums quickly.
I sold a 964 trans for $5k to an overseas buyer. The transaction went fine. I still removed the money from my special acct rather quickly in case they here was an issue. If I have to fight PP, I'd rather do it with the money in my pocket than theirs. Like any bank, their terms of service are going to protect them, not the consumer.