On the way to Home Depot last night, 1/2 mile from my house,
waiting to turn left on Rt309 outside of Allentown,
I heard a loud screech behind me, looked in the rear view mirror
in time to see headlights disappear behind my car - then BANG.
The 1990 Mazda faired much better than the 914.
From what I can see without looking underneath the car
or opening the trunk (which won't open):
Trunk lid folded
Rear bumper crumpled
Pass Taillight gone
Rear Valence creased
Fender pushed into rear tire, car moves under its own power but not far
Engine seems to have a miss now
One cylinder is very loud (header or head damaged?)
Pass and Driver door gaps now different
- Pass door gap almost nothing at the top, seems larger at the bottom
- Driver door gap even top to bottom but seems larger now
A scene that I hoped I would never see.
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Her insurance Co is the same as mine.
What type of compensation could I expect?
What should I ask for?
I think the chassis is toast.
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That really sucks.
Hope things are slavageable, and if they arn't, I hope you are able to get another teener up and running!
Zach
Ah Man... Sorry for the loss I can empathize wit'cha.
Too many drivers out there with their HUTA
.....b
Damn, I just finished the backend, stripped trunk paint, welded new floor in, reconditioned the rear valence, did some rear bumper work.
I guess if I had waited a month or so, I could have saved myself some work.
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i've seen miracles happen with these cars with respect to auto-repair...
It certainly a bad sight to see...
I too hope you are able to get it repaired...hopefully thier insurance won't total the car.
b
Although not obvious in this pic, the driver side door gap is now larger, plus the door seems to be a bit higher in the back by a couple of millimeters.
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On the passenger side, the door and rear quarter came together during impact. This gap is very small at the top and large at the bottom. Was very consistent and smaller before.
What's the prognosis on this vehicle? Is this chassis repairable?
Has anyone had their car fixed through an insurance company?
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QUOTE (Spoke @ Jan 5 2006, 10:24 AM) |
What type of compensation could I expect? |
QUOTE |
What should I ask for? |
The trunk lid is pushed up over the engine hood so I can't open the engine hood. I'll look under the car in a day or so.
Any suggestions to prepare myself to deal with the insurance company?
What kind of settlements have others had in a situation like this?
The other driver admitted fault to the PA State police so there's no question on my liability.
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unless you have a Stated Value policy...........
The real question, Do you want it fixed or want the money.
Start getting all of your reciepts together, if you took any before or after pics, print them. Any and all records, etc. Check with your state's insurance department about your rights, etc. In Calif you, not the insurance company pick the repair shop, etc.
From the pics you posted, the car looks repairable, couple of g's.
I just went thru this when I got hit and run by some scumbag while the 6 was parked. Caught the ins in a lie about repairability.
Went over the adjusters head and talked to their boss. Long story short, I got my door fixed instead of replaced.
It's gonna be a hassle, for one, your toy, hobby, pride and joy is broke and needs to be fixed, that's why you have insurance.
Good luck with whatever you decide to do. Glad you weren't hurt.
Take Care, Don
I had the same type of hit on my first 914, back in 1993. They totaled the car, it was repairable for sure - but it was cheaper for them to total it. Get your receipts ready that will help along with autotrader ads, excellence market values etc. I had a ton of receipts and got 5k back then, and bought the tub back for $500.00. Good luck!
MAZDA drivers.
That totally sucks.
Tha fact that you have the same insurance shouldn't matter, except that you won't have any leverage (unless your neck hurts today). Fight them because they have only one concern - their own bottom line. Don't accept anything until you get your own assesment at a shop of your choosing.
They should pay full replacement cost for the vehicle as appraised by a qualified Porsche appraiser. Anything less is criminal IMO. A quality repair job by an appropriate repair shop will probably exceed $5k anyway, since you want ALL the damage repaired.
The NADA book means nothing. You have a collectible antique car that is worth far in excesss of the "blue book" value.
just did the registry and paid my taxes on a 914
Blue book wholesale average is 4400..
Average retail is 7k
This is NADA blue book value.
Rich
Agreed with above,
Gather ALL receipts for parts and labor (if you did the work yourself you must include a reasonable amount for you work) and get estimates from three well known and very quality workmanship minded places, and then pursue, don't care if it is the same insurance company, they will you should'nt. No luck, I cringe when I say this, call and attorney. Look up this guy, Mike Cefalo he is practicing in PA and he is a car guy. I don't like his antics on the track but if I wanted a lawyer, he would be one of my first calls. Not sure if he deals in this sort of law, but he will have friends.
Spark plug wires are common to come off in an accident. Anyone with a celette rack, or a solid body guy can repair that properly. Foleys race car was much worse than that and he fixed it. Sorry to hear of your misfortune.
Erik Madsen
bummer,
I have a complete set of rear tin if you want...it comes with a car...but for really really cheap you can have it and scavenge what you need.
Both rear fenders are good, trunk lid is not...rear valance I have from another car cut out already.
Rich
QUOTE (Thorshammer @ Jan 5 2006, 10:42 AM) |
Look up this guy, Mike Cefalo he is practicing in PA and he is a car guy. I don't like his antics on the track but if I wanted a lawyer, he would be one of my first calls. Not sure if he deals in this sort of law, but he will have friends. |
anyone carry collector car insurance, maybe as a side policy? i might look into it now...
excellence mag did a pretty robust valuation of 914's recently, that might be another source for finding true value of your car.
was the other driver on the cell phone or something? if it isn't a consideration for the adjusters, it should be!
sorry 'bout your car!
Seeing your car just makes me sick! --a teener's worst nightmare, only to be topped if the other person was uninsured. I hope you are able to get it repaired back to your liking. Please keep us informed how the process goes. From past experience, dealing with insurance companies can be agonizing--it's all about their bottom line, not what's right.
Tough to call from 3000 miles away, but looks like a total. You are entitled to replacement cost of 'like kind and quality' plus license/registration fees and rental car reimbursement. It really has nothing to do with 'your' insurance company since the claim will be paid by 'his' company. Yeah, I know they are the same, but claim will be handled under his policy, so your coverages really don't matter at this point.
Less important is how much you have invested in the car and 'blue book', just what current replacement cost is. Do your homework and get documents to support the current value. Collect ads of comparable cars.
Ask the adjuster if it's OK to remove parts and consider buying the salvage if the car has good mechanicals.
And a side note. We deal with adjusters all the time. These guys are salaried, and just want to move the paper. They have to justify how much they pay you, so give them the ammunition. If you piss them off, expect to be treated accordingly.
Sorry to read all of this
If needed I found these TWO 914's behind a body shop near my house (well kind of near). One is rusted and the other is in okay shape. He will sell them both for $700. I bet he will take $500 cash for the two of them.
I just don't have space for two cars and the time to strip them for parts.
Sheet me an e-mail if interested. I think I have his number still.
Best of luck...This reminds me to up the value of my car ASAP
sorry about the damage to your 914, it looked nice in the pictures...I have collector car insurance, I told them that I have a low mileage 914 and they told me that a 73 2.0 in museum condition would be worth approximately $25,000....they asked me the value of the car and I told them $17,000...annual cost is $135 a year.
there are a few of rules for the insurance.
no drivers in the house under a certain age ( I think it was 25)
both other driveable cars less than 10 years old (wifes and mine)
2000 miles driven max a year.
I had to provide them with some pictures of the car.
Joe
settle for nothing less than maybe $5000 for the car (assuming it is basically stock) then buy it back from the insurance for $250 so you can keep it. Then part it out, and find a new one. I think they will total it, which is ok, as long as you can keep it, the parts are worth alot, ecspecially if you get a new one, you'll have lots of good spares.
Real bummer, near identical crash on my car, chassis was bent, insurance totalled it for about 5 grand, and I kept the car.
Sorry,
That is a real bummer for sure. And your neck is hurting now too..RIGHT!! Anytime you get slammed from the rear it's good cause for neck pain. Go see a Dr. and tell him you have some pain since the accident. IM SERIOUS!!! Do not settle for having your car "repaired" by a body shop picked by the insur. company. No no No!! You tell them emphatically that you just cannot live with the car even after repairs and suggest they "total" it. I always insure cars like these for "stated value". In the event of a total loss I collect on the amount I insured the car for. You should have major compensation coming my friend. Don't take this lying down. They will crap all over you. You have to fight for your car's sake!! Look at the poor thing..Christ!! And GO SEE A DOCTOR about your neck that is really stiff and hurting when you turn it.
Roger D.
And dont forget...the value of your car AFTER it is repaired will never be the same as BEFORE it was ever involved in an accident of this magnitude. your re-sale value even after they fix it, will be much lower because it has had major damage. You tell them that!!
Dammit...Im pissed thinkin that some insurance co. and a retarded Mazda driver are going to screw you. FIGHT MAN...FIGHT!!
Roger D.
QUOTE (Racer Chris @ Jan 5 2006, 07:36 AM) |
MAZDA drivers. |
Hard to tell from where I'm standing.
But a good frame shop may be able to pull it out using original frame dimensioning and a good rear deck lid as a reference.
It will however never be completely back to original.
I hit a tree going backwards after a spinout in this one..... a top frame man fixed it!
It's never been the same but somehow it means more to me now than it did before.
"Cause I brought it back to life!
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Wouldn't you know a ZOOM ZOOM Mazda driver. Probably a Miata at that. If you found a really good body shop they could probaly pull that out to make it look a lot better. If I bought it back after a settlement I would make an effort to try and get it done.
Good luck.
CCLINZOOMZOOM
QUOTE (boxstr @ Jan 5 2006, 08:49 PM) |
Wouldn't you know a ZOOM ZOOM Mazda driver. |
Hey I was just giving shit to Bruce Allert. I personally love the little Miatas. Great sporty car and they start and have heat and all kinds of good stuff. For not much $$$
CCLINZOOMZOOM
After installing a new rotary in this one for my friend I took a vow never to work on another Mazda, as long as I am able to turn a wrench...it was truly a "rat's nest" design!
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QUOTE |
That is a real bummer for sure. And your neck is hurting now too..RIGHT!! Anytime you get slammed from the rear it's good cause for neck pain. Go see a Dr. and tell him you have some pain since the accident. IM SERIOUS!!! Do not settle for having your car "repaired" by a body shop picked by the insur. company. No no No!! You tell them emphatically that you just cannot live with the car even after repairs and suggest they "total" it. I always insure cars like these for "stated value". In the event of a total loss I collect on the amount I insured the car for. You should have major compensation coming my friend. Don't take this lying down. They will crap all over you. You have to fight for your car's sake!! Look at the poor thing..Christ!! And GO SEE A DOCTOR about your neck that is really stiff and hurting when you turn it. |
OK..
That really Does look like a rats nest!
Do NOT ask the adjuster if you can remove parts!
1.. The car is still yours until they total it and transfer takes place. You can pull your radio and any add on stuff, However it can help to have that stuff installed when the cart is totalled to up the price, yet they may not count as much whjen you by back the hulk. But don't remove anything else yet.
2.. By telling the adjuster puke that you want parts now is jumping the gun, and will make the puke think the parts are valuable, hence he will have leverage when dealing with the price of the total car, and the price for you to by back the hulk. just tell him when he totals it that you want it back cuase you want to try to fix it yourself, do not mention parts and such, cause then he knows it is valuable. Just don't mention keeping the car until you get the offer for total price, then tell them you want to buy it back for a few hundered. They will likely agree so they can get the deal done and the case off the books.
Your job will be to get the highest value possible assigned to your car. Don't forget expenses you will incure in searching for a new 914 , hell you may have to travel a good distance to find one. don't forget the sales tax you may have to pay for a replacement car. You need to itemize it all. Just paying you the true value of the car is not enough, cause you will have to spend time and money searching for a replacement.
Also remember that your insurance company is NOT your freind, they want to settle for as little as possible.
Old Car Price Guide is a quarterly or so magazine that lists prices for collector cars,usually they have a complete Porsche section with the 914 listed by year and engine type, go buy a current copy (mine are several years old, purchased when my cars were wrecked) Also make paper copies of ebay sales,a dn other internet sales that help subtatiate the high end price that is in the books.
By the way, you neck/back should hurt with a crash that bad. Go see a doctor in the morning to get checked out. insurance should pay expense for pain and suffering as a rule of thumb. No medical record means you have little chance of the best claim, so if your hurt, don't just tough it out, see a doc if you hurt, have it documented.
A mazda aint a rats nest, it more of a rat or hampster wheel, you know the ones that a rat can run on to spin the wheel, aint that what a rotary engine is like?
QUOTE (dmenche914 @ Jan 5 2006, 09:24 PM) |
A mazda aint a rats nest, it more or a rat or hampster whell, you know the ones that a rat can run on to spin the wheel, aint that what a rotary engine is like? |
What about the past issue of Excellence when they did a "market update" on 914's/ IIRC the numbers were on very good for this purpose.
Best of luck.
After looking at the photos I think I see what really is going on here
I bet you were trying to roll you fenders using the "bat" method and things got....a little out of hand
Doesn't it feel better to get that off your chest
Just got the Feb.issue of Keith Martins Sports Car Market mag. and they list the 914-4 2.0 as a collectible car with a value of $6000 to $9000 and a B investment grade which is quite good.
Good Luck with those insurance people
Guys,
Thanks for all of the encouraging words and ideas. Where can I get this "Excellence" magazine or book and "old car value" book?
So far I've contacted the insurance company and they will be sending an adjuster out early next week. This will give me some time to prepare some evaluation material like the Excellence mag and other classified want ads for 914s. Also need to organize my receipts.
On Monday I have a guy coming over who speciallizes in 356, 911, and 914 repairs to do a vehicle evaluation and repair estimate. This guy also worked on the car for the PO so he is familiar with the car.
I took a few more pics last night that I'll upload after work today. I noticed that the driver side sail panel has a crease in it at the bottom of the panel. Haven't looked in the engine compartment since I can't open the trunk lid which right now overlaps the engine lid.
Spoke
Spoke, in hopes of getting some support with value, please provide details of your car. I can look up some local ads to get an idea. Seems like more of these cars come up for sale in SoCal than anywhere else.
71 1.7?
Looks like lots of upgrades. Fuchs etc. 2.0?
suspension?
rebuilds?
interior?
mileage?
rust?
You may want to keep an eye on this http://cgi.ebay.com/ebaymotors/Original-Owner-Arizona-Porsche-914_W0QQitemZ4601414119QQcategoryZ6430QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
QUOTE (rick 918-S @ Jan 6 2006, 01:23 PM) |
I forgot what month Exellence ran the 914 Value article. Anyone remember? |
QUOTE (Howard @ Jan 6 2006, 12:02 PM) |
Spoke, in hopes of getting some support with value, please provide details of your car. I can look up some local ads to get an idea. Seems like more of these cars come up for sale in SoCal than anywhere else. 71 1.7? Looks like lots of upgrades. Fuchs etc. 2.0? suspension? rebuilds? interior? mileage? rust? You may want to keep an eye on this http://cgi.ebay.com/ebaymotors/Original-Owner-Arizona-Porsche-914_W0QQitemZ4601414119QQcategoryZ6430QQssPageNameZWDVWQQrdZ1QQcmdZViewItem |
Plenty of adjusters are pukes, some others may not be. i have not suggested anything illegal. I have had adjusters the day before a court hearing offer to settle on my terms, then they tell me to cancel the court date, and wait for the check and release form in a few weeks! Right, and loose all my rights????(canceling court would have meant no more recourse without something in writting from them) I insisted that I pick up the check before I canceled court. That really ticked them off, but they did it, that evening. Uhm, agents trying to take folks as fools. and they insisted that i should "trust them" after months of getting no where and then the last day ask me to back off on the court and trust them to come thru with nothing in writing.
Agents have told me that when i told them I would take the insured driver to court, they said "No you sue us, not the at fault driver" i had to explain the law to the adjuster, he was dead wrong, and given his line of work should know better, no excuse, he was hoping I would file the lawsuit aginst the wrong party, and find out the mistake too late to change it after the statue of limitations expired, Ah yes that is another nice adjuster "trick"
There is nothing boardereline criminal it what i suggested. Maybe you can be more specific. The car is his until it is transfered, he can pull his radio out as acsessories from my experience are allowed to be removed, however if he does remove then, he will get less money for the car. If he leaves them in he will get more money for the car, and the difference maybe less than the increase in price of buying back the hulk with the radio still in it. i told him to not make it appear the parts are worth a lot to him, i did not ask him to lie, just not give the agent something that can be used aginst him. (which seems ok to you Mr adjuster, as your comments about my boarderline criminal suggestions should be deleted by me, but then you tell me you have a copy anyway. As i said, don't give the insuarance company anything it can use agianst you, cause they will. You Mr adjuster really seem to fit the shoes of the type of adjuster I have warned the accident victum about.
Now I could go on about some illegal things that insurance agents tried on me, but since some of the adjusters post here, I will spare them that disgrace. some agents may be fine and ethical, others are not.
The bottom line it that it is the crash victum verses the company. You want full compensation, and the insurance wants mininal payment made. Things get dicy which classic cars,a nd determining value.
I had agents argue that my 40 year old classic was not worth anything (original owner family) more than $1500. i held out and got about $4000 for it. I have had adjusters insist that i use their low priced repair shops (and it was the others guys insurance doing this) they have told me they wont pay for color matching and all sorts of crap.
maybe you are a good adjuster, but my experinece tells me they are few and far between. i am giving a 914'er advice on protecting his rights so he does not get screwed by bad adjusters, if he has a good one (for him that is, not the company) then he need not worry, but as i said experience is that they are few and far between.
i suggested if he does hurt to see a doctor, again solid advice, there could be a bad injury that will be worse if not treated. and difficult to be compensated for if it goes untreated.
So what does Mr. ethical agent have for advice for a 914'er that got crashed? You want him to accept the first offer? (I have found first offer near always is low ball amount)Would you advise him to not seek a doctor if he is in pain? if so state so, then we will all know what side you are on.
Please correct me if i am wrong, which law is "boarder law criminal "that I am boarderline breaking?
By the way i never suggested you are a "trained thief" so stop trying to place your thoughts in my words.
i wish the owner of the car the best, and hope he gets full compensation.
Maybe you are coming form the point that you have had fraud aginst you,t hat does happen, folks do set up accidents as a scam, i don't think that is the case here. I doubt he made plans with the mazda to stage the crash.
When my 914 was wrecked, I thought I would tough it out the first day, wrong, hurt like hell the next, and did so for a year, until surgury repaired the damage. My 914 looked very much like his after the crash, i figure he might be hurt, and if he is to get it checked out, would you advise aginst that Mr ethical adjuster?
To be fair i did have one non-injury accident where the company paid me a fair amount for the damage without argument at all, I was shocked! It was one of them Farmers companies, state farm , or farmers or someone like that.
AAA has been the worst, and in fact has had plenty of complaints to the State against them for failure to act 'ethically' cause they refuse to pay and drag it out.
QUOTE (rick 918-S @ Jan 6 2006, 06:26 AM) | ||
Some of us adjuster pukes actually post here.... Most pukes will let people pull their expensive stereo gear. I can't possibly pay them what it costs to replace some of that stuff. But you need to stick sometime back in the dash to take the place of the open din. I think everyone can find an old cassette player to fill the hole. Doesn't even matter if it works. I love guy's like you. It's a job just like anyone else has here. I'm so glad you think I'm a trained thief... Get a life buddy, and quit encouraging people to break the law. That's why they call these car accidents.. If someone is truly injured they should receive personal injury coverage. But your attitude is about personal injury borders criminal. If I were you I'd delete my post. OOoopps! Too late I captured you in a quote. |
Do i smell another Alfred?
who the hell are you?
b
QUOTE (dmenche914 @ Jan 6 2006, 02:29 PM) | ||||
Here is your post for reference, just in case you decide to delete it. Cheers Puke! |
QUOTE (bd1308 @ Jan 6 2006, 05:46 PM) |
Do i smell another Alfred? who the hell are you? b |
you bet I am angry when I try to give good advice to a 914'er and i am called boarderline criminal, and that what i suggested is against the law. Mr. Adjuster never explained what was illegal or boarder line criminal. If he wants to open his mouth and flame my suggestions, so be it, let him stand behind his words and expalin it. I defend that I am correct, and not boarderline illegal.
I want the best for us 914 owners, and hope that this crash victum gets all he has legally coming to him. I am angry at insurance for the crap they have pulled on me, and want to help any 914 owner fight for his/her rights.
lets see some helpful advice from Mr Adjuster instead of claims of illegal or boarderline criminal activity suggested on my part.
If I am wrong, then correct me, but back up claims of boarderline crimminal or illegal with the law. i still can't figure what i suggested is illegal or boarderline crimminal.
please advise on this matter.
QUOTE (Dead Air @ Jan 5 2006, 09:53 PM) | ||
[QUOTE] Uhhh. no http://www.math.dartmouth.edu/~dlittle/java/SpiroGraph/. . R1: 39 R2: 26 Pos. 20 Vel. 2 |
QUOTE |
Do i smell another Alfred? |
Well Mr. Adjuster, I think your lack of back up to your claim that I was giving boarderline criminal or illegal advice is proof that you don't have any grounds for your claim. I guess I made no sense to you cause you are an adjuster, and hence have an unstoppable urge to give knowingly wrong advice on insurance matters (unless of course your wrong advice is helpful to the insurance company)
We are all smarter now, now that you have been exposed as someone that makes claims about the law that cannot be backed up. You dodged the issue in your reply, and are unworthy of giving any good advice to the poor club member that got smashed.
As I said, good adjusters are few and far between.
Spokes: Don't listen to him, I'm right, my advice is legal, and not boarderline criminal. Once an adjuster always an adjuster I reckon.
Hey admins. Is there anyway to turn off the display the posts of a particular person? Kinda like an "ignore" setting. Chat clients have them. Does forum software
We can turn off the display of avatars. We used to be able to turn of the display of "OT" posts. Just wondering if I can read an interesting thread without having to read a particular moron.
:hijacked[off]:
QUOTE |
interesting thread without having to read a particular moron. |
QUOTE (TimT @ Jan 6 2006, 05:15 PM) | ||
LOL I was thinking the same thing.. It seems like everyone in the world has wronged a certain somebody |
I noticed a chip in the paint on the sail panel. I painted the sail panels with a black hammered paint to give it a bumpy, vinyl look. Upon inspection, I noticed that the chip was caused by a crease in the sail panel.
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dmenche914, lighten up. You make this place miserable with your rantings. Seriously.
QUOTE (sgomes @ Jan 6 2006, 10:29 PM) |
Hey admins. Is there anyway to turn off the display the posts of a particular person? Kinda like an "ignore" setting. Chat clients have them. Does forum software We can turn off the display of avatars. We used to be able to turn of the display of "OT" posts. Just wondering if I can read an interesting thread without having to read a particular moron. :hijacked[off]: |
Don't know about a christmas thread, Muellers thread was deleted by the person that started it,and after restarting died do to lack of interest. Some folks this don't like hearing the truth, it bothers them.
don't like it, don't read it, disagree at least back up your claims, simple as that. claim advice from others is illegal or boarderline criminal, at least have the decency to state why.
I still can't believe my 914 is wrecked and undrivable. I just spent 2 weeks stripping and painting the trunk, moving the battery from the trunk to the engine bay, refurbishing the rear valence, and pounding out some small dents in the bumper and polishing it. If you look closely under the kink in the trunk lid, you can see the fine paint job that I did inside the trunk along with the new shock tower boots.
What a waste of time. I find myself bummed out that my 914 is DOA and also bummed out about the hundreds of hours of work that I've done on this vehicle. On Tuesday night, I spent about 4 hours surfing this site and others reading about and contemplating a Subaru engine conversion. Maybe my next 914 will get the conversion
Spoke
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Spoke,
I'm sorry about what happened to your car, and I'm sorry that your thread has been so thoroughly hijacked. If you would like me to clean it up just say the word.
QUOTE (Bleyseng @ Jan 5 2006, 06:37 AM) |
unless you have a Stated Value policy........... |
QUOTE (seanery @ Jan 6 2006, 11:16 PM) |
Spoke, I'm sorry about what happened to your car, and I'm sorry that your thread has been so thoroughly hijacked. If you would like me to clean it up just say the word. |
spoke I might have my copy of excellence for you if you need it asap. let me know it is 10 aM and the post office closes in two hours.
CA tubs are anywhere from free to like 1500.
There was somebody that was going to bring a bunch of tubs to the east coast, but i havent heard anything in a while.
this sucks. if there's anyway i can help out, lemme know.
b
QUOTE (Spoke @ Jan 7 2006, 05:30 AM) |
When I write on this site or any other site including my email, I try to imagine what I would say if we all were standing around in a circle, face to face, beer in hand, having this conversation, which is in essence is what we are doing. |
QUOTE (Spoke @ Jan 7 2006, 05:30 AM) | ||
Thanks for the offer, I'm more worried about my outcome with the 914 to care about it. This is a fluid event and personal differences of opinion will surface among a group. When the personal differences surface in a written medium like this site, things can get ugly quickly because we are isolated from each other and can't really see the persons involved nor can they see each other. I've seen this in my kid's chat messages with friends. These kids get down right nasty to each other. They would never say those things to each others faces. When I write on this site or any other site including my email, I try to imagine what I would say if we all were standing around in a circle, face to face, beer in hand, having this conversation, which is in essence is what we are doing. If a personal difference of opinion would surface in the circle, someone would probably have said "Take it OUTSIDE guys!", which is what should be done on this or any other site. If there's a personal difference of opinion between members, it should be expressed using PM or PMing the moderator to intervene. Now back to the original topic, just out of curiosity, about how much would it cost to get a good, rust free tub or roller and ship it to Pennsylvania? How about a Trunk lid? Chrome Bumper? Valence? Taillight? Here's a pic under the passenger side. My trunk floor repair job folded to absorb some of the impact just as I had designed it to. The trunk floor and heat shield were pushed into the muffler. Thanks, Spoke |
Ouch, them photos look bad. I agree with some of the things said, but being called boarderline criminal, and illegal in my advice, well all I can say is back it up with facts. Also if someone suggests someone delete their post, then goes tell that poster that it has been copied as a quote so you can't delete, well what can you do? it makes no sense to me. Then there are the folks that defend this type of crap with one word posts like "moron", or comments like "you ruined the post". Guess there are all kinds out there.
At anyrate Old Car Price Guide, is found at many magazine shops. The last issue I have is from August 2000 (Guess that is when my 914 got rear ended much like yours) It is published six times a year by Krause Publications Inc. Iola, WI The circulation phone number is (was) 715 445-3775 I just never subscribed, just bought single copies.
For Aug 2000 the 914 is listed as: (I'll give the 1973 2.0 l example, they have a listing for each year and engine combo)
condition #1 = $18,000, #2 = $12,600, #3 = $7,200, #4 = $3,600, #5 = $2,150, and condition #6 = $700
It also details what the condition #'ers mean, #6 being a parts car,and #1 being an excellent 95 point show car. it goes into more detail.
I have used this with great sucsess in battling bad adjusters/insurance companies that want to minimize the payout.
Just don't let on that the parts are valuable to you, that way you will get the lowest price to buy back the car after it is totalled.
So obtain a current issue of Old Car Price Guide, and Xerox the page with your year and engine configuration Also add any upgrade(s) you have (and price to have them installed at local labour rate) Also have second and third sources that back up your claims, excellence has been mentioned, it is good, and find some want ads too. The more ammo you have the better you will be off
You are owed money to help you in the search for a new 914 as with older cars, the search can be time consuming, not like a two year old honda civic which can be found at about any used car lot, without rust and the wear and tear that can be on a 30+ year old car. Also consider sales tax, say they value the car at $6000 and pay you $6000, you find a good 914 for $6000, but consider you have to pay sales tax in some states to register the car, sales tax in calinazifornia is about 8% so you'll need near $500 more (total $6500) to replace the car, not $6000. Be sure to include that also.
Document the time you spend documenting the value of the car, they owe you for your time also.
You lost the car, and your time, itemize the cost of any price guides you buy, and milage you drive to go buy them, add it all up. It gives you a better negotiating edge.
besure any pains are checked out by a doctor, pain can manifest itself one or two days later, and then last many years.
Good luck, may you come out fully compensated for this crash.
I just went through all this back in Oct-Nov. My really nice '75 1.8L get side-swiped/t-boned. The insurance company wouldn't even have anything to do with that Excellence article. I guess it might depend on what company it is. I was dealing with Pemco that time. I got a HUGE runaround, but my dad and I fought tooth and nail with them for a month and a half.
First off, if you havent signed your car over yet, I wouldnt. I kept my car for parts AND to help other teeners to get back on thier feet.
Second, It has been said already, but I will say it again. The company will low ball you unbelievably. They wanted to give me $4600 INCLUDING tax and lic. for a car that was worth around $5-6K or so according to the magazine and other sources. I finally settled for roughly $5200 and picked up my current car for $5K. I still had some things to fix on it to get it near the shape of my old car, but hell, we all like working on these cars to make them our own, right?
IF you get a rental for a while out of the deal like I did, beware. At the first offer they give you, they will take it away even if you dont settle.
Another thing to think about with a repaired car besides value. The strength of the steel! It is like bending a piece of engine tin back and forth. It gets easier and easier the more you do it. That metal on your car will never have the same strength IMHO. My bug is a good sign of that. RIP VW!
All in all, I hope you dont get screwed too bad. I still got it a little, but ended up with a better car in the long run. This kind of thing REALLY sucks. It is alomst like losing a family member(to me anyways). Ive lost 2 cars to stupid fuchin drivers this last YEAR alone. It makes you want to go live in the boonies and stay away from the city!
Best of luck to you!
Add up everthing, and if they don't meet your offer, or resonably close, file a lawsuit. In california it is i believe it is a $7500 limit. you sue the car that hit you owner, and the driver should be added. It is important it is the registered owner of the car that hit you that is named in the suit even if they were not in the car.
If you only claim $7500 or less, the leverage of a court date is tremedous pressure on the insurance company.
They don't like to send some one to court, and in small claims it is you agiant the person that hit you, the insurance lawyer may be present, but may not be part of the hearing, it is you and the car owner. So if you have your shit together (lots of documentation, reduntant price guides, letter on your car, photos etcc and you put on a good argument you will win. It is better for them to settle than loose anyway and still waste time in court, Since it you verses ths owner of the car, well he is compelled to attend by his insurance company, but he is not going to put a lot of time in argueing the cost of the car, cause he has insurance to pay, so all you really end of doing is needing to convince the judge of the cost, so have it documented, with copies to leave with the judge.
Just remember the insurance company may try to pull some tricks, never cancel court until after you have the check and full agreement in hand. If you do you most liekly can not re-file for a hearing even if they skip out on the agreement.
You can also ask for money for time spent preparing your documentation.
Send a nice but firm demand for what you want and a itemized list (how you you came to the total cost) along with proofs and documentations of prices.
Also demand a rental car immediatly, that will cost them, cause they pay for it up front (don't let them make you pay with promise to reimburse you, cause if they baulk later, that is part of the max $7500 limit) Tell them you demand a rental NOW until the car is repaired, or they settle and give you money to buy a new car. since this will cost them money, they will be under pressure to settle faster rather than drag their feet. That is too your advantage.
Send the demand letter to the insurance company and the registered owner. You need to do this to:
1. show the insurance company you mean bussiness and can be organized and have your facts together, they know folks like that WILL win in court.
2. it will be good for the court if it gets that far, cause it will show the judge you tried to settle before taking his time in court, and that you made a reasonable argument to them,and they rejected it. that mades judges side with you more.
Send the letter with proof of mailing, and /or proof of recipt, that also show the insurance company that you are covering all you bases, that kind of stuff scares them!
good luck
PS I believe injury is under a sepperate lawsuit. you file one for pain and suffering,a dn seperate one for property damage. So the $7500 limit might be applicable to your crash twice. You'll need to double check that, most countis have free small claims advice offices run by legal staff, they can answer all the details for sure. So if you have medical you may still be able to go beyond small claims. And in small claims you have abig advantage, go to big time court and the insurance companies lawyers are allowed to get involved, give counter evidence etc... so even if you want $8500, you may be better off settling for the small claims limit, note the filing fee is much less for small claims.
http://cgi.ebay.com/ebaymotors/White-1972-Porsche-914-1-7_W0QQitemZ4602962261QQcategoryZ6430QQssPageNameZWDVWQQrdZ1QQcmdZViewItem Another Comp. Sounds like your car...
Hi,
My 2 cents from personal experience. It doesn't matter what they offer you. You were rear ended. You get to pick the shop where your car gets repaired. Don't even get involved in negotation. Find the best porsche restoration shop in the area and have your car towed there. Send the adjuster there and let them work out the cost of repair. They will agree or not, if there are overruns the shop goes directly to the adjuster. They insurance company will agree or not. Your losses include the rental of a vehicle while your "daily driver" is repaired. They will try to get you to accept some lowball figure that you couldn't rent a wreck for. As long as it doesn't cost them any money to prolong the settlement, ( you're not renting a car and accuring storage charges, they will try to wear you down. As long as your consequential damages are reasonable you will prevail should prevail in court. If your neck doesn't hurt yet, It should start hurting now, nothing like the threat of a PI suite on top of everything else to grease the skids. Is it wrong? Not if your trying to be made whole and your being screwed by an adjuster who gets a bonus based on how much money he saves by screwing you. I've had to take this route twice in NJ. Once with a 74 teener and once with a oppsie, Mazda.
Carlos
although from the photos you are clearly rear ended and hence the other car is in Calif near always considered at fault by default you are in good standing to win, however, wonder if you could go back to Home deport and ask to review any security tapes of the parking lot. I don't know how long they save them, so give them a call now and ask. Nothing like a tape just in case the other guy tries to lie and say like you stopped suddenly for no reason or such. let him lie to the judge, then play the tape to the judge, nothing is better for your case than the other guy lying and you have it otherwise on tape, or multible credible witnesses on your side. judges hate that stuff!
Now request that rental, tell them you want a targa or convertible model! no seriously, like for like. If they took out your trick, you should tell them you need to rent a truck, like wise a compact for a compact, a luxury full size for same and so on and so on. They need to rent you a sport convertable at least, maybe a miata, or S2000 or sporty car of your choice. Demand that in your request for a rental. Tell them you need it monday morning. Go to avis or herzt or look in the phone book an find the place that has that kind of car for rent and pick it. That makes it easy for them, when they tell you they can't get one, you can tell them how to do it! Your in charge, your Porsche was re-ended by thier insured, and that's the bottom line, Until they settle on the car and either pay you off, or fix the car, they owe you a like car rental.
They owe you full compensation from everthing that has arisen from this. be sure to not sign any release for property damage until all is considered. they love to try to get you to sign off on what they say is just the car or a release or something, how ever be ware, you could be signing your rights away for any compensation on other aspects of the claim. if your neck or back is sore, tell them, and go see a doc. You might consider a talk with a lawyer, first consult is generally free, and at least educational for you.
i could recommend a very very good one in the san fransisco bay area.
good luck
I met with the insurance adjuster on Tuesday. He'd never done an adjustment on a 914 before. I had my 356 mechanic buddy with me and he provided much detail on what damages were done to the car including damage to the engine via the muffler and headers. My buddy also commented that he wouldn't work on a 914 and he knew of no other shops in the area who would repair it.
I gave the adjuster several internet ads for 70-72 1.7L cars available now. The ads ranged from $4700 to $19200. Also gave him before pics and an itemized list of all of my expenditures from the the original purchase including oil changes and light bulbs.
Today the adjuster called me with their findings. To repair the car was $11K for which they would consider the car totalled. (no surprise). The compensation that they will give me simply blew me away. They valued the car at just under $8K! This is more than all my expenditures from day 1.
If I decide the keep the car, it will cost me $1K. I'm sure I could get $1K in parts out of it but I have to decide whether to take the money and run or part out and make a few $$.
Spoke
PS: Thank you to everyone here for your support and suggestions.
So sounds like you are looking at $8000 cash money and NO 914
OR
$8000 and then you buy your car back for $1000 leaving you $7000 to find another 914 (shell).
Sounds like a no brainer to me. I am sure you could get a VERY nice shell/roller from CA to PA for $1500. That leaves you with....$5500 in hand and nice fun project.
Great news....I'd take the money and run....maybe still buy the car back.
Good thing you didn't trust those stealin', thiefin' puke adjusters.
When my 944 turbo burned I did real well, too. I got $700 less than I had paid for it 3 years prior - and that was after they kept my deductible.
I'm happy for you being able to move forward! Good luck on the search for a new car.
If you have room I would buy it back and part it out and use the other 7k to buy a nice teener, but that's just my thoughts. Glad to hear you are getting a fair settlement.
edit: just went back an looked at your pictures. I say buy it back, heck the Fuchs are worth at least $350 - $500 depending if they are straight and come with center caps & lug bolts. You can easily make $1000 + on the parts.
Glad it all worked out. Lucky you didn't get some a-hole like Rick for an adjuster
Now THAT'S a happy ending to a sour beginning.
Good job Spoke. I never had any troubles with adjesters er, ah, I mean adjusters jes' kidding... no, really, all have been right up front people especially on the two I had last month.
Buy the car back, get a nice teener & have fun.
.......b
You still need money for lost time, search for a new car etc... so i hope the cost they pay you covers everything. Did this adjuster acusse you of boarderline criminality or illegal activity? After all you pursued your options and got several high end prices to support your cars value.
You could still should go for more money. The first offer is generally never their highest offer.
good luck
PS if the $8000 is what they value the car at, be sure to tell them you need sales tax and transfer fee included, after all you now "need to go out and buy an $8000 replacement car, plus tax and lisence fees" that ought to be about $600-$800 more than the $8000 value of the car.
They owe you that money also. You should be able to get about another grand out of them, if the car along is valued at $8000 for a total closer to $9000 which will help cover the cost to buy the car back.
Spoke,
Glad to hear all worked out with the insurance settlement. Now you can get that rust free Cali car!
QUOTE (dmenche914 @ Jan 12 2006, 11:39 AM) |
You still need money for lost time, search for a new car etc... so i hope the cost they pay you covers everything. Did this adjuster acusse you of boarderline criminality or illegal activity? After all you pursued your options and got several high end prices to support your cars value. You could still should go for more money. The first offer is generally never their highest offer. They owe you that money also. You should be able to get about another grand out of them, if the car along is valued at $8000 for a total closer to $9000 which will help cover the cost to buy the car back. |
No, you let it go first, how's that?
And stop your whining about my whining, you're a real whine baby you know? (then again wine is fine)
Oh and stop having that gun pointing at folks in your photo, makes you look, well, look like your compensating for something missing.
And to think you are whining about free (legal, non criminal) advice given to help a member that got crashed, whine whine whine. Your threats of farts have me rolling in laughter.
Now let it go Tom, easy does it, just let it go.
Calm ,calm
Hey buy this tub and tranfer all your parts
The clubbers could come do a Jenny to ya
http://www.914world.com/bbs2/index.php?act=ST&f=2&t=44257
Spokes can take his rear damaged 914 and graft it on to the 914 trike shown in the link! That would be some reverse restoration, but is possible.
QUOTE (dkos @ Jan 13 2006, 03:47 PM) |
Now you can get that rust free Cali car! |
There is a guy in MD selling two Complete 914's for $1000. Not sure how rusty they are but may be worth a look. I cold go in on this with you.. I would like to pull some parts off them.
Cheers
Kerry,
Do you have a link for those cars? I see this one on TheSamba.
http://www.thesamba.com/vw/classifieds/detail.php?id=259036
Are these the ones?
Spoke
QUOTE (Spoke @ Jan 13 2006, 05:34 PM) | ||
I'm looking for a roller for sure. If anyone has leads on a nice roller, I'm game. Actually looking for a 5-lug roller, preferably with 911 rotors. I checked with the car carriers and they will not move a tub. A roller must have working brakes (e-brake not necessary), inflated tires, and be steerable. Spoke |
that's a great idea! Get a real six compliments of your insurance company!
Has to be one of the oldest resurrects ever ... 7 years
Nope, car's ok and I do shop at Lowes now.
I did have a close call with my 911 and a deer. I was driving along a country road at night and and I saw something at the right front fender.
The deer had started to cross the road and stopped when he saw my car. I could see the deer's head in my headlights about 3 feet from my car but I missed him. I swerved just a bit but he did most of the accident avoidance in this event.
I got a good settlement from the insurance company for the accident so I bought another 914; a '74 2L in awesome condition rust-wise. I kept it a couple of years then sold it and bought the 911.
I straightened the crunched 914 and I'm driving that now.
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