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> Hagerty Valuation FYI, Insurance Renewal time
bandjoey
post Jul 29 2019, 11:38 AM
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My insurance renewal is coming up next month and currently my car is just a stock daily driver.
$0 deductible 100-300-100 and all the extras including up to 150 mile towing, the magazine, tools, etc at $12k value. I've been wondering about that amount after seeing the prices spike. Pulled up their valuation chart and it shows daily driver at $20k value. Made the change online, with no justification other than their chart, and it's now $392a year Peace of Mind.
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SteveL
post Jul 29 2019, 12:50 PM
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I just switched to Hagerty today also. Better price and coverage that my daily driver insurance company. I also went with $20k value.
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jdamiano
post Jul 29 2019, 03:21 PM
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I don’t think I could replace mine at this point for less than 35k. Hagertys let me insure it for 45k for a little less than 500 a year.
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windforfun
post Jul 29 2019, 03:32 PM
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Hagerty for $50,000 guaranteed value at $321 per year with cherished salvage, the typical liability coverage, & zero collision deductible.

(IMG:style_emoticons/default/smile.gif)
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Beeliner
post Jul 29 2019, 08:55 PM
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Hmmm.. Time to upgrade my Hagerty coverage...


I went from a 2.0 to a 2.2 this month....
Attached Image years
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Bleyseng
post Jul 30 2019, 12:05 AM
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You let your girlfriend drive! Double the coverage!
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914werke
post Jul 30 2019, 10:50 AM
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QUOTE(windforfun @ Jul 29 2019, 02:32 PM) *
"with cherished salvage,"

(IMG:style_emoticons/default/confused24.gif)
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914_7T3
post Jul 30 2019, 11:42 AM
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Please forgive me, I'm new to all of this!
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QUOTE(914werke @ Jul 30 2019, 09:50 AM) *

QUOTE(windforfun @ Jul 29 2019, 02:32 PM) *
"with cherished salvage,"

(IMG:style_emoticons/default/confused24.gif)



@914werke

It's an extra rider on the policy whereby if the car is deemed a write off (totaled), you get the full insured value and keep the car as well.

I've got it on mine and it is quite reasonable.

(IMG:style_emoticons/default/beerchug.gif)
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rgalla9146
post Jul 30 2019, 11:46 AM
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QUOTE(windforfun @ Jul 29 2019, 05:32 PM) *

Hagerty for $50,000 guaranteed value at $321 per year with cherished salvage, the typical liability coverage, & zero collision deductible.

(IMG:style_emoticons/default/smile.gif)



'cherished salvage' must be that the insured is allowed to buy the wreck if it is a total .

Note to self..... must compose more quickly.
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jfort
post Jul 30 2019, 11:56 AM
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American Collectors: $351 premium for $40,000 agreed value
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Chris914n6
post Jul 31 2019, 07:41 PM
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I must live in a shitty part of town... $530 for what the OP listed above.

Or they know I have to drive out-of-state to get to the cool events (IMG:style_emoticons/default/smile.gif)
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914werke
post Aug 1 2019, 11:50 AM
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QUOTE(914_7T3 @ Jul 30 2019, 10:42 AM) *
QUOTE(914werke @ Jul 30 2019, 09:50 AM) *
QUOTE(windforfun @ Jul 29 2019, 02:32 PM) *
"with cherished salvage,"
(IMG:style_emoticons/default/confused24.gif)
@914werke It's an extra rider on the policy whereby if the car is deemed a write off (totaled), you get the full insured value and keep the car as well.
I've got it on mine and it is quite reasonable. (IMG:style_emoticons/default/beerchug.gif)

Ill have to look into that
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