Insurance: classic vs. antique vs. standard Options

[JerryP]

Anybody use classic or antique insurance? I'm in PA with a '72 2.0. Grundy Worldwide says no coverage going to school, work or on errands. Anybody know the pro's and con's of this insurance? I want to know if I should dump my standard insurance and save about 75%. I don't use the car as a commuter but I would like to be covered if I get spanked by a Buick in the Home Depot parking lot. Ideas? Thanks.

[tat2dphreak]

1st off... on the "usage" it's not like you have to tell them WHERE you were going or what you were doing when it happened... if you ask them, then yes, they will care if you use it for going to work... because they will assume that you will do that often... if I get smacked in a parking lot while getting a quick thing and they ask... just say "I was having one of my rare drives and I remembered I was out of flour tortillas, so I decided to stop off..." (IMG:style_emoticons/default/wink.gif)

hagerty does have to agree on how much you are covered for... that way someone can't insure a Pinto for 20K and get a brand new car from the deal. the tool on the web is just to give you an idea...

ninefourteener... I think you misunderstand... the $120 hagerty quotes is for a YEAR... not a month... but 110/month is not bad at all... I had my Chrysler(POS), my wife's Civic, and the old teener on and with reneters insurance... it was $150..
35 of which was the teener... 35 *12= 420 /year that is why I am going with the hagerty... I don't drive it enough to warrant $420/year

it's not bad, and if you can afford it, have both!!! THAT is the way to go!