Insurance Recommendations Options

[ThinAir]

Seems like there was a thread about 914 insurance, but I can't find anything by searching.

So I'm looking for recommendations on insuring my 914. It's a 73 2.0L that is "garaged" in my carport (not a locked garage). I drive it 8 miles each way to work each day.

My search online came up with nothing but places that require a full locked garage and/or that the car not be a daily driver. Does anyone know of any options for someone in my situation? This is the first 914 I've owned that is worthy of more than just liability coverage.

[Mark Henry]

Here an appraisal is $90. (Canadian) from Faucet’s Motorcoach. They are the most expensive antique car restorer in the area, well respected and recommended by my insurance company. They give you a package, that has several photos, an inspection report and the appraised value, all in a nice folder, very professional.

The owner, Art Carney, asked me how much that I thought it was worth, I told him about $8,000.00. He looked through a bunch of books making notes, kept going back to the teen on the hoist, asking me questions. Then surprise, surprise he takes off the rockers (no plastic rivets) and makes a full inspection of the longs! Wow, this is not a Porsche shop!

He then asked me over, pointed out some of the minor issues that my teen has/had, told me that it was a real nice 914 and that its replacement value was $11,000 (Canadian). Good news for sure.

Now that I know more about the 914, I realize now how much that I totally lucked out in getting my nice ride. If I had to replace it, I would be phoning Brad to find me a new one in California and getting it shipped, so I think the appraiser was right on.

BTW before I had it appraised I told the insurance agent that it was worth $8,000. and I was quoted a price, when I took in the appraisal the difference was only about $30 per year.