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East coaster |
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Senior Member ![]() ![]() ![]() Group: Members Posts: 1,695 Joined: 28-March 03 From: Millville, NJ Member No.: 487 Region Association: None ![]() ![]() |
My nephew was involved in an accident with his (my old) really nice pristine '71 914. This is a really clean original car. The only things non-stock on this car are the 914-6 front end/rear hubs and the fuchs. It was original paint and was in really sweet shape. Today, someone backed into it with a mini-van while he was waiting at a light. It looks like it needs at least a hood, bumper, bumper rubber, foglight grills and the obvious body work to the front end. The alignment still feels OK, but the lights have popped up indicating the unibody was bent. I can't open the hood to investigate further without removing the bumper and I didn't want to mess with anything until I figure out how to deal with this from an insurance perspective.
I'm looking for advice on how to proceed with the insurance company. The other driver readily admitted he was in the wrong and received a ticket. So how do we make sure that it gets repaired correctly?? I can just see some hacker shop throwing a resprayed non color matched hood and trying to straighten the bumper and saying it's OK. This car really deserves to fixed correctly and I need advice on how to get that accomplished. I'm also afraid that if the repair estimate is too high, they'll want to total it?? How do you walk that thin line?? If it comes down to needing a professional appraisal of this car to fight with the insurance company, is anyone here qualified to do this?? Help! Here's pics....... Attached File(s) |
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Don Wohlfarth |
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#2
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Member ![]() ![]() Group: Members Posts: 104 Joined: 8-January 03 From: Fairfax, VA Member No.: 117 ![]() |
CAUTION, you may not want to hear this.
Depends on your nephew's insurance policy. If it's a standard policy he's got a big problem. The dumbass driver's insurance company will total the car. ACV will make you cringe when it comes into the settlement but that's what's written into the standard policy and that's all they'll pay. After the insurance company sets ACV they have a very little wiggle room for a nice car or a rust bucket. Ins co will say the car is 33 years old and is worth X dollars. If the car was worth XXX dollars you should have had a stated valve policy as the policy you purchased only covers ACV. Someone posted Paterik charges $80 but the ins co will only pay $30, anything else and you need a stated value policy. Howard made some good points but IMHO you start getting into $2500 range and the ins co will total the car. The absolutely worse thing is we get emotionally attached to these cars and we're dealing with someone who could care less. At 5 o'clock they go home while we sit and sweat about getting our baby back on the road. I hope things work out to make you whole but I think your chances are better winning the lottery. |
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Lo-Fi Version | Time is now: 16th June 2024 - 01:43 AM |
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