Are you Under-insured?, raised my limits yesterday |
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Are you Under-insured?, raised my limits yesterday |
76-914 |
Nov 17 2015, 08:20 AM
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#1
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Repeat Offender & Resident Subaru Antagonist Group: Members Posts: 13,509 Joined: 23-January 09 From: Temecula, CA Member No.: 9,964 Region Association: Southern California |
I received my renewal notice from Hagerty yesterday and promptly called to renew (I don't want to be on an episode of Judge Judy (IMG:style_emoticons/default/biggrin.gif) ). As I was speaking with their rep it came to my attention that I had never increased my insured value since owning it. I've had the car for 4 years now and it was still insured for $6K. When I bought it is wasn't running and I thought $6K was a stretch then. Fast forward to today and I realized that with the increased interest in 914's plus my own mods & improvements I was under-insured. (IMG:style_emoticons/default/sad.gif) Don't know why this escaped me but it had. Feel a little better this AM since my limits were raised to $22K and only costs me another $90 per year.
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jeffzm |
Nov 18 2015, 09:32 AM
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#2
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Newbie Group: Members Posts: 18 Joined: 17-July 15 From: norco, Ca. Member No.: 18,964 Region Association: Southern California |
Great topic, since it's being discussed I have owned my insurance agency for over 25 years and specialize in covering cars like ours along with normal auto and home. I do much business writing with Hagerty which is the way to go, they are on top of there game.
Premiums are the same if you go direct or through a broker/agent so if you would like opinions on coverage and limits along with a quote let me know. Another huge issue which is not discussed often enough is your liability limits should be on the higher side to protect your assets in case of an at fault accident. Hopefully I am not going against any forums rules by posting this but the subject was brought up and wanted to offer my services. I am licensed in several states any ? s p.m. ore mail stclairinsuranceagency@gmail.com Thanks, Jeff |
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