Insurance value?, Insurance |
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Insurance value?, Insurance |
DTMLGND |
Jan 18 2021, 03:22 PM
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#1
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Newbie Group: Members Posts: 32 Joined: 6-November 11 From: US Member No.: 13,756 Region Association: Southern California |
Hi!
After a few years of on/off working on getting my '74 914 2.0 back on the road I'm ready to insure it for proper value. I'd like to get an idea from anyone that cares to offer who and what figures they are going with currently. Here's my car and general info: 1974 2.0 FI Stock motor and transmission(miles unknown) Paragon Headers Modified Suspension Stock 2L Fuchs Roll bar+harnesses CA Car, mostly rust free, Paint and body is straight, but patina'd. Driven weekends only, maybe car shows, Auto-x. Greatly appreciated. Paul |
Racer |
Jan 19 2021, 09:58 AM
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#2
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Senior Member Group: Members Posts: 787 Joined: 25-August 03 From: Northern Virginia Member No.: 1,073 Region Association: MidAtlantic Region |
Depending on the carrier, the rollbar and racing uses could cause some challenges. It seems even AX coverage is debatable depending on the state of coverage and could void the policy if something happens.
I would say $20-25k value should be agreeable with a good firm. And recall, that the amount you pay is based on the coverage level desired and your use pattern. Many specialty plans will require the car to not be a primary use vehicle. maybe it has to be garaged (vs sitting in your driveway) etc. Limited mileage possibly too. FWIW, I have Allstate.. and they offered to get me a plan through Hagerty. So, check with your regular provider as they may subcontract out to a specialty firm for the actual coverage Hagerty is well known because they are very good at settling claims and they accommodate cars from 100% original to modified examples. There are other providers out there (Leland West and Grundy come to mind) |
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