Insurance value?, Insurance |
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Insurance value?, Insurance |
DTMLGND |
Jan 18 2021, 03:22 PM
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#1
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Newbie Group: Members Posts: 32 Joined: 6-November 11 From: US Member No.: 13,756 Region Association: Southern California |
Hi!
After a few years of on/off working on getting my '74 914 2.0 back on the road I'm ready to insure it for proper value. I'd like to get an idea from anyone that cares to offer who and what figures they are going with currently. Here's my car and general info: 1974 2.0 FI Stock motor and transmission(miles unknown) Paragon Headers Modified Suspension Stock 2L Fuchs Roll bar+harnesses CA Car, mostly rust free, Paint and body is straight, but patina'd. Driven weekends only, maybe car shows, Auto-x. Greatly appreciated. Paul |
98101 |
Feb 26 2021, 09:27 AM
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#2
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Michael in Seattle Group: Members Posts: 373 Joined: 7-October 17 From: Seattle, WA Member No.: 21,495 Region Association: Pacific Northwest |
Losing my collector car would not impact my ability to earn a living. To me there's no point in paying for insurance beyond liability and medical to protect my family's other assets.
I suppose this is just my personal preference. I have no patience with bureaucracy. My experience with other kinds of insurance is that they'll look for any reason not to pay, and I'd rather not play their game. Someone bumped my 914 from behind a couple years ago. Minor dent in the rear bumper. I got her info but didn't bother to follow up. |
flipb |
Feb 26 2021, 10:46 AM
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#3
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Senior Member Group: Members Posts: 1,728 Joined: 2-September 09 From: Fairfax, VA Member No.: 10,752 Region Association: MidAtlantic Region |
Losing my collector car would not impact my ability to earn a living. To me there's no point in paying for insurance beyond liability and medical to protect my family's other assets. That's probably a rational point of view, but... Of all my possessions, my 914 is among the most likely to self-immolate AND If it were removed from my life, I'd have a hard time justifying the money to replace it. After all, it's "just a toy" Those factors make me very happy to pay ~$400/yr to know that if I lost it, I'd get a reimbursement that would make it easier to swallow the idea of getting another "toy". |
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