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> Insurance value?, Insurance
DTMLGND
post Jan 18 2021, 03:22 PM
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Hi!
After a few years of on/off working on getting my '74 914 2.0 back on the road I'm ready to insure it for proper value.
I'd like to get an idea from anyone that cares to offer who and what figures they are going with currently.
Here's my car and general info:
1974 2.0 FI
Stock motor and transmission(miles unknown)
Paragon Headers
Modified Suspension
Stock 2L Fuchs
Roll bar+harnesses
CA Car, mostly rust free, Paint and body is straight, but patina'd.

Driven weekends only, maybe car shows, Auto-x.

Greatly appreciated.



Paul
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98101
post Feb 26 2021, 09:27 AM
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Losing my collector car would not impact my ability to earn a living. To me there's no point in paying for insurance beyond liability and medical to protect my family's other assets.

I suppose this is just my personal preference. I have no patience with bureaucracy. My experience with other kinds of insurance is that they'll look for any reason not to pay, and I'd rather not play their game. Someone bumped my 914 from behind a couple years ago. Minor dent in the rear bumper. I got her info but didn't bother to follow up.
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ClayPerrine
post Feb 26 2021, 01:22 PM
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QUOTE(98101 @ Feb 26 2021, 09:27 AM) *

Losing my collector car would not impact my ability to earn a living. To me there's no point in paying for insurance beyond liability and medical to protect my family's other assets.

I suppose this is just my personal preference. I have no patience with bureaucracy. My experience with other kinds of insurance is that they'll look for any reason not to pay, and I'd rather not play their game. Someone bumped my 914 from behind a couple years ago. Minor dent in the rear bumper. I got her info but didn't bother to follow up.


Tell me that when you are standing behind your 914 looking at this:

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And then the months of fighting with Flo's cheap ass employer, telling you that your pride and joy was only worth $1500.00.

You would sing a different tune after that. Because the only way to fight a cheap insurance company is to have an expensive insurance policy.
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Posts in this topic
DTMLGND   Insurance value?   Jan 18 2021, 03:22 PM
flipb   I've got a '74 2.0 in condition not nearly...   Jan 18 2021, 04:24 PM
mlindner   Yup Paul, I'm with Flip 20 to $25,000. an...   Jan 18 2021, 04:28 PM
Coondog   30k.   Jan 18 2021, 04:58 PM
Minerva's 914   I worked with Hagerty to establish a value for my ...   Jan 18 2021, 05:02 PM
Cairo94507   I agree with Coondog on this one- $30K is wha...   Jan 18 2021, 05:34 PM
Coondog   I agree with Coondog on this one- $30K is wh...   Jan 18 2021, 06:23 PM
StratPlayer   Just had mine boosted to 30K   Jan 18 2021, 07:42 PM
DTMLGND   I've got a '74 2.0 in condition not nearl...   Jan 19 2021, 08:42 AM
Cairo94507   No appraisal required for mine. I did however sub...   Jan 19 2021, 09:49 AM
RARE 6   No appraisal required for mine. I did however su...   Jan 19 2021, 12:16 PM
Racer   Depending on the carrier, the rollbar and racing u...   Jan 19 2021, 09:58 AM
Jamie   I've had a real dilemma attempting to get a r...   Jan 19 2021, 12:16 PM
914_7T3   I think it really depends on how much you would li...   Jan 19 2021, 12:24 PM
Racer   make sure you have the right language   Jan 19 2021, 12:58 PM
mb911   What are people seeing as average costs to insure ...   Jan 19 2021, 02:05 PM
mepstein   What are people seeing as average costs to insure...   Jan 19 2021, 02:09 PM
914Sixer   LOL at Hagerty's chart. +10 % for factory ai...   Jan 20 2021, 07:32 AM
mate914   I too would like to know. Can someone with Hagerty...   Jan 20 2021, 09:09 AM
Racer   I too would like to know. Can someone with Hagert...   Jan 20 2021, 09:40 AM
mate914   I too would like to know. Can someone with Hager...   Jan 20 2021, 09:45 AM
DRPHIL914   [quote name='Racer' post='2884372' date='Jan 20 2...   Jan 20 2021, 10:04 AM
dhuckabay   Have them on my 6. $100k value, premium is ...   Feb 26 2021, 06:56 PM
eric9144   Haggerty will insure a 2.0 for a stated value in t...   Jan 20 2021, 09:39 AM
DTMLGND   My current insurance agent provided a blank apprai...   Jan 29 2021, 06:55 PM
914e   I don't think you could replace that car for 1...   Jan 29 2021, 07:21 PM
DTMLGND   I don't think you could replace that car for ...   Jan 30 2021, 04:29 PM
VaccaRabite   Wow. I need to up my value this year. Zach   Jan 30 2021, 07:54 PM
DTMLGND   I'm about to pull the trigger on Hagerty for ...   Feb 25 2021, 06:12 PM
DRPHIL914   i am leaving Hagerty erty after 12 years no issues...   Feb 25 2021, 06:52 PM
mepstein   Length of time at an insurance company means nothi...   Feb 25 2021, 07:00 PM
dakotaewing   I think it is important that all realize that you ...   Feb 25 2021, 07:04 PM
eric9144   I think it is important that all realize that you...   Feb 25 2021, 07:31 PM
Olympic 914   The February Panorama has a valuation chart in the...   Feb 25 2021, 08:09 PM
iankarr   My collector cars are with Chubb and I recently qu...   Feb 26 2021, 08:34 AM
DTMLGND   OK, holding off for quotes from Grundy, Chubb...   Feb 26 2021, 09:22 AM
98101   Losing my collector car would not impact my abilit...   Feb 26 2021, 09:27 AM
flipb   Losing my collector car would not impact my abili...   Feb 26 2021, 10:46 AM
ClayPerrine   Losing my collector car would not impact my abili...   Feb 26 2021, 01:22 PM
AZBanks   :agree: Back in 2011, I was rear ended by a chevy...   Feb 26 2021, 04:04 PM
horizontally-opposed   I really need to get back after stated value insur...   Feb 26 2021, 05:04 PM
DTMLGND   Pulled the trigger with American Collectors ...   Mar 12 2021, 03:20 PM
DRPHIL914   Pulled the trigger with American Collectors ...   Mar 12 2021, 03:58 PM


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