OT - mortgage ?? what's better ??, banker, broker, bank, credit union |
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OT - mortgage ?? what's better ??, banker, broker, bank, credit union |
machina |
Dec 27 2004, 12:55 PM
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#1
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Advanced Member Group: Benefactors Posts: 2,030 Joined: 21-June 03 From: Miami Beach, FL Member No.: 848 |
says it in the title,
refinancing but does it matter if you go with a mortgage banker, broker, bank, savings and loan, credit union? any advice? |
Root_Werks |
Dec 27 2004, 12:59 PM
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#2
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Village Idiot Group: Members Posts: 8,337 Joined: 25-May 04 From: About 5NM from Canada Member No.: 2,105 Region Association: Pacific Northwest |
Were is Rhodes when you need him? (IMG:http://www.914world.com/bbs2/html/emoticons/laugh.gif) Well, I know brokers can sometimes do all the PITA shopping for you to get you the best rate around. Of course they charge for that in closing costs, but if the rate is right, probably worth it. Most Credit Unions are not suppose to be in it for the money, so if you are a member of one, sometimes they can get you the .0000005 closing cost sort of thing and a good rate to boot. I wouldn't recomend just walking into a bank, I think most are a waste of time. Most, not all.
I would try a broker first. It doesn't cost anything to have one try to pull something together for you. (IMG:http://www.914world.com/bbs2/html/emoticons/wink.gif) |
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