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> OT - mortgage ?? what's better ??, banker, broker, bank, credit union
machina
post Dec 27 2004, 12:55 PM
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says it in the title,

refinancing but does it matter if you go with a mortgage banker, broker, bank, savings and loan, credit union?

any advice?
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Lou W
post Dec 27 2004, 02:53 PM
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QUOTE
bryanthompson Posted on Dec 27 2004, 12:45 PM
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What are the best deals for first-time buyers? In 6 months I'll be looking to buy a place down in the Lincoln area, and don't know what to expect or where to start yet.  
There are lots of 100% loan to value loans out there. They typically need a minimum FICO score of 600, but they also want to see minimum trade lines of Credit on your reports, two accounts for more than 24 months with balance of a couple of thousand dollars or more. You will still need to come in with your closing costs and impounds. and they don't want to see your total debts including your new house payments to exceed 50% of your income before taxes.
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Posts in this topic
synthesisdv   OT - mortgage ?? what's better ??   Dec 27 2004, 12:55 PM
seanery   shop around, look for the best combo or rate, poin...   Dec 27 2004, 12:56 PM
Root_Werks   Were is Rhodes when you need him?   Dec 27 2004, 02:39 PM
MarkV   If it is your primary residence you might be able ...   Dec 27 2004, 02:44 PM
bryanthompson   What are the best deals for first-time buyers? In...   Dec 27 2004, 02:45 PM
Lou W     Dec 27 2004, 02:46 PM
Lou W  
  Dec 27 2004, 02:53 PM dakotaewing   Depending on the size of your mortgage, some lende...   Dec 27 2004, 02:54 PM
rhodyguy   had an existing 15 with about 9 1/2 years left on ...   Dec 27 2004, 09:56 PM
MrsPnambic   One thing to MAKE SURE to find out when checking r...   Dec 28 2004, 08:28 AM

 

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