WOT: Someone got my debit card number, and emptied my checking account Options

[nebreitling]

and the hits just keep coming..... i literally have NO time to mess with this crap.

[vent]

wake up this morning and check my balance online, need to see if some checks had cleared, and hey -- what's that? i only have $35?

someone got ahold of my debit card #, home address, etc., and opened up a paypal account on friday. and bought and bought and bought until they could buy no more. $1,126.12 to be exact.

paypal is looking to make good on it, but meanwhile, i have about 5 checks out that might not clear (one to a member here). that should prove to be fun. I LOVE BEAURACRACY!


i hope there is a special place in hell for this thief.

[/vent]

[soupbone]

ID THEFT- What to do when jacked.

Contact the fraud division of your bank and a credit reporting agency to let them know you have been a victim of identity theft.

Equifax: 1-800-525-6285 <- The one I used.
Experian: 1-888-397-3742
Trans Union: 1-800-680-7289

Request they place a "fraud alert" on your file. This alert will warn lenders to be especially careful in authenticating identity of anyone claiming to be you. It will mean that you cannot open instant credit, for example, at a retail store or get. But that is a minor inconvenience in light of the damage identity theft can do.

Yes, sign up with one of their programs so you can watch your purchases and even get your credit report / FICO score.

File a report with your local police department and make sure to get a copy.

Contact each credit grantor who has allowed a fraudulent account and tell them you did not open that account. Have them close these accounts. If you open new accounts, make sure to place a password or something on the account.


Contact the State of California Department of Justice at 1-888-880-0240 or via the internet at http://caag.state.ca.us/idtheft/index.htm and request an Identity Theft registration packet. The packet will contain all the necessary forms and instructions that you must complete and submit to the Department of Justice.

Call the Identity Theft Toll-Free Hotline at 1-877-IDTHEF (1-288-438-4338). This is the central point of contact within the federal government for reporting incidents of identity theft.

Document all these contacts with dates, names, and phone numbers for your records. You should also talk to a rep at your bank and they should take care of checks out there unless you were a previous b (IMG:http://www.914world.com/bbs2/html/emoticons/boldblue.gif) uncer