 OT: Umbrella Insurance, necessary?, Howard?? |
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| neo914-6 |
 Aug 18 2005, 06:01 PM
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neo life  Group: Members Posts: 5,086 Joined: 16-January 03 From: Willow Glen (San Jose) Member No.: 159  |
Ok, so now that my wife has accumated more collectibles she wants me to buy an umbrella policy insurance to cover them.
My insurance company, Allstate says I need to max both my home and auto insurance BEFORE I can buy the umbrella policy! (IMG:http://www.914world.com/bbs2/html/emoticons/confused24.gif) I have old cars so I don't carry full coverage but my small shoebox I live in is appreciating. (IMG:http://www.914world.com/bbs2/html/emoticons/biggrin.gif) I live in lawsuit prolific California and live in the high cost of insurance/everything city of San Jose. Any reasonable suggestions or guides? |
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| MarkV |
Aug 18 2005, 08:07 PM
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Fear the Jack Stands Group: Members Posts: 1,493 Joined: 15-January 03 From: Sunny Tucson, AZ Member No.: 154 Region Association: None |
It would be nice to hear what that advice is. I have an umbrella that I am considering dumping. The umbrella only costs about $350 per year, but you are required to carry very high liability coverage to qualify for the umbrella. My agent thinks umbrella is a good idea but says she has never had a policy holders umbrella kick in. I think the umbrella is liability only and will not cover your collectables. |
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Posts in this topic
neo914-6 OT: Umbrella Insurance, necessary? Aug 18 2005, 06:01 PM
cnavarro If it makes you feel any better, I have an umbrell... Aug 18 2005, 07:24 PM Howard PM sent with free advice http://ww... Aug 18 2005, 07:31 PM bondo I used to have an umbrella, but the wind picked up... Aug 18 2005, 09:04 PM
wheelo As mentioned , Umbrella is for liability- only, an... Aug 18 2005, 10:09 PM |
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