9 years of 914 ownership and first wreck, Can anyone lend some ins advice Options

[echocanyons]

Yesterday it was so nice and the recent rain had let up so I thought I would take the 914 out for a drive.

As I was getting onto the express way, one of the circular on ramps I felt the rear get really light and begin to oversteer, I tried to correct and must have over corrected because I ended up eating the gaurd rail.
I couldn't have been going very fast but the guard rail was about 2-3 inches above the top of the bumper and just went right through the front fender.
The whole drivers quarter is toast and I am hoping that it can be fixed but there is a lot of damage and I'm not so sure.

So now I guess I have to see what if the insurance thinks its toast or fixable
Any advice from those who have dealt with insurance on this kind of situation before?

I'll add pics of the carnage later but here it is just a week before.

I cant get this sick feeling out of my stomach (IMG:http://www.914world.com/bbs2/html/emoticons/icon8.gif)
(IMG:http://www.914world.com/bbs2/uploads/post-2-1143408324.jpg)

[Joe Bob]

If you aren't a PCA member get one who is....they will do a free evaluation.

Get Bruce Anderson's articles from Excellence on values, see if there is a local vintage auto appraiser that would be willing to do an appraisal, get all your reciepts together, start down loading every expensive priced 914 ad you can find......take it to YOUR choice of shops for prices of repairs. Insist on new parts, don't take any shit from the insurance company....you have a contract.....they WILL try and screw you. There is a reason they are rich....they take your money and intend on keeping as much as they can.....

They screw with you tell them you are gonna get on the horn to the State Insurance Commisioner. What are they gonna do? Cancel you? They probably will do it even if you roll over and take it.... (IMG:http://www.914world.com/bbs2/html/emoticons/cool_shades.gif)