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> OT: Is Anyone able to Offer Advice on Filing Bankruptcy?, Seriously thinking about IT again
Scott Carlberg
post Nov 2 2007, 03:24 PM
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I'm looking for Suggestions, Advice, What to Do's and What NOT to do's.

thanks.
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scotty b
post Nov 5 2007, 07:39 PM
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rust free you say ?
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Don't.

I looked into a few years ago. I was about 42,000 in the hole. After exploring the options I chose to live with it. I played the credit card companies just like they played me. It was MY fault and I found a way to deal with it...to my advantage. I am still not totally clear BUT my credit rating is unharmed, I can get a loan for most anything once I have payed it off, and best of all I have taken care of my own F-up and haven't passed it on to someones else. You're situation could certainly be much werse than mine but my advice is to struggle your way through it and learn from it. I know I have. In the end I regret some of the stupid things I did but don't regret all of it. Twas a learning experience. Full immersion into the werld of finance
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Pat Garvey
post Nov 5 2007, 08:27 PM
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QUOTE(scotty b @ Nov 5 2007, 08:39 PM) *

Don't.

I looked into a few years ago. I was about 42,000 in the hole. After exploring the options I chose to live with it. I played the credit card companies just like they played me. It was MY fault and I found a way to deal with it...to my advantage. I am still not totally clear BUT my credit rating is unharmed, I can get a loan for most anything once I have payed it off, and best of all I have taken care of my own F-up and haven't passed it on to someones else. You're situation could certainly be much werse than mine but my advice is to struggle your way through it and learn from it. I know I have. In the end I regret some of the stupid things I did but don't regret all of it. Twas a learning experience. Full immersion into the werld of finance



Good advice! Learn from your mistakes & deal with it. And, most importantly, don't let that rat bite you in the ass again!
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Posts in this topic
Scott Carlberg   OT: Is Anyone able to Offer Advice on Filing Bankruptcy?   Nov 2 2007, 03:24 PM
Scott Carlberg   121 Views and NOT one reply? :confused: at l...   Nov 5 2007, 01:48 PM
lotus_65   not doing well, i'm in denial! i can...   Nov 5 2007, 02:05 PM
Vacca Rabite   I thought about it after my divorce 7 years ago - ...   Nov 5 2007, 02:11 PM
Cap'n Krusty   It's a LOT harder now than it was 2 years ago,...   Nov 5 2007, 02:11 PM
914-8   To get an idea of you situation, I'dneed to kn...   Nov 5 2007, 02:48 PM
BarberDave   :trophy: ...   Nov 5 2007, 03:14 PM
Scott Carlberg   914-8 you have PM, with MY details.   Nov 5 2007, 03:19 PM
Jake Raby   Damn, don't think I have ever seen a thread li...   Nov 5 2007, 03:23 PM
Scott Carlberg   Thanks Jake. I should've put this thread in ...   Nov 5 2007, 03:25 PM
ruddyboys   Your best bet would be to talk with a bankruptcy l...   Nov 5 2007, 03:31 PM
xperu   There are several types of BR, but you must do wha...   Nov 5 2007, 03:59 PM
914-8   Here's the thing. Bky make sense for some peo...   Nov 5 2007, 04:32 PM
Toast   I filed bankruptsy 4 years ago. And I went throug...   Nov 5 2007, 04:54 PM
tim_nd   Sorry to hear your stressful situation. I would n...   Nov 5 2007, 06:25 PM
scotty b   Don't. I looked into a few years ago. I was ...   Nov 5 2007, 07:39 PM
Pat Garvey   B)-->
QUOTE(scotty b @ N...   Nov 5 2007, 08:27 PM
angerosa   I have a person very close to me whos father filed...   Nov 5 2007, 10:37 PM


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