 Buying classic car insurance for the 914, Need current value info for agent |
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| rjames |
 Jul 6 2006, 10:34 PM
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I'm made of metal  Group: Members Posts: 4,447 Joined: 24-July 05 From: Shoreline, WA Member No.: 4,467 Region Association: Pacific Northwest 
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I have a '75 2.0, in good+ shape (the major rust repairs have been done, engine was rebuilt fairly recently, etc) and it would seem that if the car was totaled I'd need about 6-7k to buy another one that was in really good shape, so naturally I want to insure it for more. The insruance co. said they'd insure it for $8000 without an appraisal as long as I sent them a bunch of photos, and it met the current price listing in the "Older car pricing guide". I have never heard of this pricing guide, nor can I find it using a google search.
Anyone know of this particular 'pricing guide'? Or what it's actually called? Or what our cars are currently valued at? And/or does anyone have any things I should know when insuring a 'classic car'? Thanks! |
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| East coaster |
Jul 7 2006, 07:17 AM
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Senior Member Group: Members Posts: 1,927 Joined: 28-March 03 From: Millville, NJ Member No.: 487 Region Association: None
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Has anyone found classic insurance that will allow you to drive your car to work occasionally?? I really want to be able to drive to work when it's nice out. Hagerty said "No".
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| Michael N |
Jul 7 2006, 04:13 PM
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#3
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Certifiable Group: Members Posts: 1,432 Joined: 6-June 04 From: San Jose, Ca Member No.: 2,164 Region Association: Northern California |
QUOTE(East coaster @ Jul 7 2006, 06:17 AM)  Has anyone found classic insurance that will allow you to drive your car to work occasionally?? I really want to be able to drive to work when it's nice out. Hagerty said "No". I went through this earlier this year and I found NO collector insurance that would let you drive the car to work etc not even on occasion. It seems like Hagerty, Leland West and many others only want you to "garage" your car and never drive them. Most are only for shows and club events. Be careful or you'll be stuck. |
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| tdgray |
Jul 7 2006, 04:31 PM
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#4
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Thank God Nemo is not here to see this Group: Members Posts: 9,706 Joined: 5-August 03 From: Akron, OH Member No.: 984 Region Association: None |
QUOTE(Michael N @ Jul 7 2006, 06:13 PM) QUOTE(East coaster @ Jul 7 2006, 06:17 AM) Has anyone found classic insurance that will allow you to drive your car to work occasionally?? I really want to be able to drive to work when it's nice out. Hagerty said "No". I went through this earlier this year and I found NO collector insurance that would let you drive the car to work etc not even on occasion. It seems like Hagerty, Leland West and many others only want you to "garage" your car and never drive them. Most are only for shows and club events. Be careful or you'll be stuck. Don't know who you guys talked to. I have both MG and the 914 insured with Hagerty. On my application i clearly state that I will occasionally drive them to work... They never said a thing. |
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| Michael N |
Jul 7 2006, 11:27 PM
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#5
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Certifiable Group: Members Posts: 1,432 Joined: 6-June 04 From: San Jose, Ca Member No.: 2,164 Region Association: Northern California |
QUOTE(tdgray @ Jul 7 2006, 03:31 PM) QUOTE(Michael N @ Jul 7 2006, 06:13 PM) QUOTE(East coaster @ Jul 7 2006, 06:17 AM) Has anyone found classic insurance that will allow you to drive your car to work occasionally?? I really want to be able to drive to work when it's nice out. Hagerty said "No". I went through this earlier this year and I found NO collector insurance that would let you drive the car to work etc not even on occasion. It seems like Hagerty, Leland West and many others only want you to "garage" your car and never drive them. Most are only for shows and club events. Be careful or you'll be stuck. Don't know who you guys talked to. I have both MG and the 914 insured with Hagerty. On my application i clearly state that I will occasionally drive them to work... They never said a thing. It's in the fine print and stated in the application process. I asked if it was OK if driving to work then "pleasure driving afterwards to a club event" They said NO. I felt it was not worth the risk. I have had someone back into my daily driver and do 4K worth of damage while my car was parked at work and no one was in it. This is copied from Hagerty's site: Usage - Collector vehicles must not be driven daily and should be for pleasure driving, car shows, and club events only; [i] (IMG:style_emoticons/default/driving.gif) I wish they had a policy that cover alittle more driving. It would be alot cheaper than the route I took. |
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Posts in this topic
rjames Buying classic car insurance for the 914 Jul 6 2006, 10:34 PM
wertygrog wow I just looked this up tonight as im getting a ... Jul 6 2006, 10:43 PM turboman808 Mine is insured for 35k. The insurance company di... Jul 6 2006, 11:43 PM anthony I don't understand the problem. They are willi... Jul 7 2006, 01:24 AM solex My car is also insured for 8K, also a 75 2.0 in go... Jul 7 2006, 07:04 AM Bleyseng Mine is insured for $10k at Haggerty. 'bo... Jul 7 2006, 07:14 AM
Michael N |
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