 OT: health insurance suggestions., got a good company to recommend. |
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| DougC |
 Jan 11 2005, 01:33 PM
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#1
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Senior Member  Group: Members Posts: 949 Joined: 6-July 04 From: Dallas, TX Member No.: 2,307  |
Well, we're expecting another baby in April and I need to start thinking about health insurance. Current situation is this: $252.18 per month (pretax) from UnitedHealthCare Ins.Co through my company - covers me and my 2yr old son. I've thought about dropping myself since I've consistantly paid for insurance for the last 5.5 years and haven't gone to the Dr. once. Anyone have any suggestions? TIA!
Doug C |
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| MXMARK |
Jan 11 2005, 02:29 PM
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#2
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Member Group: Members Posts: 205 Joined: 15-February 04 From: Riverside, Ca. the new (951) Member No.: 1,656 |
Doug keep what you have. my work pays for half of my policy but none of my family. I pay $685.00 a month for me and the family. I still have a co-pay for urgent care and emergency room. I was thinking about switching to a deductable based plan. I would have to pay the first $1500.00 per person (my wife and daughter) Then my work would pay half of mine.The monthly premium would be $88.00 for me and $241.00 for the family. Lets see that is about $350.00 a month savings. Just keep what you have it sounds good. Thanks Mark
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| DougC |
Jan 11 2005, 02:56 PM
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#3
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Senior Member Group: Members Posts: 949 Joined: 6-July 04 From: Dallas, TX Member No.: 2,307 |
Yeah we're about where you are if you factor in what my wife pays seperately and if you added the extra child that's on the way. I'd like to get us all on the same plan and do a little better on the monthly.
Doug C |
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| Lou W |
Jan 11 2005, 03:59 PM
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#4
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"Here Kitty Kitty" my ass...... Group: Members Posts: 4,109 Joined: 9-May 04 From: Roseburg, OR. Member No.: 2,039 Region Association: Spain |
We're very happy with our insurance, it's Blue Shield. For myself, my wife and our daughter we pay $400.00 per month. It has a 30% deductable with a $2,500.00 out of pocket. A large percentage of our Prescriptions are paid through the policy. Our concern is more for major medical coverage. My wife and I are both self employed. (IMG:http://www.914world.com/bbs2/html/emoticons/smile.gif)
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