insurance expense, Budgeting??? |
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insurance expense, Budgeting??? |
zabo |
Jan 25 2005, 09:52 AM
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#1
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Newbie Group: Members Posts: 14 Joined: 13-October 04 From: Nashvegas Member No.: 2,940 |
How much could I expect to budget for annual insurance on a 914. High side / low side.
I know there are many variables that would affect the price. I am just looking for a ballpark. |
Joe Bob |
Jan 25 2005, 10:08 AM
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#2
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Retired admin, banned a few times Group: Members Posts: 17,427 Joined: 24-December 02 From: Boulder CO Member No.: 5 Region Association: None |
Too many variables.....age, driving record, full coverage versus laibility only, teenagers in the house, yada yada yada....
If you are older and have another everyday driver, try Haggerty Vintage Insurance. |
anthony |
Jan 25 2005, 10:14 AM
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#3
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2270 club Group: Benefactors Posts: 3,107 Joined: 1-February 03 From: SF Bay Area, CA Member No.: 218 |
Or, call your current insurance agent. They can give you a quote in about 5 minutes.
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tat2dphreak |
Jan 25 2005, 12:42 PM
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#4
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stoya, stoya, stoya Group: Benefactors Posts: 8,797 Joined: 6-June 03 From: Wylie, TX Member No.: 792 Region Association: Southwest Region |
I second both coments above... call you ins. agent and call hagerty... a buddy of mine uses Hagerty for his ghia and saves about $400/year that way...
I'll be using hagerty when I get mine on the road again... you do need a garage and the 914 shouldn't be a daily driver for Hagarty though... they even ask for proof hat you have another car insured as a daily driver |
Carlitos Way |
Jan 25 2005, 01:09 PM
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#5
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I did it MY WAY Group: Members Posts: 1,337 Joined: 14-September 04 From: Simi Valley, CA Member No.: 2,757 Region Association: Southern California |
I got a great quote from Mark Moody, who is a member here. Give him a call at 415-892-5289. I'm not sure if he can provide coverage in your area, but he should be able to point you in the right direction at least.
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Joe Ricard |
Jan 25 2005, 02:41 PM
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#6
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CUMONIWANNARACEU Group: Members Posts: 6,811 Joined: 5-January 03 From: Gautier, MS Member No.: 92 |
Haggerty has some limitations to include vehicles that see "off road use" Wonder if that includes Autocross
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zabo |
Jan 25 2005, 04:18 PM
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#7
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Newbie Group: Members Posts: 14 Joined: 13-October 04 From: Nashvegas Member No.: 2,940 |
do you suppose they have a miles per year limit. I have a daily driver that would qualify as my daily driver, but heck, I would buy a 914 to drive practically all summer and any nice day.... isn't that the point. |
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tat2dphreak |
Jan 25 2005, 04:26 PM
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#8
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stoya, stoya, stoya Group: Benefactors Posts: 8,797 Joined: 6-June 03 From: Wylie, TX Member No.: 792 Region Association: Southwest Region |
they don't ask for proof of how much you drive per year... and you are allowed to drive it to shows etc... it's not like they would know what miles were from what...
hagerty will insure racers, but you have to tell them you are going to use it for auto-x... but it's not like they would know... I think Seanery has Hagerty too |
GaroldShaffer |
Jan 25 2005, 04:39 PM
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#9
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You bought another 914? Group: Benefactors Posts: 7,622 Joined: 27-June 03 From: Portage, IN Member No.: 865 Region Association: None |
I have Haggerty also and yes I AX my car. While I am on the "track / course" I am not covered but I have coverage everyplace else. Can't remember my yearly rate,I think $246, I do know I have 5k year in alotted miles and $9500 insured value. I drive my 914 when ever I can but I don't come close to the 5k miles a year, usually just about 3500.
Oh, and they don't like you taking your car to work & store. That is fine with me since I work from home and usually I just go for a drive or 914 breakfast or SCCA meeting / events. |
tracks914 |
Jan 25 2005, 07:33 PM
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#10
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Canadian Member Group: Benefactors Posts: 2,083 Joined: 15-January 03 From: Timmins, Ontario, Canada Member No.: 153 Region Association: None |
I use the "silver wheels plan". They insure you for the value of the car over 25 years old, not the type of car.
@ $17K appraised value, I pay about $165/year for full coverage. Cheap Insurance |
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