RIP VIN 4762902521, 1976 Sunflower 2.0.. Barn Fire |
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RIP VIN 4762902521, 1976 Sunflower 2.0.. Barn Fire |
Brian Mifsud |
May 18 2017, 02:49 PM
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#1
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Mechanical Engineer Group: Members Posts: 981 Joined: 3-March 03 From: Penngrove, CA Member No.: 384 Region Association: None |
Hi All,
Sad day.. my barn when up in flames Tuesday night and burnt with the ferocity of an erupting volcano. The two structural steel I-beams holding up the roof collapsed and looked like wet noodles (16" tall by 6" wide by 25' long....) I haven't gotten closer than 20' from the car as the Claims guy wants an untouched scene before he shows up. My dad's Bridgeport Mill had the Aluminum Motor covers melted off. The newly rebuilt transaxle that I hadn't even filled with oil yet is somewhere under a smoldering pile of plywood and who knows the engine's fate which I had out on a dolly. The engine cart I had a small block chevy on folded in half. My son's Olympic weight set is still on the power rack with the two 45lb plates sagging at 45 degrees from horizontal looking like some deranged strongman went crazy... Then the bomb dropped.. I had never thought that my registered as non-operational car still needed insurance.... not covered...... yep I'm a dummy... Sorry 4762902521 I let you down..... you had a pretty good life. Born in Germany, shipped to Carlsen Porsche Audi in S.F. Bay Area's "South Bay". spent your whole life nearby in decent weather.. only a couple rust spots under the battery and base of windshield.... so much for my "retirement project" of restoring her... RIP "Sunflower". |
poorsche914 |
May 18 2017, 02:55 PM
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#2
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T4 Supercharged Group: Members Posts: 3,087 Joined: 28-May 09 From: Smoky Mountains Member No.: 10,419 Region Association: South East States |
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SirAndy |
May 18 2017, 02:59 PM
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#3
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Resident German Group: Admin Posts: 41,606 Joined: 21-January 03 From: Oakland, Kalifornia Member No.: 179 Region Association: Northern California |
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7TPorsh |
May 18 2017, 03:00 PM
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#4
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7T Porsh Group: Members Posts: 2,691 Joined: 27-March 06 From: Glendale Ca Member No.: 5,782 Region Association: Southern California |
Sorry to hear....not sure if I want to see pics.
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Big Len |
May 18 2017, 03:06 PM
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#5
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Senior Member Group: Members Posts: 1,747 Joined: 16-July 13 From: Edgewood, New Mexico Member No.: 16,126 Region Association: Southwest Region |
So the barn and it's contents were not insured under your homeowner's policy?
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Brian Mifsud |
May 18 2017, 03:17 PM
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#6
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Mechanical Engineer Group: Members Posts: 981 Joined: 3-March 03 From: Penngrove, CA Member No.: 384 Region Association: None |
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Brian Mifsud |
May 18 2017, 03:18 PM
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#7
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Mechanical Engineer Group: Members Posts: 981 Joined: 3-March 03 From: Penngrove, CA Member No.: 384 Region Association: None |
I haven't snapped any "after" pics.. but here's what the fireman photographed...
http://www.pressdemocrat.com/news/7003712-...re-destroys-two |
EdwardBlume |
May 18 2017, 03:22 PM
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#8
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914 Wizard Group: Members Posts: 12,338 Joined: 2-January 03 From: SLO Member No.: 81 Region Association: Central California |
(IMG:style_emoticons/default/sad.gif)
Don't give up on your dreams. When you get back on your feet look for another car and move forward. |
Krieger |
May 18 2017, 03:23 PM
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#9
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Advanced Member Group: Members Posts: 4,702 Joined: 24-May 04 From: Santa Rosa CA Member No.: 2,104 Region Association: None |
Oh no...
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Brian Mifsud |
May 18 2017, 03:30 PM
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#10
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Mechanical Engineer Group: Members Posts: 981 Joined: 3-March 03 From: Penngrove, CA Member No.: 384 Region Association: None |
(IMG:style_emoticons/default/sad.gif) Don't give up on your dreams. When you get back on your feet look for another car and move forward. Yea but now a days.. these cars cost REAL money.. not the monopoly money you used be able to pick them up for (in good shape)... |
76-914 |
May 18 2017, 03:32 PM
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#11
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Repeat Offender & Resident Subaru Antagonist Group: Members Posts: 13,490 Joined: 23-January 09 From: Temecula, CA Member No.: 9,964 Region Association: Southern California |
Aww man, sorry for your loss. (IMG:style_emoticons/default/sad.gif)
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Dion |
May 18 2017, 03:37 PM
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#12
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RN Group: Members Posts: 2,762 Joined: 16-September 04 From: Audubon,PA Member No.: 2,766 Region Association: MidAtlantic Region |
Brian that's terrible. Sorry to hear of your troubles. They'll be good news somewhere
in that mess. Perseverance. Good luck. |
7TPorsh |
May 18 2017, 03:39 PM
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#13
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7T Porsh Group: Members Posts: 2,691 Joined: 27-March 06 From: Glendale Ca Member No.: 5,782 Region Association: Southern California |
So the barn and it's contents were not insured under your homeowner's policy? Everything but CARS.... They specifically stated that all cars must be insured whether operation or non operational.. same for RVs etc.. But tractors would be covered.... crap! Put a Porsche emblem on the tractor and say that was a Porsche too! Sorry again... (IMG:style_emoticons/default/sad.gif) |
Cairo94507 |
May 18 2017, 03:47 PM
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#14
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Michael Group: Members Posts: 9,714 Joined: 1-November 08 From: Auburn, CA Member No.: 9,712 Region Association: Northern California |
OMG! I am so sorry to hear that. I hope you come out of that mess OK.
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burton73 |
May 18 2017, 04:07 PM
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#15
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burton73 Group: Members Posts: 3,498 Joined: 2-January 07 From: Los Angeles Member No.: 7,414 Region Association: Southern California |
So sorry you had a terrible fire and lost both cars.
I had a fire in my factory back in 1978 and burned every thing up. It is very sad to see what happens in a fire to metal. My friend made a suggestion to me back then and you may want to ck into this to see what you think but a fire adjuster working for you getting paid a small part of the clam after you get paid can get you the maximum amount for your loss. Some items that I thought where worth nothing ended up being very valuable and the amount that we paid the adjuster was much less that he got back for us. On top of that you are not in a great place emotionally and it is hard to do all the paperwork you may need to do. I remember going through the scene with this guy and picking up each piece and he would enter it in his book and come up with a value. He had a piece of wire and it was all that was left of a wall clock and I never would have remembered it and he got me back what a new unit would cost. That multiplied by lots of items can add up to a great deal of money for you and hopefully make you whole. In my fire I lost an Alfa Romeo Duetto with racing engine and lots of memories that cannot be replaced. Bob B |
dakotaewing |
May 18 2017, 04:31 PM
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#16
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Senior Member Group: Members Posts: 1,160 Joined: 8-July 03 From: DeSoto, Tx Member No.: 897 Region Association: Southwest Region |
Brian,
The car not being covered is typical for all policies, however, some polices will cover parts to the car as personal property under the terms of the policy, depending on the carrier. Some carriers have set a limit as to how much in car parts they will cover. Do not expect anything attached the car to be covered. Your policy will have a limit for the building, and a separate limit for the contents in the building. The Contents are referred to as schedule C, and the building as schedule B. Find out what your policy limits are, and get a good idea of what the carrier is going to offer you prior to hiring a public adjuster (PA), as suggested in the comment above. If you are going to max out the policy limits, there is no point in giving some of it to a PA. Let me or Rick know if you have any questions, as we work in the biz - Good Luck - |
sixaddict |
May 18 2017, 04:31 PM
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#17
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Senior Member Group: Members Posts: 798 Joined: 22-January 09 From: Panama City Beach, FL Member No.: 9,961 Region Association: South East States |
I know this is a horse is out of the barn resolution but...
I have a couple of 6s that are in progress of restoration. Hagerty will cover them very reasonably at a stated value .....Just paid the premium for two which was $235 for the year. It can grow as progress occurs. Like I said ...the horse is gone but for those with bones in the garage it gives you protection at least for your investment ! Sorry. (IMG:style_emoticons/default/sad.gif) |
EdwardBlume |
May 18 2017, 04:31 PM
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#18
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914 Wizard Group: Members Posts: 12,338 Joined: 2-January 03 From: SLO Member No.: 81 Region Association: Central California |
(IMG:style_emoticons/default/sad.gif) Don't give up on your dreams. When you get back on your feet look for another car and move forward. Yea but now a days.. these cars cost REAL money.. not the monopoly money you used be able to pick them up for (in good shape)... (IMG:style_emoticons/default/agree.gif) but miracles can happen if you let people help you. Besides, it may be a blessing in disguise. How were you planning to get a SBC 914 to pass smog in CA? |
Coondog |
May 18 2017, 05:00 PM
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#19
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Advanced Member Group: Members Posts: 2,089 Joined: 24-September 15 From: Apple Valley Calif Member No.: 19,195 Region Association: Southern California |
I was assigned to our departments Fire investigation unit for many years. The one thing I learned is you need to set down and make a list of everything that was in the garage to include 914 items that were not in the car. Go ahead and embellish the condition and value, when things are destroyed in a fire it's pretty hard for a insurance adjuster to argue its condition. Remember there job is to play you the lowest amount while your job is to get the highest return.
It's to bad that Raby motor on the cart got melted in the fire.......... (IMG:style_emoticons/default/happy11.gif) |
Mueller |
May 18 2017, 05:19 PM
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#20
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914 Freak! Group: Members Posts: 17,146 Joined: 4-January 03 From: Antioch, CA Member No.: 87 Region Association: None |
Holy crap, so sorry to hear about this Brian.
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