Got hit yesterday Options

[aharder]

Lady was pulling out of her parking spot and clipped my front left. (IMG:style_emoticons/default/headbang.gif)

[RickS]

Sorry to hear about the damage. Total pain.

I was just about hit 2 weeks ago on I-90 by an SUV changing lanes into me due to the 914 being so low, and they being inattentive. Luckily I could move into another lane with no issue. Using the horn may have alerted her, but I was too busy saving my ass.

Terms of my collector car insurance say I am not allowed to run errands since parking lots and stop and go traffic have the greatest likelihood of accident. Statistically they are correct and it's the price I have to pay, so to speak, for cheap rates. Besides the times I do drive it make those drives more special.

Good luck with your settlement.

[thelogo]

Sorry to hear about the damage. Total pain.

I was just about hit 2 weeks ago on I-90 by an SUV changing lanes into me due to the 914 being so low, and they being inattentive. Luckily I could move into another lane with no issue. Using the horn may have alerted her, but I was too busy saving my ass.

Terms of my collector car insurance say I am not allowed to run errands since parking lots and stop and go traffic have the greatest likelihood of accident. Statistically they are correct and it's the price I have to pay, so to speak, for cheap rates. Besides the times I do drive it make those drives more special.

Good luck with your settlement.

Sorry but letting some jackass insurance agent tell you when and where you can drive your car is a really puss move .

[DM_2000]

Sorry but letting some jackass insurance agent tell you when and where you can drive your car is a really puss move .

Grundy guys !

I drive where when and how often i want

Same deal as jim grundy himself

Why be some insurance agents bitch.

Gee, It doesn't take me long to see who the problem child is.

How about you call Grundy and tell them what you just told the list then see how fast they cancel your policy. If you are operating outside of the insurance plans rules _that you agreed to _ , at minimum you are not covered and at max committing insurance fraud.

Specialty car insurance generally costs less because there is less risk to cover. ( less miles , only on sunny days, owners are more careful and hopefully responsible. )

For those that don't understand how insurance works:

An actuary ( whom is like an accountant except they don't have a personality ) looks at risk factors from past losses then calculates future losses. This is further broken down as to drivers , cars , areas that add / subtract from the median risk.

The cost of losses is divided by the number of insured then admin costs and profit are added in to generate a yearly cost of insurance. Add more risk by driving more and your share of the risk ( what you pay ) needs to go up.

In other words, insurance is shared risk as in: " I can't afford to pay for a total loss of this item so I chip in to cover the losses of others as they will do the same if I suffer a loss.