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> Got hit yesterday
sb914
post Aug 23 2017, 12:49 PM
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I drive my 914 like I'm on a Motorcycle. Someone try's to hit me almost every time I drive it. We're so low,people can't see us.
Sorry they got you!
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Ed_Turbo
post Aug 23 2017, 01:46 PM
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QUOTE(sb914 @ Aug 23 2017, 11:49 AM) *

I drive my 914 like I'm on a Motorcycle. Someone try's to hit me almost every time I drive it. We're so low,people can't see us.
Sorry they got you!


You are in the OC man (IMG:style_emoticons/default/laugh.gif)
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RickS
post Aug 23 2017, 09:50 PM
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Sorry to hear about the damage. Total pain.

I was just about hit 2 weeks ago on I-90 by an SUV changing lanes into me due to the 914 being so low, and they being inattentive. Luckily I could move into another lane with no issue. Using the horn may have alerted her, but I was too busy saving my ass.

Terms of my collector car insurance say I am not allowed to run errands since parking lots and stop and go traffic have the greatest likelihood of accident. Statistically they are correct and it's the price I have to pay, so to speak, for cheap rates. Besides the times I do drive it make those drives more special.

Good luck with your settlement.
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thelogo
post Aug 24 2017, 08:22 AM
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QUOTE(RickS @ Aug 23 2017, 08:50 PM) *

Sorry to hear about the damage. Total pain.

I was just about hit 2 weeks ago on I-90 by an SUV changing lanes into me due to the 914 being so low, and they being inattentive. Luckily I could move into another lane with no issue. Using the horn may have alerted her, but I was too busy saving my ass.

Terms of my collector car insurance say I am not allowed to run errands since parking lots and stop and go traffic have the greatest likelihood of accident. Statistically they are correct and it's the price I have to pay, so to speak, for cheap rates. Besides the times I do drive it make those drives more special.

Good luck with your settlement.










Sorry but letting some jackass insurance agent tell you when and where you can drive your car is a really puss move .

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mzalanka
post Aug 24 2017, 10:17 AM
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Sorry, that's a dick thing to say. SOP for most affordable collector car policies including the companies endorsed by PCA. You have to have your car garaged and you don't get to DD it.

Some of us don't have unlimited funds, have kids or other constraints on our budgets, and don't DD our cars. The price differential with a CC policy can be huge and can make having a nice weekend car an affordable option.
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jkb944t
post Aug 24 2017, 10:43 AM
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QUOTE(RickS @ Aug 23 2017, 07:50 PM) *


Terms of my collector car insurance say I am not allowed to run errands since parking lots and stop and go traffic have the greatest likelihood of accident. Statistically they are correct and it's the price I have to pay, so to speak, for cheap rates. Besides the times I do drive it make those drives more special.

Good luck with your settlement.


Are you sure that your terms actually say that? Most of the CC policies that I have seen lately specify a maximum yearly mileage instead of being too restrictive on where you can drive it. The mileage restriction keeps you from using it as a DD but you can still run an errand if you wanted to.

Jeff B
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thelogo
post Aug 24 2017, 03:07 PM
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Grundy guys !

I drive where when and how often i want

Same deal as jim grundy himself


Why be some insurance agents bitch.


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mzalanka
post Aug 24 2017, 04:07 PM
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QUOTE(thelogo @ Aug 24 2017, 02:07 PM) *

Grundy guys !

I drive where when and how often i want

Same deal as jim grundy himself


Why be some insurance agents bitch.


Huh. No kidding.

Page 5 of my Grundy policy quote:

Attached Image
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DM_2000
post Aug 24 2017, 07:04 PM
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QUOTE(thelogo @ Aug 24 2017, 09:22 AM) *

Sorry but letting some jackass insurance agent tell you when and where you can drive your car is a really puss move .


QUOTE(thelogo @ Aug 24 2017, 04:07 PM) *

Grundy guys !

I drive where when and how often i want

Same deal as jim grundy himself

Why be some insurance agents bitch.



Gee, It doesn't take me long to see who the problem child is.

How about you call Grundy and tell them what you just told the list then see how fast they cancel your policy. If you are operating outside of the insurance plans rules _that you agreed to _ , at minimum you are not covered and at max committing insurance fraud.

Specialty car insurance generally costs less because there is less risk to cover. ( less miles , only on sunny days, owners are more careful and hopefully responsible. )

For those that don't understand how insurance works:

An actuary ( whom is like an accountant except they don't have a personality ) looks at risk factors from past losses then calculates future losses. This is further broken down as to drivers , cars , areas that add / subtract from the median risk.

The cost of losses is divided by the number of insured then admin costs and profit are added in to generate a yearly cost of insurance. Add more risk by driving more and your share of the risk ( what you pay ) needs to go up.

In other words, insurance is shared risk as in: " I can't afford to pay for a total loss of this item so I chip in to cover the losses of others as they will do the same if I suffer a loss.
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DM_2000
post Aug 24 2017, 07:15 PM
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QUOTE(aharder @ Aug 21 2017, 07:01 PM) *

Lady was pulling out of her parking spot and clipped my front left. (IMG:style_emoticons/default/headbang.gif)


Do you have full coverage or liability only? Is it a standard insurance policy or specialty?

If full coverage, your insurance co may try to " total loss " the car. This happens frequently on "other brand of older car" list I'm on. Also, with full coverage, there is " Stated value" and Agree value" The policy needs to be carefully read as one is a not to exceed value than can be pushed down at time of loss and the other a "car is gone, we pay the full amount you signed up for.".
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thelogo
post Aug 24 2017, 08:41 PM
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QUOTE(mzalanka @ Aug 24 2017, 03:07 PM) *

QUOTE(thelogo @ Aug 24 2017, 02:07 PM) *

Grundy guys !

I drive where when and how often i want

Same deal as jim grundy himself


Why be some insurance agents bitch.


Huh. No kidding.

Page 5 of my Grundy policy quote:

Attached Image





Ill check my policy but
When i got the insurance thru grundy 10 years ago
They told me , "no mileage restrictions "

And how are they to say that i was running errands or
Driving to a car show ?

I mean the whole biz of insurance is trying to fuucc over people
Why should i be so honest to them ?
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thelogo
post Aug 24 2017, 08:50 PM
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minimum you are not covered and at max committing insurance fraud.








Fraud for running errands, whats the world comin too
...................


That will never stick

The second insurance agents start talking limitations
And restrictions, i hang up the phone ( hagerty )

I mean whats the point of having a old volkswagen
If there are restrictions (IMG:style_emoticons/default/smoke.gif) ? ???


It is still a free country ? Right (IMG:style_emoticons/default/flag.gif)



I remember 1 old guy who's a member here
Who said he would get behind the wheel of his 914
Drink old scotch, smoke a cigar
Fucc a hooker and drive down the road with a big smile ....

Call me sentimental but i kinda took this guy as a role model .


This guy too

https://youtu.be/mjoSQ-lCA58
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