Got hit yesterday |
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Got hit yesterday |
sb914 |
Aug 23 2017, 12:49 PM
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#21
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Surf Guru Group: Members Posts: 4,297 Joined: 25-November 12 From: Brookings,Oregon Member No.: 15,191 Region Association: Southern California |
I drive my 914 like I'm on a Motorcycle. Someone try's to hit me almost every time I drive it. We're so low,people can't see us.
Sorry they got you! |
Ed_Turbo |
Aug 23 2017, 01:46 PM
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#22
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Member Group: Members Posts: 440 Joined: 5-June 17 From: Hacienda Heights, Ca. Member No.: 21,151 Region Association: Southern California |
I drive my 914 like I'm on a Motorcycle. Someone try's to hit me almost every time I drive it. We're so low,people can't see us. Sorry they got you! You are in the OC man (IMG:style_emoticons/default/laugh.gif) |
RickS |
Aug 23 2017, 09:50 PM
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#23
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Senior Member Group: Members Posts: 1,408 Joined: 17-April 06 From: 'False City', WA Member No.: 5,880 Region Association: None |
Sorry to hear about the damage. Total pain.
I was just about hit 2 weeks ago on I-90 by an SUV changing lanes into me due to the 914 being so low, and they being inattentive. Luckily I could move into another lane with no issue. Using the horn may have alerted her, but I was too busy saving my ass. Terms of my collector car insurance say I am not allowed to run errands since parking lots and stop and go traffic have the greatest likelihood of accident. Statistically they are correct and it's the price I have to pay, so to speak, for cheap rates. Besides the times I do drive it make those drives more special. Good luck with your settlement. |
thelogo |
Aug 24 2017, 08:22 AM
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#24
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
Sorry to hear about the damage. Total pain. I was just about hit 2 weeks ago on I-90 by an SUV changing lanes into me due to the 914 being so low, and they being inattentive. Luckily I could move into another lane with no issue. Using the horn may have alerted her, but I was too busy saving my ass. Terms of my collector car insurance say I am not allowed to run errands since parking lots and stop and go traffic have the greatest likelihood of accident. Statistically they are correct and it's the price I have to pay, so to speak, for cheap rates. Besides the times I do drive it make those drives more special. Good luck with your settlement. Sorry but letting some jackass insurance agent tell you when and where you can drive your car is a really puss move . |
mzalanka |
Aug 24 2017, 10:17 AM
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#25
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Member Group: Members Posts: 116 Joined: 11-July 11 From: Portland, OR Member No.: 13,300 Region Association: None |
Sorry, that's a dick thing to say. SOP for most affordable collector car policies including the companies endorsed by PCA. You have to have your car garaged and you don't get to DD it.
Some of us don't have unlimited funds, have kids or other constraints on our budgets, and don't DD our cars. The price differential with a CC policy can be huge and can make having a nice weekend car an affordable option. |
jkb944t |
Aug 24 2017, 10:43 AM
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#26
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Member Group: Members Posts: 464 Joined: 17-January 05 From: Canton, OH Member No.: 3,459 Region Association: None |
Terms of my collector car insurance say I am not allowed to run errands since parking lots and stop and go traffic have the greatest likelihood of accident. Statistically they are correct and it's the price I have to pay, so to speak, for cheap rates. Besides the times I do drive it make those drives more special. Good luck with your settlement. Are you sure that your terms actually say that? Most of the CC policies that I have seen lately specify a maximum yearly mileage instead of being too restrictive on where you can drive it. The mileage restriction keeps you from using it as a DD but you can still run an errand if you wanted to. Jeff B |
thelogo |
Aug 24 2017, 03:07 PM
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#27
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
Grundy guys !
I drive where when and how often i want Same deal as jim grundy himself Why be some insurance agents bitch. |
mzalanka |
Aug 24 2017, 04:07 PM
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#28
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Member Group: Members Posts: 116 Joined: 11-July 11 From: Portland, OR Member No.: 13,300 Region Association: None |
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DM_2000 |
Aug 24 2017, 07:04 PM
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#29
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Member Group: Members Posts: 217 Joined: 16-August 17 From: PA Member No.: 21,351 Region Association: None |
Sorry but letting some jackass insurance agent tell you when and where you can drive your car is a really puss move . Grundy guys ! I drive where when and how often i want Same deal as jim grundy himself Why be some insurance agents bitch. Gee, It doesn't take me long to see who the problem child is. How about you call Grundy and tell them what you just told the list then see how fast they cancel your policy. If you are operating outside of the insurance plans rules _that you agreed to _ , at minimum you are not covered and at max committing insurance fraud. Specialty car insurance generally costs less because there is less risk to cover. ( less miles , only on sunny days, owners are more careful and hopefully responsible. ) For those that don't understand how insurance works: An actuary ( whom is like an accountant except they don't have a personality ) looks at risk factors from past losses then calculates future losses. This is further broken down as to drivers , cars , areas that add / subtract from the median risk. The cost of losses is divided by the number of insured then admin costs and profit are added in to generate a yearly cost of insurance. Add more risk by driving more and your share of the risk ( what you pay ) needs to go up. In other words, insurance is shared risk as in: " I can't afford to pay for a total loss of this item so I chip in to cover the losses of others as they will do the same if I suffer a loss. |
DM_2000 |
Aug 24 2017, 07:15 PM
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#30
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Member Group: Members Posts: 217 Joined: 16-August 17 From: PA Member No.: 21,351 Region Association: None |
Lady was pulling out of her parking spot and clipped my front left. (IMG:style_emoticons/default/headbang.gif) Do you have full coverage or liability only? Is it a standard insurance policy or specialty? If full coverage, your insurance co may try to " total loss " the car. This happens frequently on "other brand of older car" list I'm on. Also, with full coverage, there is " Stated value" and Agree value" The policy needs to be carefully read as one is a not to exceed value than can be pushed down at time of loss and the other a "car is gone, we pay the full amount you signed up for.". |
thelogo |
Aug 24 2017, 08:41 PM
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#31
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
Grundy guys ! I drive where when and how often i want Same deal as jim grundy himself Why be some insurance agents bitch. Huh. No kidding. Page 5 of my Grundy policy quote: Ill check my policy but When i got the insurance thru grundy 10 years ago They told me , "no mileage restrictions " And how are they to say that i was running errands or Driving to a car show ? I mean the whole biz of insurance is trying to fuucc over people Why should i be so honest to them ? |
thelogo |
Aug 24 2017, 08:50 PM
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#32
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
minimum you are not covered and at max committing insurance fraud.
Fraud for running errands, whats the world comin too ................... That will never stick The second insurance agents start talking limitations And restrictions, i hang up the phone ( hagerty ) I mean whats the point of having a old volkswagen If there are restrictions (IMG:style_emoticons/default/smoke.gif) ? ??? It is still a free country ? Right (IMG:style_emoticons/default/flag.gif) I remember 1 old guy who's a member here Who said he would get behind the wheel of his 914 Drink old scotch, smoke a cigar Fucc a hooker and drive down the road with a big smile .... Call me sentimental but i kinda took this guy as a role model . This guy too https://youtu.be/mjoSQ-lCA58 |
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