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> Car insurance?
SirAndy
post Dec 10 2018, 10:01 PM
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Has anyone found a good compromise between service and cost for car insurance?

My 914 does *not* qualify for any of the garage queen insurance types, it's driven too much too frequently.
I currently have it insured with my other cars on 21st/Farmers but their rates are getting insane.

There has to be something better out there ...
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Tom_T
post Dec 10 2018, 10:05 PM
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Andy,

Try AAA as they're always competitive for us on several vehicles (cars & trailers), plus the towing & roadside services.

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SirAndy
post Dec 10 2018, 10:15 PM
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QUOTE(Tom_T @ Dec 10 2018, 08:05 PM) *
Try AAA as they're always competitive for us on several vehicles (cars & trailers), plus the towing & roadside services.

Tried to get an online quote, you can't list cars older than '85 or some such ...
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burton73
post Dec 10 2018, 10:27 PM
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Andy,

My 6 cost $830. Or so for 100g of coverage but it has to be covered in a garage from Hagerty. I am bumping it the 125K now. They look at the #41 build blog.

My 74 914 V8 car is covered for stated valve and as it does not run the 903 trans is covered as spare parts. I have AAA for the rest of my cars. When I got a quote from Hagerty for a 2017 Boxster turbo it was close as the AAA price because it was so new.

Hope that helps.

Bob B
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Tdskip
post Dec 10 2018, 10:43 PM
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Hagerty, Hagerty, Hagerty and then some more Hagerty
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JeffBowlsby
post Dec 10 2018, 10:50 PM
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Check JC Taylor. https://www.jctaylor.com/

They insure modifieds.

I have had them for many years, with very good, friendly service. As long as you have another daily driver, and keep the 914 in a locked garage they will give you stated value, no mileage limits.
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Andyrew
post Dec 10 2018, 10:54 PM
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Do you have a working odometer??

I have Hagerty for both P cars. Best rates I have found...
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Coondog
post Dec 10 2018, 11:04 PM
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American collector car ins. Had them for years. They never ask for annual mileage reports.
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TravisNeff
post Dec 10 2018, 11:09 PM
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QUOTE(SirAndy @ Dec 10 2018, 09:15 PM) *

QUOTE(Tom_T @ Dec 10 2018, 08:05 PM) *
Try AAA as they're always competitive for us on several vehicles (cars & trailers), plus the towing & roadside services.

Tried to get an online quote, you can't list cars older than '85 or some such ...
(IMG:style_emoticons/default/sad.gif)


I will find out the deal is with collector cars at AAA. I work there and as a matter of fact I am the scrum master for the online quote team. (IMG:style_emoticons/default/type.gif)
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914_7T3
post Dec 10 2018, 11:59 PM
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QUOTE(Tdskip @ Dec 10 2018, 08:43 PM) *

Hagerty, Hagerty, Hagerty and then some more Hagerty



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Ask about the rider for Cherish Salvage!
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oldschool
post Dec 11 2018, 01:38 AM
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QUOTE(SirAndy @ Dec 10 2018, 08:15 PM) *

QUOTE(Tom_T @ Dec 10 2018, 08:05 PM) *
Try AAA as they're always competitive for us on several vehicles (cars & trailers), plus the towing & roadside services.

Tried to get an online quote, you can't list cars older than '85 or some such ...
(IMG:style_emoticons/default/sad.gif)

Hey buddy AAA gave me a better deal than hagerty, But I do have all my cars and home with them.
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914_teener
post Dec 11 2018, 06:35 AM
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QUOTE(Andyrew @ Dec 10 2018, 08:54 PM) *

Do you have a working odometer??

I have Hagerty for both P cars. Best rates I have found...



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Olympic 914
post Dec 11 2018, 08:15 AM
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American Modern ins.

But they do require a garage.


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mepstein
post Dec 11 2018, 08:22 AM
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QUOTE(Olympic 914 @ Dec 11 2018, 09:15 AM) *

American Modern ins.

But they do require a garage.


I use them. Good price and good service. Both American and the state of PA allow me to run my antique Porsche's pretty much as often as I like as long as I have a daily driver.
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76-914
post Dec 11 2018, 09:04 AM
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I have Hagerty on my P cars but a garage was required. I think Andy said his isn't garaged. (IMG:style_emoticons/default/beerchug.gif)
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Andyrew
post Dec 11 2018, 09:32 AM
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QUOTE(76-914 @ Dec 11 2018, 07:04 AM) *

I have Hagerty on my P cars but a garage was required. I think Andy said his isn't garaged. (IMG:style_emoticons/default/beerchug.gif)


Andy has a garage in his new place. I think his main concern was the miles and using it on the weekdays.
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Cairo94507
post Dec 11 2018, 09:36 AM
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I had AAA for 30-plus years. No claims, accidents, tickets, etc. I bought a new Porsche back in '97 and they refused to accept it. Their explanation at the time was they were seeing a spike in sports car claims and would not accept a new Porsche onto an existing policy. They then tried to refer me to another insurance company. Mind you, no claims, no issues, premium paid in full yearly and never delinquent.

I switched to Allstate for home, cars, umbrella, etc. Now they are getting really expensive at $2,700 per year for the Audi and the 997. Still no accidents, tickets, etc. I am beginning to think about looking for another insurance company. Oh, I have a garage and live in an area where we do not have Urban crime problems.

Finally, my Six is insured by Haggerty for a stated value. As soon as it gets on its wheels, (this week?) I am going to send them some pictures and bump the stated value by 50%, to more closely reflect the value of the car.

I really hate insurance companies but what are you going to do? (IMG:style_emoticons/default/confused24.gif)

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burton73
post Dec 11 2018, 10:42 AM
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QUOTE(Coondog @ Dec 10 2018, 09:04 PM) *

American collector car ins. Had them for years. They never ask for annual mileage reports.


I had them for years and then they would not increase the value on my 6 at PMB as work was in progress. They caped out at $50,000. Hagerty looked as photos and said they would go to $125,000 if that is what I wanted.

I have never had any money paid to me on my classic cars. The proof is in the payments and service when there is a problem.

Eric uses them and he told me they have been a great company.

Bob B
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PanelBilly
post Dec 11 2018, 10:45 AM
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In a few years you can go with AARP
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burton73
post Dec 11 2018, 10:46 AM
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QUOTE(Cairo94507 @ Dec 11 2018, 07:36 AM) *

I had AAA for 30-plus years. No claims, accidents, tickets, etc. I bought a new Porsche back in '97 and they refused to accept it. Their explanation at the time was they were seeing a spike in sports car claims and would not accept a new Porsche onto an existing policy. They then tried to refer me to another insurance company. Mind you, no claims, no issues, premium paid in full yearly and never delinquent.

I switched to Allstate for home, cars, umbrella, etc. Now they are getting really expensive at $2,700 per year for the Audi and the 997. Still no accidents, tickets, etc. I am beginning to think about looking for another insurance company. Oh, I have a garage and live in an area where we do not have Urban crime problems.

Finally, my Six is insured by Haggerty for a stated value. As soon as it gets on its wheels, (this week?) I am going to send them some pictures and bump the stated value by 50%, to more closely reflect the value of the car.

I really hate insurance companies but what are you going to do? (IMG:style_emoticons/default/confused24.gif)



On Hagerty all you have to do is let them look at your build blog. That is what I did. They will be more than happy to go to $125,000 right now for your (IMG:style_emoticons/default/bye1.gif) work in progress. They really are easy to work with.

Bob B
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