Car insurance? |
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Car insurance? |
SirAndy |
Dec 10 2018, 10:01 PM
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#1
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Resident German Group: Admin Posts: 41,580 Joined: 21-January 03 From: Oakland, Kalifornia Member No.: 179 Region Association: Northern California |
Has anyone found a good compromise between service and cost for car insurance?
My 914 does *not* qualify for any of the garage queen insurance types, it's driven too much too frequently. I currently have it insured with my other cars on 21st/Farmers but their rates are getting insane. There has to be something better out there ... (IMG:style_emoticons/default/idea.gif) |
Tom_T |
Dec 10 2018, 10:05 PM
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#2
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TMI.... Group: Members Posts: 8,318 Joined: 19-March 09 From: Orange, CA Member No.: 10,181 Region Association: Southern California |
Andy,
Try AAA as they're always competitive for us on several vehicles (cars & trailers), plus the towing & roadside services. (IMG:style_emoticons/default/beerchug.gif) Tom /////// |
SirAndy |
Dec 10 2018, 10:15 PM
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#3
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Resident German Group: Admin Posts: 41,580 Joined: 21-January 03 From: Oakland, Kalifornia Member No.: 179 Region Association: Northern California |
Try AAA as they're always competitive for us on several vehicles (cars & trailers), plus the towing & roadside services. Tried to get an online quote, you can't list cars older than '85 or some such ... (IMG:style_emoticons/default/sad.gif) |
burton73 |
Dec 10 2018, 10:27 PM
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#4
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burton73 Group: Members Posts: 3,457 Joined: 2-January 07 From: Los Angeles Member No.: 7,414 Region Association: Southern California |
Andy,
My 6 cost $830. Or so for 100g of coverage but it has to be covered in a garage from Hagerty. I am bumping it the 125K now. They look at the #41 build blog. My 74 914 V8 car is covered for stated valve and as it does not run the 903 trans is covered as spare parts. I have AAA for the rest of my cars. When I got a quote from Hagerty for a 2017 Boxster turbo it was close as the AAA price because it was so new. Hope that helps. Bob B |
Tdskip |
Dec 10 2018, 10:43 PM
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#5
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Advanced Member Group: Members Posts: 3,674 Joined: 1-December 17 From: soCal Member No.: 21,666 Region Association: None |
Hagerty, Hagerty, Hagerty and then some more Hagerty
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JeffBowlsby |
Dec 10 2018, 10:50 PM
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#6
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914 Wiring Harnesses Group: Members Posts: 8,438 Joined: 7-January 03 From: San Ramon CA Member No.: 104 Region Association: None |
Check JC Taylor. https://www.jctaylor.com/
They insure modifieds. I have had them for many years, with very good, friendly service. As long as you have another daily driver, and keep the 914 in a locked garage they will give you stated value, no mileage limits. |
Andyrew |
Dec 10 2018, 10:54 PM
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#7
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Spooling.... Please wait Group: Members Posts: 13,376 Joined: 20-January 03 From: Riverbank, Ca Member No.: 172 Region Association: Northern California |
Do you have a working odometer??
I have Hagerty for both P cars. Best rates I have found... |
Coondog |
Dec 10 2018, 11:04 PM
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#8
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Advanced Member Group: Members Posts: 2,089 Joined: 24-September 15 From: Apple Valley Calif Member No.: 19,195 Region Association: Southern California |
American collector car ins. Had them for years. They never ask for annual mileage reports.
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TravisNeff |
Dec 10 2018, 11:09 PM
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#9
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914 Guru Group: Members Posts: 5,082 Joined: 20-March 03 From: Mesa, AZ Member No.: 447 Region Association: Southwest Region |
Try AAA as they're always competitive for us on several vehicles (cars & trailers), plus the towing & roadside services. Tried to get an online quote, you can't list cars older than '85 or some such ... (IMG:style_emoticons/default/sad.gif) I will find out the deal is with collector cars at AAA. I work there and as a matter of fact I am the scrum master for the online quote team. (IMG:style_emoticons/default/type.gif) |
914_7T3 |
Dec 10 2018, 11:59 PM
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#10
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Please forgive me, I'm new to all of this! Group: Members Posts: 1,846 Joined: 3-April 17 From: Los Angeles, CA Member No.: 20,991 Region Association: Southern California |
Hagerty, Hagerty, Hagerty and then some more Hagerty (IMG:style_emoticons/default/agree.gif) Ask about the rider for Cherish Salvage! |
oldschool |
Dec 11 2018, 01:38 AM
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#11
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Advanced Member Group: Members Posts: 3,360 Joined: 29-October 08 From: P-town Member No.: 9,705 Region Association: Southern California |
Try AAA as they're always competitive for us on several vehicles (cars & trailers), plus the towing & roadside services. Tried to get an online quote, you can't list cars older than '85 or some such ... (IMG:style_emoticons/default/sad.gif) Hey buddy AAA gave me a better deal than hagerty, But I do have all my cars and home with them. |
914_teener |
Dec 11 2018, 06:35 AM
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#12
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914 Guru Group: Members Posts: 5,193 Joined: 31-August 08 From: So. Cal Member No.: 9,489 Region Association: Southern California |
Do you have a working odometer?? I have Hagerty for both P cars. Best rates I have found... (IMG:style_emoticons/default/agree.gif) |
Olympic 914 |
Dec 11 2018, 08:15 AM
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#13
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Group: Members Posts: 1,658 Joined: 7-July 11 From: Pittsburgh PA Member No.: 13,287 Region Association: North East States |
American Modern ins.
But they do require a garage. |
mepstein |
Dec 11 2018, 08:22 AM
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#14
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914-6 GT in waiting Group: Members Posts: 19,142 Joined: 19-September 09 From: Landenberg, PA/Wilmington, DE Member No.: 10,825 Region Association: MidAtlantic Region |
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76-914 |
Dec 11 2018, 09:04 AM
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#15
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Repeat Offender & Resident Subaru Antagonist Group: Members Posts: 13,455 Joined: 23-January 09 From: Temecula, CA Member No.: 9,964 Region Association: Southern California |
I have Hagerty on my P cars but a garage was required. I think Andy said his isn't garaged. (IMG:style_emoticons/default/beerchug.gif)
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Andyrew |
Dec 11 2018, 09:32 AM
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#16
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Spooling.... Please wait Group: Members Posts: 13,376 Joined: 20-January 03 From: Riverbank, Ca Member No.: 172 Region Association: Northern California |
I have Hagerty on my P cars but a garage was required. I think Andy said his isn't garaged. (IMG:style_emoticons/default/beerchug.gif) Andy has a garage in his new place. I think his main concern was the miles and using it on the weekdays. |
Cairo94507 |
Dec 11 2018, 09:36 AM
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#17
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Michael Group: Members Posts: 9,650 Joined: 1-November 08 From: Auburn, CA Member No.: 9,712 Region Association: Northern California |
I had AAA for 30-plus years. No claims, accidents, tickets, etc. I bought a new Porsche back in '97 and they refused to accept it. Their explanation at the time was they were seeing a spike in sports car claims and would not accept a new Porsche onto an existing policy. They then tried to refer me to another insurance company. Mind you, no claims, no issues, premium paid in full yearly and never delinquent.
I switched to Allstate for home, cars, umbrella, etc. Now they are getting really expensive at $2,700 per year for the Audi and the 997. Still no accidents, tickets, etc. I am beginning to think about looking for another insurance company. Oh, I have a garage and live in an area where we do not have Urban crime problems. Finally, my Six is insured by Haggerty for a stated value. As soon as it gets on its wheels, (this week?) I am going to send them some pictures and bump the stated value by 50%, to more closely reflect the value of the car. I really hate insurance companies but what are you going to do? (IMG:style_emoticons/default/confused24.gif) |
burton73 |
Dec 11 2018, 10:42 AM
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#18
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burton73 Group: Members Posts: 3,457 Joined: 2-January 07 From: Los Angeles Member No.: 7,414 Region Association: Southern California |
American collector car ins. Had them for years. They never ask for annual mileage reports. I had them for years and then they would not increase the value on my 6 at PMB as work was in progress. They caped out at $50,000. Hagerty looked as photos and said they would go to $125,000 if that is what I wanted. I have never had any money paid to me on my classic cars. The proof is in the payments and service when there is a problem. Eric uses them and he told me they have been a great company. Bob B |
PanelBilly |
Dec 11 2018, 10:45 AM
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#19
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914 Guru Group: Members Posts: 5,788 Joined: 23-July 06 From: Kent, Wa Member No.: 6,488 Region Association: Pacific Northwest |
In a few years you can go with AARP
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burton73 |
Dec 11 2018, 10:46 AM
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#20
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burton73 Group: Members Posts: 3,457 Joined: 2-January 07 From: Los Angeles Member No.: 7,414 Region Association: Southern California |
I had AAA for 30-plus years. No claims, accidents, tickets, etc. I bought a new Porsche back in '97 and they refused to accept it. Their explanation at the time was they were seeing a spike in sports car claims and would not accept a new Porsche onto an existing policy. They then tried to refer me to another insurance company. Mind you, no claims, no issues, premium paid in full yearly and never delinquent. I switched to Allstate for home, cars, umbrella, etc. Now they are getting really expensive at $2,700 per year for the Audi and the 997. Still no accidents, tickets, etc. I am beginning to think about looking for another insurance company. Oh, I have a garage and live in an area where we do not have Urban crime problems. Finally, my Six is insured by Haggerty for a stated value. As soon as it gets on its wheels, (this week?) I am going to send them some pictures and bump the stated value by 50%, to more closely reflect the value of the car. I really hate insurance companies but what are you going to do? (IMG:style_emoticons/default/confused24.gif) On Hagerty all you have to do is let them look at your build blog. That is what I did. They will be more than happy to go to $125,000 right now for your (IMG:style_emoticons/default/bye1.gif) work in progress. They really are easy to work with. Bob B |
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