I noticed that we had some insurance guys so I thoght I would post my situation and see what you guys advise.
My wifes car was less than 2 weeks old when it was bumped from behind.
The damage consists of round marks in the rear bumper form the screw on the orher cars front plate. One on the marks goes through a seam on the bumper. I bought the car to the body shop and they said 1200 to replace the rear bumper. I think its a fair price and its what I want a new bumper wrap not a repair on a car less than 2 weeks old. The other insurance only wants ro give me $567 and only want to pay for a repair. Because of where the damage is the body shop is not willing to gurantee a repair on the bumper.
I have gotten no where with the insurance company but have filed a complaint with the state insurance commison, the Attorney General and the AutoBody commisson. Anyone have any additional thought on how to get the insurance company to see things my way.
My insurance company Negotiaed the claim down to $998 dollars with the body shop and said Oh sorry you have a 1k deductiable so you get nothing from us. I just want to cut through this BS and get the car fixed the way it should be. Not a repair but replacement