Moisture barriers are to keep moisture out of the insulation. Wet insulation = loss of R value = higher heating/cooling costs.
In cold climates, the warm moist inside air cools and condenses against the cold dryer outside air.
The reverse happens in warm climates. Warm moist outside air condenses against the colder inside aircondishioned air.
Every break in the vapour barrier lets moisture into the insulation (electrical wall pulgs, light fixtures, even the staples used to hold it to the studs cause leaks) Wet insulation causes mold and paint to flake off outside walls.
Mike,
is this a attic mounted AC/heating unit? If so, (as mentioned above) the drain could be blocked and water could be getting into the insulation and causing the mold to work thru the drywall, showing inside the house.
Now the bad part, if the drain is the cause it's a simple matter to unplug it and reroute it so it can't happen again.
The drywall might have to be replaced if it is mushy. Don't poke at it till you find out the cause. It can be let dry and painted with alumumum paint to stop the mold from showing thru the paint again. Paint stores sell expensive "stain stopper" paint, but it's basicly just alumumum paint. Coat with the alu paint and then repaint with your regular house paint.
The insulation will have to be removed in the attic where it's wet. It can be taken out and dryed (over time) but it's faster to just R & R it. Increasing the R value in the attic lesssens the interchange of the cold/heat moisture
Be careful in the attic, one slip and you will be patching ceilings (and bones if you fall thru). Get some 1' X 6" X 6' boards to walk on while up there. Place them across the joists.
You might want to put some extra vents in the attic while up there (gable end or roof type) in case it's trapped moisture that is causing the problem.
Drink plenty of water while up in the attic, you will need it this time of year.