We have 2 drivers in the household and only 1 car that is 10 years old or newer (1997 Passat TDI), besides the 73 2.0. The problem is, NOBODY will sell us a collector car policy without us BOTH having a newer car. If somebody knows of anyone who will, you would be my HERO!!!!
I got a quote from Progressive and they would write a stated value policy on the 2.0 as a commuter car. The rub is, in the case of a total loss, they will pay the LOWER of the 2, stated value or value of the car according to NADA book for older cars. I'd be willing to bet most all the insurance companies have the exact same fine print. NADA says that an "excellent" 914 is worth around $5000, but a VW Thing, same condition, is worth over $10000. Go figure. You might want to check with your agent to make sure you're really covered for as much as you think.
Anybody have any claims experience with Geico on a 914 , (or other older car) for claims? I have Geico now, they're cheap, but I'm really concerned if my older cars (73 914 and 81 VW Rabbit Diesel Pickup) were stolen or totaled I'd get hosed. I have tried for YEARS to get a straight answer from them on how they value older/collector cars with no success.