When on my bike, I only ride in regular traffic lanes if I'm going the speed limit or more. OK then and making left turns on multilane streets.
On the other side of the dashboard, many years ago, a teenager on a bike tried to kill himself on the front of my VW Squareback. He didn't succeed. Actually, he turned across traffic without a glance just as I was passing him. Broke my headlight, pushed my fender back so the door would bind, broke my windshield and dented my roof with his head before I could hit the brakes. The repair shop said "get your money from the kid's parents homeowners insurance". My insurance guy called later and advised that I leave it alone before they investigated and put any percentage blame on me. I dopped it and left the incident at 100% the kid's fault. Never did get the car all the way fixed. 27 years later and I still remember the kid's name... stupid kid.
Eric