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> spring is comming....., Time to find.....
ME733
post Feb 8 2010, 04:35 PM
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Well Spring is comming sometime in the near future ,I hope.(when the rains stop and and the cold weather abates, usually.) Question is ...who would you recommend for "classis Car insurance"., and what experiences have you had with them good or bad. ...Thanks MM.
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agentblr
post Feb 8 2010, 05:13 PM
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I have not had a policy with them, but I have heard nothing but good things about Hagerty Insurace.
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Ferg
post Feb 8 2010, 05:22 PM
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I've had Hagerty for many years now, never had to file a claim (knock on wood) but they have been great otherwise.

Ferg
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7TPorsh
post Feb 8 2010, 05:28 PM
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In the same boat. i am signing up with Heacock Classic. $100 a year for good coverage.
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tradisrad
post Feb 8 2010, 09:54 PM
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I've used Hagerty for years w/o issues, but no claims either.
I currently have my car on regular insurance because I want to drive it more than the classic policy allows. I will change back someday.
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Dr Evil
post Feb 9 2010, 12:21 AM
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The big difference I see is whether or not there are imposed limitations on usage and mileage. I have heard that Hagerty does not check mileage and as such can not enforce it.
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KELTY360
post Feb 9 2010, 01:56 AM
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I've had Hagerty for over 15 years now. The one claim I had they were very easy to deal with. No hassles; even followed up when I didn't get the repair work done right away, just to make sure everything was OK.
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HarveyH
post Feb 9 2010, 07:16 AM
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Been with Hagerty for a number of years now. Only claim was for a stone through the windshield. Handled quickly and easily. One phone call to call in the claim and one call to tell them where I was having the work done.
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VaccaRabite
post Feb 9 2010, 08:31 AM
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I am using American Modern, as they were a USAA affiliate, and USAA did not want to cover a classic car. Similar to Hagarty in many ways. Have to keep the car in a locked garage, and I am not supposed to drive it over 5000 miles a year - but they don't check, and I doubt that I would anyway.

Zach
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zymurgist
post Feb 9 2010, 09:00 AM
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I use Grundy Worldwide. No mileage limitations, agreed value coverage, and the agreed value of the coverage automatically increases each year.
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Ferg
post Feb 9 2010, 11:56 AM
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QUOTE(Dr Evil @ Feb 8 2010, 11:21 PM) *

The big difference I see is whether or not there are imposed limitations on usage and mileage. I have heard that Hagerty does not check mileage and as such can not enforce it.



According to my contact at Hagerty, mileage used to go to a event does not count towards your yearly total, So WCC, RRC, or any other club or car event, does not count against you. I just give them a ring before a big trip and let them know where I"m headed.
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tat2dphreak
post Feb 9 2010, 12:11 PM
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I've always used hagerty, but no claims. also the milage restrictions are for the "recreational" driving. if you are driving it to events or to a shop, it doesn't count... but that doesn't matter because they don't check or enforce it.
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SirAndy
post Feb 9 2010, 12:28 PM
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QUOTE(Dr Evil @ Feb 8 2010, 10:21 PM) *

I have heard that Hagerty does not check mileage and as such can not enforce it.

Those days are over. (IMG:style_emoticons/default/dry.gif)

New regulations require ALL car insurance companies to now implement a tiered pricing structure on actual miles driven per year.



I'm currently working on a related project ...
(IMG:style_emoticons/default/shades.gif) Andy
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7TPorsh
post Feb 9 2010, 02:07 PM
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What if the speedo only works when it wants too?
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SirAndy
post Feb 9 2010, 02:17 PM
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QUOTE(7TPorsh @ Feb 9 2010, 12:07 PM) *

What if the speedo only works when it wants too?

Tamper-proof GPS tracking devices for all vehicles ...

(IMG:style_emoticons/default/shades.gif) Andy
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ME733
post Feb 10 2010, 05:30 AM
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QUOTE(SirAndy @ Feb 9 2010, 03:17 PM) *

QUOTE(7TPorsh @ Feb 9 2010, 12:07 PM) *

What if the speedo only works when it wants too?

Tamper-proof GPS tracking devices for all vehicles ...

(IMG:style_emoticons/default/shades.gif) Andy

................This sounds Like the INSURANCE COMPANY lobbists have paid off our legislators again...!....How can we oppose this?. A required GPS system is an infrengement on personal freedom of movement, use of personal property,and survelance without a court order.! Even Felons being traced, tracked, require a judges court order to allow Authorities to use GPS, and wire taps....(I have a good friend who is a prosecutor, is why I know this stuff.)....MM.
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jcambo7
post Feb 10 2010, 05:31 PM
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QUOTE(Vacca Rabite @ Feb 9 2010, 08:31 AM) *

I am using American Modern, as they were a USAA affiliate, and USAA did not want to cover a classic car. Similar to Hagarty in many ways. Have to keep the car in a locked garage, and I am not supposed to drive it over 5000 miles a year - but they don't check, and I doubt that I would anyway.

Zach


USAA didn't want to insure a classic car? That confuses me seeing how USAA insures both my 914 and my Honda...
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Dr Evil
post Feb 10 2010, 05:39 PM
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How long has USAA done your 914? Mine was done until I wrecked it and then they gave me shit about "why dont you have collector insurance on it?" I told them that it cost less than a Honda to replace so why should I have restrictive insurance on it. However, collector insurance is waaayyy cheaper. Some will only let you drive to and from a parade or other events. Not to work, not to the store.
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dr914@autoatlanta.com
post Feb 10 2010, 05:40 PM
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QUOTE(ME733 @ Feb 8 2010, 03:35 PM) *

Well Spring is comming sometime in the near future ,I hope.(when the rains stop and and the cold weather abates, usually.) Question is ...who would you recommend for "classis Car insurance"., and what experiences have you had with them good or bad. ...Thanks MM.


Hagerty is best for the classics and AMICA is best for regular insurance.
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jcambo7
post Feb 10 2010, 05:45 PM
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QUOTE(Dr Evil @ Feb 10 2010, 05:39 PM) *

How long has USAA done your 914? Mine was done until I wrecked it and then they gave me shit about "why dont you have collector insurance on it?" I told them that it cost less than a Honda to replace so why should I have restrictive insurance on it. However, collector insurance is waaayyy cheaper. Some will only let you drive to and from a parade or other events. Not to work, not to the store.

For almost a year I have had USAA cover my 914. Sure it currently isn't drivable but they said for me to just call them up as soon as I could drive it and they would change my insurance to full coverage that I would need for driving...I didn't even ask to get classic car insurance...It might also be that I am in the military and the fact that USAA customers are mainly military...
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