OT: Collector Car Insurance, Who do you use? How has it been w/a claim? |
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OT: Collector Car Insurance, Who do you use? How has it been w/a claim? |
ellisor3 |
Sep 3 2009, 05:55 PM
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#1
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HPWhore Group: Members Posts: 811 Joined: 23-October 08 From: Fleming Island, Florida Member No.: 9,683 Region Association: South East States |
I have been shopping collector car insurance and it seems every company has a catch in their coverage, usually the limit on how much they will cover (agreed value) so I thought I would ask the group:
1.) Who do you have? 2.) What is your agreed value on the car? 3.) What are you paying, only if you want to share? 4.) Have you ever had a claim? 5.) How did they respond? |
Rand |
Sep 3 2009, 06:17 PM
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#2
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Cross Member Group: Members Posts: 7,409 Joined: 8-February 05 From: OR Member No.: 3,573 Region Association: None |
There have been some threads on this, you mind find some decent info via search:
http://www.914world.com/bbs2/index.php?act...r+Car+Insurance Check the one that mentions Hagerty in the topic for a good example. |
number6 |
Sep 3 2009, 07:09 PM
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#3
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Member Group: Members Posts: 352 Joined: 14-September 08 From: portland, or Member No.: 9,546 Region Association: Pacific Northwest |
I have coverage from Hagerty on the /6, at a stated value of $27K, for an unmodified car, paying $230/yr premium. Easy to apply, friendly service, got my policy put in effect the same day. I like that they don't have an annual mileage cap, though they do require that you only use the car for pleasure driving (at least that was the policy I chose). Proof of primary/main-use car required. No claims to date, so I don't have experience there.
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zymurgist |
Sep 3 2009, 07:48 PM
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#4
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"Ace" Mechanic Group: Members Posts: 7,411 Joined: 9-June 05 From: Hagerstown, MD Member No.: 4,238 Region Association: None |
I have Grundy classic car insurance on both of my cars ('77 Corvette / '70 911), each covered at $19K. Current premium is $567/year.
They don't have any mileage restrictions, but these are pleasure use only vehicles. Never had a claim (knock wood). |
tod914 |
Sep 3 2009, 09:02 PM
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#5
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Advanced Member Group: Members Posts: 3,755 Joined: 19-January 03 From: Lincoln Park, NJ Member No.: 170 |
I'm useing American collectors. $274 a year. 5,000 miles allowed each year. Stated value of $35K. They also give you health insurance if your in an accident which I why I went with them over some others. 3 different packages you can choose from. Has a towing plan and spare parts. USAA uses them for their collector ins. No claims.
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VaccaRabite |
Sep 3 2009, 09:05 PM
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#6
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En Garde! Group: Admin Posts: 13,465 Joined: 15-December 03 From: Dallastown, PA Member No.: 1,435 Region Association: MidAtlantic Region |
I'm also using American Collectors. Stated value of $14K
No claim yet, but as it is a USAA affiliate, I would expect NO problems. Zach |
tat2dphreak |
Sep 3 2009, 09:08 PM
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#7
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stoya, stoya, stoya Group: Benefactors Posts: 8,797 Joined: 6-June 03 From: Wylie, TX Member No.: 792 Region Association: Southwest Region |
I use Hagerty 15k agreed value. the agents will wor out with you how many miles you want, too if that is your concern. I think I have 10k miles/ year
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degreeoff |
Sep 3 2009, 09:21 PM
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#8
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I like big butts and I can not lie! Group: Members Posts: 1,622 Joined: 9-February 03 From: Booowieeee MD (near DC) Member No.: 275 Region Association: MidAtlantic Region |
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TravisNeff |
Sep 4 2009, 01:10 AM
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#9
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914 Guru Group: Members Posts: 5,082 Joined: 20-March 03 From: Mesa, AZ Member No.: 447 Region Association: Southwest Region |
Grundy 10k agreed for 175 year, no mileage restrictions but pleasure use only.
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carreraguy |
Sep 4 2009, 01:55 AM
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#10
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It's not your dad's 914! Group: Members Posts: 1,197 Joined: 17-October 03 From: San Jose, CA Member No.: 1,256 Region Association: Northern California |
I'm also using American Collectors. Stated value of $14K No claim yet, but as it is a USAA affiliate, I would expect NO problems. Zach I'm a USAA member too. I was on American Collectors but USAA also uses American Modern to which I shifted recently. I like them better since I have a lower rate for the same coverage on both the 911 and the 914. |
7TPorsh |
Sep 4 2009, 04:29 PM
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#11
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7T Porsh Group: Members Posts: 2,691 Joined: 27-March 06 From: Glendale Ca Member No.: 5,782 Region Association: Southern California |
I just got a quote from Heacock Classic for $106/yr...$12k value. Anyone heard of them? pleasure use up to 10k miles.
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914werke |
Sep 4 2009, 05:20 PM
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#12
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"I got blisters on me fingers" Group: Members Posts: 10,141 Joined: 22-March 03 From: USofA Member No.: 453 Region Association: Pacific Northwest |
The LE is with Hagerty at $25K I think, and RIGHT NOW Im contemplating whether or not to file a claim (IMG:style_emoticons/default/sad.gif) Post
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pktzygt |
Sep 4 2009, 07:37 PM
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#13
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Member Group: Members Posts: 328 Joined: 20-March 07 From: Chesapeake, VA Member No.: 7,611 Region Association: MidAtlantic Region |
I use American Modern. Stated value $8,000 which put me just under the minimum payment. So I pay $100/year. I had the same exact specs on my last 914 which I totalled. They let my pick my body shop and the same day the shop gave me an estimate, American Modern told me the car was totalled. I had a check for $8,000 within 3 days.
I'm completely satisfied and would recommend but hope to never need to talk to them again other than upping the value of my car. |
Jaybird |
Sep 4 2009, 08:36 PM
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#14
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Newbie Group: Members Posts: 4 Joined: 14-May 08 From: Virginia Beach, VA Member No.: 9,051 Region Association: None |
Have Hagerty with a stated value of $25,000 and $300k liability for $248 a year. This is for a 74 2.0 (Ferg's old car). No claim experience (as it is mostly sitting under a cover in a climate contrlled garage). They seem to be great. And, they produce a great magazine. Jay
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jjbunn |
Sep 4 2009, 09:45 PM
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#15
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Julian Group: Members Posts: 121 Joined: 20-May 09 From: Pasadena, CA Member No.: 10,383 Region Association: Southern California |
Hagerty with $7k agreed value, pleasure only, no mileage limit, $124/year.
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ghuff |
Sep 5 2009, 12:44 PM
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#16
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This is certainly not what I expected down here. Group: Members Posts: 849 Joined: 21-May 09 From: Bodymore Murderland Member No.: 10,389 Region Association: MidAtlantic Region |
200$ a year 15k agreed value hagerty policy.
It sits on jackstands |
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