Wrecked 914 part 2: The insurance offer, Hold your nose |
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Wrecked 914 part 2: The insurance offer, Hold your nose |
Dr Evil |
May 5 2008, 11:34 AM
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#1
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Send me your transmission! Group: Members Posts: 23,002 Joined: 21-November 03 From: Loveland, OH 45140 Member No.: 1,372 Region Association: MidAtlantic Region |
I just got a call from my insurance company. For a 73 914 with an estimated 144,000mi, bucket seats, targa top, power steering, power breaks (IMG:style_emoticons/default/av-943.gif)
$4770 with $500 taken away if I keep it for salvage (IMG:style_emoticons/default/dry.gif) (IMG:style_emoticons/default/WTF.gif) I am not accepting this.....time to check my options. |
charliew |
May 12 2008, 08:56 AM
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#2
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Advanced Member Group: Members Posts: 2,363 Joined: 31-July 07 From: Crawford, TX. Member No.: 7,958 |
I had a wreck on my sportster a few years ago. Progressive ins. I was with 50 other bikes on a poker run some with their grandkids on back. I got into some loose asphalt on a long gentle curve where a drive way had tracked out the loose stuff into the outside edge of the curve. Don't remember hitting the ground. I had a full helmit on and it got three big breaks in it. It and the LORD probably saved my life, HE likes me. Except for the rear brake pedal being broke off and the tack and speedo being broke the bike is rideable. I had 15k in the bike trying to make it as fast as a V65 Honda I had before it. Progressive picked some sportsters that had sold recently and said it was worth 6500. I offered to show them the receipts. I even offered to take it to the harley shop and put it wrecked beside the ones that were for sale for 10500.00 and they would be able to see the difference between mine and the others in cost. After dragging it out for 3 months they went on a estimate the shop that did the mods on my bike wrote for me. They paid me 4100.00 and put a salvage title on it saying the repair exceded 1/2 the cost of the bike. The bike was about 8 yrs old and had no blemishes and had 6800 miles on it. After about a week from the time of the accident the DPS sent me a ticket for unsafe speed. I would have had to hire a lawyer to fight the ticket so I paid it. You can't take defensive driving if a accident is involved.
Needles to say I no longer use progressive for anything. They told me they didn't even have a way to look up the price of the parts involved. I thought the bike would be covered because they advertise that 3000.00 extras in addons will be covered. Thier response was the addons weren't damaged. I haven't had many Ins. claims of any kind but the ones I've had were never fair. I hate insurance companies more than any other thing I can think of. |
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