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> Question Of Pain (OT), Pics added
VaccaRabite
post Jan 21 2009, 10:52 PM
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And now, for our next contestant on the Question of Pain, with your host Swampyyyyy Bottoms!

Vacca Rabite, what sits about 735 feet above the sea, but is currently full of water?

Gee Swampy, lemme think about that one. Oh, I know. Is it "My House?"

Thats RIGHT! Jimbob, tell the poor sap what he's won!

Well Swampy, Mr Rabite has won a burst radiator. On the top floor of his house. Its been pumping out hot water at 20PSI for many hours now. He will get to enjoy water cascading beautifully out of all of his recessed light fixtures on the floor directly below his new burst radiator. He gets a new in house pool in his basement. He will also get to enjoy looking at new cracks in his ceiling and walls. All this sounds great, but there is more. Mr Rabite will get to spend the rest of the night pulling up sopping wet carpet and foam, while trying to stave off mold. And if you thought that was enough, just wait to hear what else he's won. Mr Rabite will get to replace his computer, DSLR, several lenses, his brand new HD video camera, and his cell phone. And last, but not least, he'll get to deal with insurance adjusters!

Jimbob, those are some great prizes. Vacca, what do you think of all the loot you get here tonight.

....... Um. This game show blows.

Whe-he-hell... Everybody come on back next week for another exciting edition of The Question of PAIN!

Brought to you by the Awesome Squad! Paid for by USAA.
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r_towle
post Jan 23 2009, 03:55 PM
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Hi,
A bit of experience with this here. PM if you want details.

Remove the bottom 2 feet of the drywall, and possibly all of it off the walls in the area affected. The water got to the bottom plate of the wall, it wicked up and that area is now a hazard.

Make sure the complete job gets done. You should only have to pay the deductable...that is all. All restoration should be paid for by insurance.

Please understand a few words to keep repeating.
Baby and mold.
baby and mold.
Each time you talk to the insurance company say those words.

The proper way to do it.
Remove all drywall and insulation in affected area.
Dry it out.
Soak it with bleach...straight bleach.
Let that dry, then close it back up properly.

If Bleach is not used the mold spores will form in the wood and spread to the back of the drywall...then mold and baby will meet. Drying it out is not enough. There are two deadly mold spores in our part of the country...not the same as Texas, but just as bad...both are pine tree mold spores from Eastern White pine.

Mold will create lung problems, breathing issues, and in extreme cases brain damage and death. Sorry, had to say it so you are more paranoid...its for you and your babies own well being.

If your insurance company does not do a complete job they risk a very major lawsuit. There are many cases that will ensure they loose big.
They know this.. They know this very well but they will not admit it to you. They wont give you anything unless you say baby, mold...concern...lungs...etc etc.

The minimal job would be floors, ceilings and 50% up the walls.
New insulation, drywall, plaster, and paint.
New floors.
New plumbing repair.
That is minimal. It sounds like they are trying to get away doing less than that and they legally cannot.


Rich
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stepuptotheMike
post Jan 23 2009, 04:23 PM
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QUOTE(r_towle @ Jan 23 2009, 04:55 PM) *

Hi,
A bit of experience with this here. PM if you want details.

Remove the bottom 2 feet of the drywall, and possibly all of it off the walls in the area affected. The water got to the bottom plate of the wall, it wicked up and that area is now a hazard.

Make sure the complete job gets done. You should only have to pay the deductable...that is all. All restoration should be paid for by insurance.

Please understand a few words to keep repeating.
Baby and mold.
baby and mold.
Each time you talk to the insurance company say those words.

The proper way to do it.
Remove all drywall and insulation in affected area.
Dry it out.
Soak it with bleach...straight bleach.
Let that dry, then close it back up properly.

If Bleach is not used the mold spores will form in the wood and spread to the back of the drywall...then mold and baby will meet. Drying it out is not enough. There are two deadly mold spores in our part of the country...not the same as Texas, but just as bad...both are pine tree mold spores from Eastern White pine.

Mold will create lung problems, breathing issues, and in extreme cases brain damage and death. Sorry, had to say it so you are more paranoid...its for you and your babies own well being.

If your insurance company does not do a complete job they risk a very major lawsuit. There are many cases that will ensure they loose big.
They know this.. They know this very well but they will not admit it to you. They wont give you anything unless you say baby, mold...concern...lungs...etc etc.

The minimal job would be floors, ceilings and 50% up the walls.
New insulation, drywall, plaster, and paint.
New floors.
New plumbing repair.
That is minimal. It sounds like they are trying to get away doing less than that and they legally cannot.


Rich



Zach, sorry that you are having to deal with this.

Agree completely with the above with minor exception to the use of bleach. There are more effective chemicals that should be used to kill off mold that may be growing in the areas where moisture has been exposed. Bleach will not do a complete job.

Def agree with the removal of wall sheetrock below 3 or 4 feet.

Mike
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Posts in this topic
Vacca Rabite   Question Of Pain (OT)   Jan 21 2009, 10:52 PM
ericread   Shouldn't that be: "The Continuing Story...   Jan 21 2009, 10:56 PM
Dr Evil   Oh man, that sucks out loud! Do you need some ...   Jan 21 2009, 10:59 PM
Phoenix 914-6GT   :blink: So this is the family emergency you told m...   Jan 21 2009, 11:08 PM
Vacca Rabite   Mike, I'll be home tomorrow waiting for the in...   Jan 21 2009, 11:11 PM
Vacca Rabite   Yes, family is fine. This is just one of those th...   Jan 21 2009, 11:13 PM
6freak   :headbang: major bummer :headbang: if i was closer...   Jan 22 2009, 08:39 AM
Vacca Rabite   And so it begins. Insurance people are here and t...   Jan 22 2009, 11:44 AM
Phoenix 914-6GT   :blink: Hope all goes well. Sounds like they are m...   Jan 22 2009, 12:35 PM
jsayre914   :( Sorry to here that zach How can I help?   Jan 22 2009, 01:53 PM
SirAndy   Outsch! :huh:   Jan 22 2009, 02:36 PM
type47   this situation should remind people that a hot wat...   Jan 22 2009, 02:42 PM
SLKWrx   So sorry to hear about that! That truly is pa...   Jan 22 2009, 02:58 PM
jsayre914   Found a useful website... link : http://www.insp...   Jan 22 2009, 03:38 PM
rick 918-S   Get a good contractor! After the drying the re...   Jan 22 2009, 04:37 PM
scotty b   Holy crap Zach ! Really sorry to hear this man...   Jan 22 2009, 06:58 PM
Gint   Bawlz! That sucks...   Jan 22 2009, 08:58 PM
type11969   That sucks man! Let me know if there is anythi...   Jan 22 2009, 09:13 PM
Vacca Rabite   Okay, no interwebs at home for the moment, so here...   Jan 23 2009, 02:05 PM
jsayre914   wow, looks like the car will wait   Jan 23 2009, 02:35 PM
r_towle   Hi, A bit of experience with this here. PM if you ...   Jan 23 2009, 03:55 PM
stepuptotheMike   Hi, A bit of experience with this here. PM if you...   Jan 23 2009, 04:23 PM
Dr Evil   Zach, I can come over this weekend if you need som...   Jan 23 2009, 05:22 PM
Vacca Rabite   There is too much dust and noise at the house righ...   Jan 23 2009, 07:51 PM
scotty b   You gonna put the ceiling back to it's origina...   Jan 23 2009, 07:56 PM
Vacca Rabite   B)-->
QUOTE(scotty b @ J...   Jan 23 2009, 08:07 PM
r_towle   The wall with the window is all wet inside. All th...   Jan 23 2009, 07:59 PM
Mark Henry   Here to be code on those pot lights they need a sa...   Jan 23 2009, 08:07 PM
Vacca Rabite   Here to be code on those pot lights they need a s...   Jan 23 2009, 08:10 PM
r_towle   Good news on a strict code enforcement crew. Talk ...   Jan 23 2009, 08:27 PM
scotty b   Zach something no one has mentioned yet. PLEASE ma...   Jan 23 2009, 08:50 PM
championgt1   Bummer man! Everything will get fixed. I agree...   Jan 23 2009, 09:26 PM
cwpeden   Gee man thats got to suck at this time of year. T...   Jan 23 2009, 11:00 PM
plas76targa   Whoa Zach, no pun intended but that stinks! w...   Jan 24 2009, 06:00 AM
Jeffs9146   Something like this happened to me 4 years ago. I ...   Jan 24 2009, 01:35 PM
jimtab   Zach, sorry to hear about the trouble, here in SF ...   Jan 24 2009, 05:16 PM
r_towle   Zach, sorry to hear about the trouble, here in SF...   Jan 24 2009, 06:01 PM
Vacca Rabite   Zach, sorry to hear about the trouble, here in SF...   Jan 24 2009, 06:04 PM
jimtab   Zach, sorry to hear about the trouble, here in S...   Jan 24 2009, 06:59 PM
Vacca Rabite   Okay, I just talked to the guys from the disaster ...   Jan 25 2009, 11:21 AM
charliew   I'm no heated radiator expert but it seems lik...   Jan 25 2009, 11:54 AM
Vacca Rabite   So, yeah. Still not home. Most of the fans are o...   Jan 27 2009, 07:38 PM
Vacca Rabite   So, the wall is still in place, and the fans are s...   Jan 29 2009, 08:14 AM
So.Cal.914   I have been following your woes, I could not (and ...   Jan 29 2009, 08:50 AM
Dr Evil   :Qarl: :D :cheer: :toke: :trophy: Smile thro...   Jan 29 2009, 11:02 AM
Vacca Rabite   Okay, had a talk with USAA. They confirmed to me t...   Jan 29 2009, 11:56 AM
r_towle   Talk to the building inspector. Ask for his advice...   Jan 29 2009, 04:13 PM
Vacca Rabite   Wall is out, though they did not actually do that ...   Jan 30 2009, 07:47 PM
zymurgist   Holy crap Zach! I'm so sorry to hear abou...   Jan 31 2009, 10:29 AM
Vacca Rabite   So, we got a lot lf cleaning done today, and it lo...   Jan 31 2009, 09:31 PM
jhadler   Wow... That truly sucks... And I can TOTALLY empa...   Feb 2 2009, 12:30 AM
LarryR   Wow! Glad to see you are getting it put back t...   Feb 2 2009, 12:54 AM
Vacca Rabite   Wow! Glad to see you are getting it put back ...   Feb 2 2009, 09:24 AM
ottox914   First off, here is my bias. I am property insuran...   Feb 2 2009, 11:43 AM
Vacca Rabite   What else will happen this month? This morning my ...   Feb 13 2009, 08:48 AM
type11969   Zach, that licks! Sorry man. How many miles ar...   Feb 13 2009, 08:51 AM
Vacca Rabite   115K miles on the scooby. And, good news! It...   Feb 13 2009, 08:58 AM
type11969   Nice. I can only imagine that if we did an engine ...   Feb 13 2009, 09:00 AM
Vacca Rabite   Yeah, seriously. Sadly, shop said the plug damag...   Feb 13 2009, 11:22 AM
jsayre914   <_< sory to here bout your dd. Mine is still...   Feb 13 2009, 12:09 PM
Dr Evil   Lets swap it! I'll help. I wish the bus wa...   Feb 13 2009, 04:53 PM
type11969   that stinks, sorry man. How about a reverse swap? ...   Feb 13 2009, 04:59 PM
Vacca Rabite   I am *really* tempted to swap the engine. Especial...   Feb 13 2009, 06:33 PM
stepuptotheMike   Holy shit... the wife's scooby blew a head gas...   Feb 13 2009, 09:10 PM
Vacca Rabite   Well, I am feeling a bit better about things this ...   Feb 14 2009, 08:44 AM
charliew   I think 2k is a reasonable price to do 1 head repl...   Feb 14 2009, 12:12 PM
Vacca Rabite   Yeah, both heads have to come off. One needs to b...   Feb 14 2009, 12:26 PM
r_towle   so, how is the house? Rich   Mar 3 2009, 04:33 PM
Vacca Rabite   Same place it was a month ago. Torn apart, waitin...   Mar 3 2009, 06:46 PM


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