classic car insurance Options

[rfuerst911sc]

Hey guys I'm in Marietta Ga. for the weekend getting the wife settled in temp housing until we move. I've been trying to get insurance quotes from " conventional " ins. companies for the new house, the daily drivers and the two Porsches. While some of the quotes have been competitive on the Porsches I know I can do better. I just got a quote from Leland West for an agreed value policy on both Porsches for $30,000.00 each and the yearly premium is $320.00 each. This sounds pretty good. I have limited time to " internet search " this weekend so I thought I'd reach out to the world. Grundy was WAY higher and I'm waiting to hear from Heacock insurance. Any others to consider ? Neither Porsche is a daily driver and both will be kept/stored in the garage. I'm the only driver. And if an appraisal is needed how/where does that get done ? Thanks guys.

[Mary Shortridge]

As boring as it is, just be sure to read the fine print on the policy, and not just believe what the insurance company tells you on the phone. Our experience recently showed a big difference, when we were trying to insure Buttercup. It would have been a nightmare in the event of a claim.

[Tom_T]

As boring as it is, just be sure to read the fine print on the policy, and not just believe what the insurance company tells you on the phone. Our experience recently showed a big difference, when we were trying to insure Buttercup. It would have been a nightmare in the event of a claim.

(IMG:style_emoticons/default/agree.gif)

..... definitely read it, because "agreed value", miles/usage allowed, how/where they're garaged, etc., etc. can vary widely.

AAA also has a classic car policy with an agreed value, which last year geve me a ballpark quote for my 73 914-2.0 at $20,000 (post resto) & <5,000 mi/yr at $215 IIRC - but I'm still "bare" until I get the resto going & value into the car (vs. boxes of parts covered under our homeowners policy). So I can't speak to how good they are, nor the fine print - but the quote was comparable to Hagerty, Heacock, etc.

If AAA also does homes there in GA, the advantage would be multi-policy discounts & one-stop-shop for home, DD & classic car insurance - so worth checking out. Here in CA they're very competitive price-wise for us.