 classic car insurance |
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| rfuerst911sc |
 Jul 17 2010, 04:46 AM
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#1
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Advanced Member  Group: Members Posts: 2,158 Joined: 4-May 06 From: Dahlonega , Georgia Member No.: 5,980 Region Association: South East States  |
Hey guys I'm in Marietta Ga. for the weekend getting the wife settled in temp housing until we move. I've been trying to get insurance quotes from " conventional " ins. companies for the new house, the daily drivers and the two Porsches. While some of the quotes have been competitive on the Porsches I know I can do better. I just got a quote from Leland West for an agreed value policy on both Porsches for $30,000.00 each and the yearly premium is $320.00 each. This sounds pretty good. I have limited time to " internet search " this weekend so I thought I'd reach out to the world. Grundy was WAY higher and I'm waiting to hear from Heacock insurance. Any others to consider ? Neither Porsche is a daily driver and both will be kept/stored in the garage. I'm the only driver. And if an appraisal is needed how/where does that get done ? Thanks guys.
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| PlaysWithCars |
Oct 17 2010, 11:32 PM
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#2
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Senior Member Group: Members Posts: 536 Joined: 9-November 03 From: Southeast of Seattle Member No.: 1,323 Region Association: Pacific Northwest 
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Read the fine print as posted earlier, particularly when considering a "stated value" and an "agreed value" policy. The insurers responsibility is significantly different between these two types of policy.
As I understand it: Stated Value - you pay the premium based on the "stated value", if you have a claim (assuming total loss) they pay based on the adjusters assessment of value. Agreed Value - you pay the premium based on the "agreed value", if you have a claim (assuming total loss) they pay based on the agreed value. The stated value plans seem to be very biased and leave the customer with all of the risk. |
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Posts in this topic
rfuerst911sc classic car insurance Jul 17 2010, 04:46 AM
qa1142 I have Hagerty and have been happy with that Jul 17 2010, 04:54 AM
blitZ
I have Hagerty and have been happy with that
An... Jul 17 2010, 06:24 AM smontanaro I'm guessing that if you're in Marietta yo... Jul 17 2010, 04:54 AM black73 I use CHROME from ANPAC Jul 17 2010, 05:46 AM Mary Shortridge As boring as it is, just be sure to read the fine ... Jul 17 2010, 08:18 AM Tom_T
As boring as it is, just be sure to read the fine... Jul 17 2010, 01:21 PM jim_hoyland I just got a quote from Grundy's; anyone have ... Jul 17 2010, 09:00 AM scottb i have american collectors insurance, state value ... Jul 17 2010, 09:11 AM dr914@autoatlanta.com The Hagerty rep came by here and left a flyer. I ... Jul 17 2010, 11:49 AM Eric_Shea :agree: with Hagerty. Jul 17 2010, 12:24 PM rfuerst911sc If the Hagerty online quote tool is accurate it ju... Jul 17 2010, 01:01 PM buhs914 Yeah I find that classic car insurers won't in... Jul 17 2010, 01:13 PM rfuerst911sc Interesting I just got an online quote from Grundy... Jul 17 2010, 01:16 PM Eric_Shea Odd... both my P-cars are $240 annually for H... Jul 17 2010, 02:31 PM Tom_T
Odd... both my P-cars are $240 annually for ... Jul 17 2010, 04:32 PM Spoke Have Hagerty for my 914 and 911. Jul 17 2010, 02:58 PM PRS914-6 Hagerty
3 vehicles insured for 250/500/100 covera... Jul 17 2010, 04:07 PM Maltese Falcon JC Taylor Insurance, competitive pricing and great... Jul 17 2010, 07:08 PM randyolson OP, you might want to check The Hartford too. They... Jul 23 2010, 08:20 AM rfuerst911sc I ended up going with Grundy for both the 911 + 91... Oct 17 2010, 05:43 PM carr914
hopefully will never have to see how good they ar... Oct 17 2010, 06:55 PM ppetion
hopefully will never have to see how good they a... Oct 17 2010, 07:42 PM bmtrnavsky I use JC Taylor. Great company... My grandfather h... Oct 17 2010, 07:52 PM Robert21 :driving: They tell you were you can drive t... Oct 18 2010, 12:47 AM Vacca Rabite I go through American Modern and have my car insur... Oct 18 2010, 06:55 AM mojorisen914 I have mine with American Collectors. Agreed value... Oct 18 2010, 08:10 AM Justinp71
I have mine with American Collectors. Agreed valu... Oct 18 2010, 08:11 PM Drums66 .....with a stock car you really don't need sp... Oct 18 2010, 04:08 PM Tom_T
.....with a stock car you really don't need s... Oct 18 2010, 04:36 PM Drums66
.....with a stock car you really don't need ... Oct 19 2010, 12:21 PM Tom_T
Uh Uh....Tom T.....the variables are endless for ... Oct 19 2010, 04:18 PM patssle
I'm 24 :(
I just have my 914 on the same in... Oct 18 2010, 08:20 PM Tom_T
I'm 24 :(
I just have my 914 on the same i... Oct 18 2010, 09:55 PM oldschool :agree: Hagerty is what I have 15k for the white c... Oct 18 2010, 09:44 PM |
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