classic car insurance Options

[rfuerst911sc]

Hey guys I'm in Marietta Ga. for the weekend getting the wife settled in temp housing until we move. I've been trying to get insurance quotes from " conventional " ins. companies for the new house, the daily drivers and the two Porsches. While some of the quotes have been competitive on the Porsches I know I can do better. I just got a quote from Leland West for an agreed value policy on both Porsches for $30,000.00 each and the yearly premium is $320.00 each. This sounds pretty good. I have limited time to " internet search " this weekend so I thought I'd reach out to the world. Grundy was WAY higher and I'm waiting to hear from Heacock insurance. Any others to consider ? Neither Porsche is a daily driver and both will be kept/stored in the garage. I'm the only driver. And if an appraisal is needed how/where does that get done ? Thanks guys.

[Drums66]

.....with a stock car you really don't need special insurance (IMG:style_emoticons/default/idea.gif)
make your choice!!.....now with a heavily moded car?? (IMG:style_emoticons/default/confused24.gif)
(IMG:style_emoticons/default/bye1.gif)

[Tom_T]

.....with a stock car you really don't need special insurance (IMG:style_emoticons/default/idea.gif)
make your choice!!.....now with a heavily moded car?? (IMG:style_emoticons/default/confused24.gif)
(IMG:style_emoticons/default/bye1.gif)

Ummmm - NOPE! .... sorry, but I beg to differ! (IMG:style_emoticons/default/dry.gif)

It's not whether a car has been modified, fully restored, well preserved, or somewhere else in the spectrum, when you're talking about 20+ year old vehicles.

With a standard policy they only settle/pay what the Blue/Gold/NADA/etc. "Book Value" is on the car - regardless of it's true value as a classic/vintage vehicle - basically an adjuster low balled DD value & that's it!

Whereas the classic car policies value at the stated or agreed value - but the former sounds like one is open to the same adjuster low balling games!

It's kinda like us older farts needing more health insurance coverage for our aged bones! (IMG:style_emoticons/default/laugh.gif)

[Drums66]

.....with a stock car you really don't need special insurance (IMG:style_emoticons/default/idea.gif)
make your choice!!.....now with a heavily moded car?? (IMG:style_emoticons/default/confused24.gif)
(IMG:style_emoticons/default/bye1.gif)

Ummmm - NOPE! .... sorry, but I beg to differ! (IMG:style_emoticons/default/dry.gif)

It's not whether a car has been modified, fully restored, well preserved, or somewhere else in the spectrum, when you're talking about 20+ year old vehicles.

With a standard policy they only settle/pay what the Blue/Gold/NADA/etc. "Book Value" is on the car - regardless of it's true value as a classic/vintage vehicle - basically an adjuster low balled DD value & that's it!

Whereas the classic car policies value at the stated or agreed value - but the former sounds like one is open to the same adjuster low balling games!

It's kinda like us older farts needing more health insurance coverage for our aged bones! (IMG:style_emoticons/default/laugh.gif)

Uh Uh....Tom T.....the variables are endless for example ....age,length of time with 1 company, status & so on( don't tell me....you're an insurance clone??) (IMG:style_emoticons/default/poke.gif) (IMG:style_emoticons/default/popcorn[1].gif)
(IMG:style_emoticons/default/bye1.gif)(us old farts? speak for your self)