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> classic car insurance
rfuerst911sc
post Jul 17 2010, 04:46 AM
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Hey guys I'm in Marietta Ga. for the weekend getting the wife settled in temp housing until we move. I've been trying to get insurance quotes from " conventional " ins. companies for the new house, the daily drivers and the two Porsches. While some of the quotes have been competitive on the Porsches I know I can do better. I just got a quote from Leland West for an agreed value policy on both Porsches for $30,000.00 each and the yearly premium is $320.00 each. This sounds pretty good. I have limited time to " internet search " this weekend so I thought I'd reach out to the world. Grundy was WAY higher and I'm waiting to hear from Heacock insurance. Any others to consider ? Neither Porsche is a daily driver and both will be kept/stored in the garage. I'm the only driver. And if an appraisal is needed how/where does that get done ? Thanks guys.
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Drums66
post Oct 18 2010, 04:08 PM
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.....with a stock car you really don't need special insurance (IMG:style_emoticons/default/idea.gif)
make your choice!!.....now with a heavily moded car?? (IMG:style_emoticons/default/confused24.gif)
(IMG:style_emoticons/default/bye1.gif)
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Tom_T
post Oct 18 2010, 04:36 PM
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QUOTE(Drums66 @ Oct 18 2010, 03:08 PM) *

.....with a stock car you really don't need special insurance (IMG:style_emoticons/default/idea.gif)
make your choice!!.....now with a heavily moded car?? (IMG:style_emoticons/default/confused24.gif)
(IMG:style_emoticons/default/bye1.gif)



Ummmm - NOPE! .... sorry, but I beg to differ! (IMG:style_emoticons/default/dry.gif)

It's not whether a car has been modified, fully restored, well preserved, or somewhere else in the spectrum, when you're talking about 20+ year old vehicles.

With a standard policy they only settle/pay what the Blue/Gold/NADA/etc. "Book Value" is on the car - regardless of it's true value as a classic/vintage vehicle - basically an adjuster low balled DD value & that's it!

Whereas the classic car policies value at the stated or agreed value - but the former sounds like one is open to the same adjuster low balling games!

It's kinda like us older farts needing more health insurance coverage for our aged bones! (IMG:style_emoticons/default/laugh.gif)
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Drums66
post Oct 19 2010, 12:21 PM
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QUOTE(Tom_T @ Oct 18 2010, 03:36 PM) *

QUOTE(Drums66 @ Oct 18 2010, 03:08 PM) *

.....with a stock car you really don't need special insurance (IMG:style_emoticons/default/idea.gif)
make your choice!!.....now with a heavily moded car?? (IMG:style_emoticons/default/confused24.gif)
(IMG:style_emoticons/default/bye1.gif)



Ummmm - NOPE! .... sorry, but I beg to differ! (IMG:style_emoticons/default/dry.gif)

It's not whether a car has been modified, fully restored, well preserved, or somewhere else in the spectrum, when you're talking about 20+ year old vehicles.

With a standard policy they only settle/pay what the Blue/Gold/NADA/etc. "Book Value" is on the car - regardless of it's true value as a classic/vintage vehicle - basically an adjuster low balled DD value & that's it!

Whereas the classic car policies value at the stated or agreed value - but the former sounds like one is open to the same adjuster low balling games!

It's kinda like us older farts needing more health insurance coverage for our aged bones! (IMG:style_emoticons/default/laugh.gif)


Uh Uh....Tom T.....the variables are endless for example ....age,length of time with 1 company, status & so on( don't tell me....you're an insurance clone??) (IMG:style_emoticons/default/poke.gif) (IMG:style_emoticons/default/popcorn[1].gif)
(IMG:style_emoticons/default/bye1.gif)(us old farts? speak for your self)
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Posts in this topic
rfuerst911sc   classic car insurance   Jul 17 2010, 04:46 AM
qa1142   I have Hagerty and have been happy with that   Jul 17 2010, 04:54 AM
blitZ   I have Hagerty and have been happy with that An...   Jul 17 2010, 06:24 AM
smontanaro   I'm guessing that if you're in Marietta yo...   Jul 17 2010, 04:54 AM
black73   I use CHROME from ANPAC   Jul 17 2010, 05:46 AM
Mary Shortridge   As boring as it is, just be sure to read the fine ...   Jul 17 2010, 08:18 AM
Tom_T   As boring as it is, just be sure to read the fine...   Jul 17 2010, 01:21 PM
jim_hoyland   I just got a quote from Grundy's; anyone have ...   Jul 17 2010, 09:00 AM
scottb   i have american collectors insurance, state value ...   Jul 17 2010, 09:11 AM
dr914@autoatlanta.com   The Hagerty rep came by here and left a flyer. I ...   Jul 17 2010, 11:49 AM
Eric_Shea   :agree: with Hagerty.   Jul 17 2010, 12:24 PM
rfuerst911sc   If the Hagerty online quote tool is accurate it ju...   Jul 17 2010, 01:01 PM
buhs914   Yeah I find that classic car insurers won't in...   Jul 17 2010, 01:13 PM
rfuerst911sc   Interesting I just got an online quote from Grundy...   Jul 17 2010, 01:16 PM
Eric_Shea   Odd... both my P-cars are $240 annually for H...   Jul 17 2010, 02:31 PM
Tom_T   Odd... both my P-cars are $240 annually for ...   Jul 17 2010, 04:32 PM
Spoke   Have Hagerty for my 914 and 911.   Jul 17 2010, 02:58 PM
PRS914-6   Hagerty 3 vehicles insured for 250/500/100 covera...   Jul 17 2010, 04:07 PM
Maltese Falcon   JC Taylor Insurance, competitive pricing and great...   Jul 17 2010, 07:08 PM
randyolson   OP, you might want to check The Hartford too. They...   Jul 23 2010, 08:20 AM
rfuerst911sc   I ended up going with Grundy for both the 911 + 91...   Oct 17 2010, 05:43 PM
carr914   hopefully will never have to see how good they ar...   Oct 17 2010, 06:55 PM
ppetion   hopefully will never have to see how good they a...   Oct 17 2010, 07:42 PM
bmtrnavsky   I use JC Taylor. Great company... My grandfather h...   Oct 17 2010, 07:52 PM
plays with cars   Read the fine print as posted earlier, particularl...   Oct 17 2010, 11:32 PM
Robert21   :driving: They tell you were you can drive t...   Oct 18 2010, 12:47 AM
Vacca Rabite   I go through American Modern and have my car insur...   Oct 18 2010, 06:55 AM
mojorisen914   I have mine with American Collectors. Agreed value...   Oct 18 2010, 08:10 AM
Justinp71   I have mine with American Collectors. Agreed valu...   Oct 18 2010, 08:11 PM
Drums66   .....with a stock car you really don't need sp...   Oct 18 2010, 04:08 PM
Tom_T   .....with a stock car you really don't need s...   Oct 18 2010, 04:36 PM
Drums66   .....with a stock car you really don't need ...   Oct 19 2010, 12:21 PM
Tom_T   Uh Uh....Tom T.....the variables are endless for ...   Oct 19 2010, 04:18 PM
patssle   I'm 24 :( I just have my 914 on the same in...   Oct 18 2010, 08:20 PM
Tom_T   I'm 24 :( I just have my 914 on the same i...   Oct 18 2010, 09:55 PM
oldschool   :agree: Hagerty is what I have 15k for the white c...   Oct 18 2010, 09:44 PM


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