Classic car insurance...for you autoxers?, specifically Texas...no racing exemption Options

[cha914]

So after getting my new quote from state farm for 335 bucks for 6months on the 914, I decided to check out these classic car ins companies.

I filled out the Hagerty form and got a quote of 178 bucks for a year with no deductible and 8K in coverage...sounds great! But then the next day I get a denial because I "race" the car. I told them that I do occasional auto crosses, and they said they won't cover me in such events because of the risk (fine by me) but that Texas doesn't offer a racing exemption for auto insurance, and so they can't cover me at all.

So, what do you guys do in Texas? I could just tell them that I dont' race, but then I am sure it leaves them a big loophole if I do have a claim and they find out the car has been "raced". Are there other options, or am I screwed paying this crazy rate?

BTW, this is a weekend car for me, and both the wife and I have clean records for 3+ years...and we are both over 25...sounds like I should be able to get some decent coverage.

Thanks for the help guys,

Tony Chavez

[thomasotten]

I just use  GW Bush's trick and lie.

Geoff (IMG:style_emoticons/default/biggrin.gif)

You know I was just watching Bill O-Reily interview Fat-Ass (Michael More). Try to follow his logic: Bush had inteligence pointing to WMDs in iraq, so did the Russians, and so did the British. So Bush acted on that inteligence. That intelligence turned out to be false, so that makes Bush a lier. Someone needs to tell Fat-Ass that by that logic, all the astronomers prior to Galileo were liers. You see, they thought that the earth revolved around the sun, and their best evidence indicated that. But that doesn't matter, they are liers in Micheal More's warped way of thinking.

More is a prime example of a person who has abandoned reason in his arguments.

Toney, Im's in San Antonio, but my car has been on jacks for a while. I will be interested in what you finally go with.