Historical plates - pro's and cons Options

[Harpo]

I had not previously considered historical plates but my insurance company offered me a substantial savings if I have historical license plates.

However this means only shows & parades. How closely is this monitored?

Thanks

David

[gryphon68]

I had not previously considered historical plates but my insurance company offered me a substantial savings if I have historical license plates.

However this means only shows & parades. How closely is this monitored?

Thanks

David

Monitored by who? State Farm does odometer audits on "low mileage" vehicle coverage, I would assume most other insurance companies would as well. As long as you are not making a claim, the main expectation would be fairly low annual mileage. If you make a claim on a show/parade policy, I would imagine you would need a good explanation regarding the show or parade that you were attending. Would be far to easy for them to deny your claim if they feel you were not abiding by the terms of the policy.

With respect our local law enforcement here in SE Michigan. I do know that police were ticketing cars with historic plates in the days prior to the Woodward Dream Cruise. The implication being that only the official dates of the Cruise (Fri-Sun?) were acceptable for use of historic plates, anything else would be considered in violation of the terms for issuing historic plates in Michigan. Outside of the days surrounding the Dream Cruise, I'm not sure how much attention you would get with historic plates by LE. Probably passable on (sunny?) weekends, but possibly questionable on a weekday. Would expect to be questioned regarding what show or parade you where in transit to or from if you were ever pulled over for another violation.

Obviously, this is going to vary state to state. Personally I don't think I'm going the historic plate route for my car here in Michigan.