Rear Ended on way to work, People are dumb.... Options

[Millerwelds]

Some dumb b!tch paying attention to her lobotomy (kid) in the back seat of her car rear ended me on my way to work. I was stopped at a sign in OBVIOUS stopped traffic and she just rolled up right into me. I was too mad to want to deal with insurance as I am 90% sure I have a spare rear bumper in my parts stash. Very slight push into the body. On the 2nd picture you can see how the white curve next to the black bumper changes its arc. I should be able to straighten it out. Frustration at other peoples stupidity. She acted like it was no big deal and it happens all the time. I was like not to me! I take care of my stuff and I don’t hit other people’s cars! And I don’t expect them to hit me. She was like “I did not do that it was already there” and I was like “look at this car, it is a classic, it is a Porsche. I take pride in it and take great care of it”. Arghh…...

[Tom_T]

CA is a "NO Fault" insurance state. You just have to report it to your insurance company as a non-fault accident - you were stopped at a stop sign/light & she hit you - then they should cover you 100% less deductible on your policy & may waive your deductible (ask them to do so, if they don't offer it). Then your insurance company deals with hers & collects from them.

You don't do anything but supply the details, show the car at the shop to repair it, & give your insurance company her info. ..... assuming you did at least exchange info as required by CA law.

Plus under CA law - you & she has to report any accident over $500 damage - which is almost anything today - as the cost of parts & shop rates are higher than 20+ years ago when that law was passed. There are fines for not reporting IIRC.

Your insurance should do the report for you, but verify they will - as some low ball carriers won't do much, & you don't say who your insurance is with.

So you really cannot get away with just not reporting it at all, even as the innocent victim.

Some kid hit the back of our Westy stopped at a light a few years ago, & he was at fault, we reported it to AAA, they covered it 100% & waived the decuctible, then collected from his Daddy's insurance company, & reported it to DMV - we just took the car to the shop for the estimate & had it fixed - no sweat - easy peasy! (IMG:style_emoticons/default/smile.gif)

Just report it & get it out of your hair - let her insurance ultimately pay for a new bumper & any other work needed - & save your spare for later.

PS - just read your post you made while I was typing mine. You may have issues if she gets home & someone tells her to report it. Try to recall her plate # just in case, & make/model/color/etc. of the car & her description - then write it down .... just in case.

As for the hidden damage - you may need to put it on a Cellet Bench to make sure the unibody is straight & true, otherwise you'll be crabbing down the road scrubbing your tires at an angle & losing that wonderful 914 handling! Have someone follow you in another car on a straight stretch of road to see if the 914 s tracking straight or at an angle. That will at least tell you if it's a bad bent unibody problem, but could still have a minor one too hard to see visually.

Good Luck! (IMG:style_emoticons/default/beerchug.gif)
Tom
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[Dave_Darling]

CA is a "NO Fault" insurance state.

Since when??? I certainly was judged "at fault" when I hit someone a couple of years back. I also remember that we (stupidly!) wrote into the state constitution a while back that we were an "at fault" state...

--DD