what is my car worth?, getting classic car insurance |
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what is my car worth?, getting classic car insurance |
914 RZ-1 |
Apr 23 2019, 08:19 PM
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#1
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Porsche Padawan Group: Members Posts: 683 Joined: 17-December 14 From: Santa Clarita, CA Member No.: 18,230 Region Association: Southern California |
AAA offered to come by and appraise my car so I can switch from the "normal" car insurance I currently have on my 914 to classic car insurance for the stated value.
I have AAA for all my insurance, so I'm not interested in going elsewhere at this time. Car is not painted an official Porsche color. It's "Shiny Primer Gray". I did not paint the engine bay or area around the gas tank. The original color was Metallic Silver. All new rubber seals, top has been painted and texture-coated with Wurth's, bumpers are re-chromed, engine is stock 1.7L (the only mod is Pertronix ignition), I have a side-shift transmission and recently re-built the transmission, interior is nice, except I have a dash cover hiding some cracks. I have later doors. Heater works, too! I've posted some pics. Let me know what you think I should use for stated value. |
infraredcalvin |
May 1 2019, 07:38 AM
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#2
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Distracted Member Group: Members Posts: 1,528 Joined: 25-August 08 From: Ladera Ranch, CA Member No.: 9,463 Region Association: Southern California |
You might have the same issue with any of the others, especially Hagerty. They all ask for number of drivers and number of cars in the household. The only way to not include them from the risk assessment was to omit the information.
When I had Hagerty both my daily’s had to be 5 years old or newer when the policy was implemented, otherwise they’d consider the classic as a backup. They never followed up after that, but I also don’t really keep my daily’s any longer than 5 years anyway. Ended up going through Leland West after Hagerty jumped 15% one year then over 20% the following. They told me it was due to excessive claims throughout the industry during current and prior years... |
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