what is my car worth?, getting classic car insurance |
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what is my car worth?, getting classic car insurance |
914 RZ-1 |
Apr 23 2019, 08:19 PM
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#1
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Porsche Padawan Group: Members Posts: 683 Joined: 17-December 14 From: Santa Clarita, CA Member No.: 18,230 Region Association: Southern California |
AAA offered to come by and appraise my car so I can switch from the "normal" car insurance I currently have on my 914 to classic car insurance for the stated value.
I have AAA for all my insurance, so I'm not interested in going elsewhere at this time. Car is not painted an official Porsche color. It's "Shiny Primer Gray". I did not paint the engine bay or area around the gas tank. The original color was Metallic Silver. All new rubber seals, top has been painted and texture-coated with Wurth's, bumpers are re-chromed, engine is stock 1.7L (the only mod is Pertronix ignition), I have a side-shift transmission and recently re-built the transmission, interior is nice, except I have a dash cover hiding some cracks. I have later doors. Heater works, too! I've posted some pics. Let me know what you think I should use for stated value. |
john77 |
May 1 2019, 05:10 PM
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#2
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Senior Member Group: Members Posts: 621 Joined: 21-February 14 From: Los Angeles Member No.: 17,027 Region Association: Southern California |
I have my 914 and 2002 tii insured through ANPAC. The positive is as long as it's not a daily they'll let you drive it anywhere you want. The negative is you have to get a third party appraisal if you want a stated value, which costs money.
The reason I went with them was because Hagerty would only insure my cars for 'driving to and from shows' or something to that effect. HOWEVER I borrowed a friends BMW 2002 M2 for a couple of months while my 2002 was on jackstands. He transferred the title to my name and his mate was a Hagerty rep, so I insured it with them. About 4 weeks into me borrowing it some dipshit reversed out of the entrance to a parking garage straight into the front of me (I was waiting behind him to go into the parking garage). He did $17K worth of damage. Hagerty were absolutely amazing to deal with and paid up with no questions asked before the other guys insurance had even accepted liability. At no point did anyone ask me if I was driving to or from a show (IMG:style_emoticons/default/smile.gif) So, in my limited experience, I have nothing but good things to say about them and will more than likely switch my other cars to them in the future. |
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