what is my car worth?, getting classic car insurance |
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what is my car worth?, getting classic car insurance |
914 RZ-1 |
Apr 23 2019, 08:19 PM
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#1
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Porsche Padawan Group: Members Posts: 683 Joined: 17-December 14 From: Santa Clarita, CA Member No.: 18,230 Region Association: Southern California |
AAA offered to come by and appraise my car so I can switch from the "normal" car insurance I currently have on my 914 to classic car insurance for the stated value.
I have AAA for all my insurance, so I'm not interested in going elsewhere at this time. Car is not painted an official Porsche color. It's "Shiny Primer Gray". I did not paint the engine bay or area around the gas tank. The original color was Metallic Silver. All new rubber seals, top has been painted and texture-coated with Wurth's, bumpers are re-chromed, engine is stock 1.7L (the only mod is Pertronix ignition), I have a side-shift transmission and recently re-built the transmission, interior is nice, except I have a dash cover hiding some cracks. I have later doors. Heater works, too! I've posted some pics. Let me know what you think I should use for stated value. |
tpines |
May 1 2019, 04:53 PM
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#2
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Member Group: Members Posts: 74 Joined: 12-November 08 From: San Diego Member No.: 9,745 Region Association: Southern California |
I have State Farm and have been very happy. Since I have a carport and not a garage all the other companies wouldn't insure me. State Farm insured my 73 2.0 for a stated value of 25K without an underwriter coming out to check on it. It cost me $350 annually for full Classic Car insurance. I would look into State Farm. Good luck!
Clark |
ClayPerrine |
May 3 2019, 02:45 AM
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#3
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Life's been good to me so far..... Group: Admin Posts: 15,520 Joined: 11-September 03 From: Hurst, TX. Member No.: 1,143 Region Association: NineFourteenerVille |
I have State Farm and have been very happy. Since I have a carport and not a garage all the other companies wouldn't insure me. State Farm insured my 73 2.0 for a stated value of 25K without an underwriter coming out to check on it. It cost me $350 annually for full Classic Car insurance. I would look into State Farm. Good luck! Clark (IMG:style_emoticons/default/agree.gif) I have had State Farm insurance since my first car. Liability insurance is a given, and mandatory here in Texas. We also have an "Agreed Value" policy on all three of the 914s. To get this, we take the cars to a local shop that has a "914 Expert" on staff. He (Ed Mayo, PCA National Early 911 and 914 Expert) appraises the car, and writes a letter stating that it will take X number of dollars to replace the car if it is totaled in an accident. That letter is given to our agent, and State Farm sets up collision insurance line a new car for that value. While they did double check the value with current auction prices on the factory six, they covered them completely. It's not cheap, but there are no mileage or usage restrictions at all. It helps that both of us are long time customers with good driving records. |
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