Kraaaappppp!, Son away at college had a fire |
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Kraaaappppp!, Son away at college had a fire |
Engman |
Mar 26 2005, 06:51 AM
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#1
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Zoisite Group: Benefactors Posts: 1,349 Joined: 25-March 03 From: New Albany, IN Member No.: 475 |
My son - soon to be graduating from IU in Bloomington, IN - had a fire last nite - room is totaled!
He was renting a house with 5 others off campus - no renters insurance (IMG:http://www.914world.com/bbs2/html/emoticons/headbang.gif) Question is - does any of my homeowners insurance cover his property? It looks like it might - but I am no expert on reading/interpeting these policys. Yes - his primary residence remains here at home........... Dammm - he is really down.......... M |
Engman |
Mar 26 2005, 04:12 PM
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#2
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Zoisite Group: Benefactors Posts: 1,349 Joined: 25-March 03 From: New Albany, IN Member No.: 475 |
He WAS lucky - He and 2 others live in the basement of the house - 2 others live on the main floor. I have been there - older house but decently maintained.
At 10:00 last night they decide to go out to someone elses house to watch the rest of B-ball and a movie - None of them smoke, or anything but they do turn off tvs, lights etc - cause they pay the utilities and then leave. Come back at 2:30 am to a fire in the basement - so far all the fire department can find is that it started in the room next to my sons room, and that they have not found the ignition source. No space heater in that room - that was their primary suspect - so right now no one knows how it started. My suspicion is the wiring in da walls or some of the older outlets/switches. We will see. Good news is that the landlord has anothe rvacant house they will move to. More good news is that it looks like my sons clothes 'may' be only smoke and water damage. They may clean up. He is being real careful to document everything, digital pics, expenses, timelines, and anything else. We may even be able to salvage his hard drive - (may not need to he had his jump drive in his pocket and is 80% sure most of his thesis is on it - thank god I got him that this last xmas) All in all someone was watching over him. We are grateful. M |
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