 Kraaaappppp!, Son away at college had a fire |
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| Engman |
 Mar 26 2005, 06:51 AM
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#1
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Zoisite  Group: Benefactors Posts: 1,349 Joined: 25-March 03 From: New Albany, IN Member No.: 475   |
My son - soon to be graduating from IU in Bloomington, IN - had a fire last nite - room is totaled!
He was renting a house with 5 others off campus - no renters insurance (IMG:http://www.914world.com/bbs2/html/emoticons/headbang.gif) Question is - does any of my homeowners insurance cover his property? It looks like it might - but I am no expert on reading/interpeting these policys. Yes - his primary residence remains here at home........... Dammm - he is really down.......... M |
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| Pnambic |
Mar 26 2005, 04:19 PM
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Honk if you like obscene gestures! Group: Members Posts: 914 Joined: 9-April 03 From: Atlanta, GA Member No.: 546 Region Association: South East States |
Hey Mark,
My condolences on your son's loss. But like everyone said, he's OK and that's the important part. My wife had her IN Insurance Licenses for Property, Casualty, Life and Health a few years ago. (She let them lapse when she wasn't using them...) She says that she is 90% sure that his lost items are not covered, but that you'd have to take a closer look at your home policy to be sure. If you have a good agent that you trust, they should be able to guide you through this. Something to think about though...home-owners insurance has been a really tough market over the last few years. A lot of companies are just looking for opportunities to drop people. If you were to put in a large claim for something like this, it might not bode well for you at next renewal time and if you've been non-renewed, it'll really hit the wallet when you shop around for other insurance. Depending on the cost of replacing everything, it may be cheaper in the long run to not turn it in to insurance. Again, your agent should have a better feel for how your insurance company is looking at stuff like this. HTH |
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Posts in this topic
Engman Kraaaappppp! Mar 26 2005, 06:51 AM
jwalters Man that is terrible. I truley feel bad for your s... Mar 26 2005, 07:32 AM itsa914 Mark, that sucks. The main thing your son is ok. I... Mar 26 2005, 07:41 AM Mark Henry Don't know how it works down there but the hou... Mar 26 2005, 07:55 AM GWN7 Sorry to hear about your loss. Good thing everyone... Mar 26 2005, 08:05 AM CptTripps Mark,
The good news is that everyone is ok. It su... Mar 26 2005, 10:06 AM markb Just had something similar happen. Son's renti... Mar 26 2005, 10:07 AM morphenspectra i really feel for ya man,i try to look at the good... Mar 26 2005, 10:20 AM seanery Mark, so sorry to hear this news h... Mar 26 2005, 11:25 AM rick 918-S Mark,
Check your PM! Mar 26 2005, 01:39 PM rhodyguy what was the cause? maybe there is an underlying p... Mar 26 2005, 02:14 PM Engman He WAS lucky - He and 2 others live in the basemen... Mar 26 2005, 04:12 PM riverman I never like to hear stories like that. The main ... Mar 26 2005, 04:48 PM STL914 Mark,
Sorry to hear about your son and the fire. ... Mar 26 2005, 04:49 PM 1bad914 Mark,
I'm sorry to hear about that. I think th... Mar 26 2005, 06:24 PM rick 918-S Taken from My "Home Owners Analysis" A publication... Mar 26 2005, 07:04 PM
neo914-6 Mark,
My stepson lost everything (and some things... Mar 26 2005, 09:36 PM |
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