Kraaaappppp!, Son away at college had a fire |
|
Porsche, and the Porsche crest are registered trademarks of Dr. Ing. h.c. F. Porsche AG.
This site is not affiliated with Porsche in any way. Its only purpose is to provide an online forum for car enthusiasts. All other trademarks are property of their respective owners. |
|
Kraaaappppp!, Son away at college had a fire |
Engman |
Mar 26 2005, 06:51 AM
Post
#1
|
Zoisite Group: Benefactors Posts: 1,349 Joined: 25-March 03 From: New Albany, IN Member No.: 475 |
My son - soon to be graduating from IU in Bloomington, IN - had a fire last nite - room is totaled!
He was renting a house with 5 others off campus - no renters insurance (IMG:http://www.914world.com/bbs2/html/emoticons/headbang.gif) Question is - does any of my homeowners insurance cover his property? It looks like it might - but I am no expert on reading/interpeting these policys. Yes - his primary residence remains here at home........... Dammm - he is really down.......... M |
Pnambic |
Mar 26 2005, 04:19 PM
Post
#2
|
Honk if you like obscene gestures! Group: Members Posts: 914 Joined: 9-April 03 From: Atlanta, GA Member No.: 546 Region Association: South East States |
Hey Mark,
My condolences on your son's loss. But like everyone said, he's OK and that's the important part. My wife had her IN Insurance Licenses for Property, Casualty, Life and Health a few years ago. (She let them lapse when she wasn't using them...) She says that she is 90% sure that his lost items are not covered, but that you'd have to take a closer look at your home policy to be sure. If you have a good agent that you trust, they should be able to guide you through this. Something to think about though...home-owners insurance has been a really tough market over the last few years. A lot of companies are just looking for opportunities to drop people. If you were to put in a large claim for something like this, it might not bode well for you at next renewal time and if you've been non-renewed, it'll really hit the wallet when you shop around for other insurance. Depending on the cost of replacing everything, it may be cheaper in the long run to not turn it in to insurance. Again, your agent should have a better feel for how your insurance company is looking at stuff like this. HTH |
Lo-Fi Version | Time is now: 15th June 2024 - 11:43 AM |
All rights reserved 914World.com © since 2002 |
914World.com is the fastest growing online 914 community! We have it all, classifieds, events, forums, vendors, parts, autocross, racing, technical articles, events calendar, newsletter, restoration, gallery, archives, history and more for your Porsche 914 ... |