Type 4 build cost, educate me Options

[chrisg]

OK, I've searched and I'm tired of going through old threads so excuse me if this has been done too many time before.
I've been here for a while off and on and really hope to have time to get my car back on the road some day while I still have reflexes and my wits about me so I can drive. I am constantly thinking about how I will build it. I need more counseling in the motor department. Educate me again about what it is that make building a type 4 cost so damn much? I see where parts are becoming scarce and there is the usual machining and balancing to be done and maybe I am ignorant to building an aircooled VW motor, but damn!
I'd love to keep my car with an aircooled motor, be it VW or Porsche (fantasy), but I also want torque and hopefully FI (carbs seem so archaic, not to mention all the ethanol problems we experience; my carbed motorcycles hate the crap, I'm tied of cleaning jets!)
A six is very alluring, but every thread tells me it is out of my budget and I really am OK with keeping the Type 4. A 2056 w/ fi cam (most likely built by McMark) is really my most likely route but wonder if the cost vs. satisfaction will be there. A 2270 sounds more tempting to me, but then there is the fi problem (cost)
My real question is why does even the 2056 cost so damn much? or am I just not realizing how bitchin' a $5-6K 2056 w/factory fi will be. I've only driven my GA 2.0 w/ l jet, and it was foot on the floor slow.
I keep going back to the Suby conversion at that point but it just seems wrong and the radiator set ups I've seen just don't sit well with me.
Keeping it aircooled just seems like the right thing to do. Am I just being cheap?