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> Hagerty Insurance, Any comments regarding this insurance?
ndfrigi
post Sep 16 2013, 04:54 PM
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Hi,

I tried filling up a form with Hagerty Insurance for my 1975 1.8L FI and they gave me a guaranteed insurance of $15,000 for a yearly insurance payment of $198.

Liability $100,000/$300,000 $ 27.00
Liability - PD $100,000 (per accident) 6.00
Medical Payments $1,000 (per person per accident) 6.00
Uninsured Motorist $100,000 / $300,000 (Per Person/Per accident) 10.00
Limited Earthquake coverage $100,000 (guaranteed value) 10.00

Vehicle #1
Vehicle information 1975 Porsche 914 1.8 - guaranteed value $15,000
Other than collision $0 deductible 55.00
Collision $0 deductible 54.00

What do you think members?

Currently, I'm using AAA for a multiple car insurance and I pay $175 per year without comprehensive for my 914.

Thank you and God Bless!
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hot_shoe914
post Sep 16 2013, 04:58 PM
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I have Hagerty on all 4 of my 914s and they give me an excellent rate and great coverage. I actually contacted them today about my busted windshield I received at RRC. They are covering the entire replacement cost with no out of pocket money from me and it was the easiest claim I have ever filed. Also guaranteed me no increase in my rates.

Shoe (IMG:style_emoticons/default/first.gif)
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drgchapman
post Sep 16 2013, 05:03 PM
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Is there a mileage limit per year?
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KELTY360
post Sep 16 2013, 05:52 PM
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I've covered old cars with Hagerty since 1989. Great service, very responsive. All companies could should learn how to take care of customers from them.
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TravisNeff
post Sep 16 2013, 05:59 PM
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There is no mileage limitation on my hagerty policy
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Big Len
post Sep 16 2013, 06:15 PM
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I have exactly the same coverage on my '74. Very good customer service.
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ndfrigi
post Sep 16 2013, 06:22 PM
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Thank you 914 members for all the replies! I will transfer my 914 insurance from AAA to Hagerty.

God Bless!
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surfbus66
post Sep 16 2013, 06:39 PM
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Agreed! Hagerty is the way to go. A friend of mine had his classic mopar on his regular auto policy. He was hit by a non-insured driver. Damaged the rear quarter panel. He tried to collect through his insurance. Because his car was a 1965 they automatically wanted to total it and would only give him two thousand. He could buy the car back from them, but it would have a salvage title. He ended up not claiming it an eating the cost of repairs. Lesson learned, He now has Hagerty.
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jim_hoyland
post Sep 16 2013, 06:45 PM
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Interesting...what are the cons ? Is there something not covered that AAA might cover ?
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913B
post Sep 16 2013, 06:56 PM
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Was this for classic car insurance or regular insurance ?

Back when I inquired they had me take a picture of where the car was parked in my garage. They didn't like my overstuff garage full of boxes on the side. I suppose they were afraid they would fall on the car or something (IMG:style_emoticons/default/blink.gif)
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DRPHIL914
post Sep 16 2013, 07:01 PM
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I was paying $900/ year with Progressive , they would only insure for $5k , but I switched to Haggarty's 3 years ago and pay $198, covered for 12,500. Only downside is I can't commute with it but there is no milage limit, just has to be for pleasure, even if I drive up to the dragon I am covered
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JRust
post Sep 16 2013, 08:53 PM
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Love Hagerty! Never had to file a claim thankfully. There coverage is inexpensive overall & it is excellent coverage. You can't be driving it to work. Just pleasure as stated
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76-914
post Sep 16 2013, 08:56 PM
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(IMG:style_emoticons/default/agree.gif) Me too! I have 3 with them. Happy but then I've never had to file.
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drive-ability
post Sep 16 2013, 09:11 PM
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I had a total loss, they treated me great and paid our agreed value without any funny business. (IMG:style_emoticons/default/beerchug.gif) Will be using them again with my next car !!!
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ben*james
post Sep 16 2013, 09:25 PM
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QUOTE(drgchapman @ Sep 16 2013, 04:03 PM) *

Is there a mileage limit per year?


(IMG:style_emoticons/default/poke.gif) you'll want to remove daily driver from your signature line (IMG:style_emoticons/default/sunglasses.gif)


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jeffdon
post Sep 16 2013, 09:55 PM
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Love Haggerty. Never had to file a claim, but what customer service I have dealt with has been top notch.
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Eric_Shea
post Sep 16 2013, 10:23 PM
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New roof on my car hauler. Thanks Hagerty.
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Steve Snyder
post Sep 17 2013, 01:17 PM
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I have my '74 insured with Hagerty for $45K @ $300/yr. There is no mileage limit, but I cannot commute with it (not an issue, as I work from home). I had to send them a bunch of pictures to get the agreed amount of coverage, but surprisingly did not have to provide receipts or other proof of value. I've (thankfully) never filed a claim, but it seems like a pretty good deal to me.
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jim_hoyland
post Sep 20 2013, 07:51 AM
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QUOTE(ndfrigi @ Sep 16 2013, 03:54 PM) *

Hi,

I tried filling up a form with Hagerty Insurance for my 1975 1.8L FI and they gave me a guaranteed insurance of $15,000 for a yearly insurance payment of $198.

Liability $100,000/$300,000 $ 27.00
Liability - PD $100,000 (per accident) 6.00
Medical Payments $1,000 (per person per accident) 6.00
Uninsured Motorist $100,000 / $300,000 (Per Person/Per accident) 10.00
Limited Earthquake coverage $100,000 (guaranteed value) 10.00

Vehicle #1
Vehicle information 1975 Porsche 914 1.8 - guaranteed value $15,000
Other than collision $0 deductible 55.00
Collision $0 deductible 54.00

What do you think members?

Currently, I'm using AAA for a multiple car insurance and I pay $175 per year without comprehensive for my 914.

Thank you and God Bless!


Noel,

I just got an on-line quote for my '75-same as yours. I'm curious as to what amount of yearly milage you provided them. Reason I ask is my quote was lower but I only stated 2,000 miles per year.

Jim
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NORD
post Sep 20 2013, 08:35 AM
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Hagerty will not allow any AX or track activity, you will be turned down if you say this.
They also like it when you keep your mileage below 2,000 miles a year and you must park in a garage that locks. They want pictures so they know what shape the car is in for agreed value. I had to send in a copy of my DD insurance as well. They only match limits that you have on your DD car insurance. I've been with Hagerty for twelve years, and never a claim. Hagerty also brokers your Policy out to other company's.

Good luck shopping and careful what you say.
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