 Hagerty Insurance ? |
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| nomore9one4 |
 Feb 3 2015, 06:40 PM
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#1
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Member of the Eastcoast Thread Killers Club  Group: Members Posts: 2,666 Joined: 26-December 02 From: Pittsburgh,Pa.15237 Member No.: 14 Region Association: None  |
I got a quote online from Hagerty for a Prostreet car I am purchasing or considering purchasing.. Anyhow, The minimum they will insure it for is $25000.. Is this a new policy for them..When I had my 914's I only insured them for $5000. It cost me about $95 a year..... With $25000 insurance on a vehicle that is only worth $8000 is insane.. They want $550 a year! I am sorta guessing they only want to insure higher dollar vehicles now.. Has anyone else noticed this or am I on their "List"? (IMG:style_emoticons/default/idea.gif)
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| KELTY360 |
Feb 3 2015, 06:42 PM
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#2
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914 Neferati Group: Members Posts: 5,031 Joined: 31-December 05 From: Pt. Townsend, WA Member No.: 5,344 Region Association: Pacific Northwest 
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QUOTE(nomore9one4 @ Feb 3 2015, 04:40 PM)  I got a quote online from Hagerty for a Prostreet car I am purchasing or considering purchasing.. Anyhow, The minimum they will insure it for is $25000.. Is this a new policy for them..When I had my 914's I only insured them for $5000. It cost me about $95 a year..... With $25000 insurance on a vehicle that is only worth $8000 is insane.. They want $550 a year! I am sorta guessing they only want to insure higher dollar vehicles now.. Has anyone else noticed this or am I on their "List"? (IMG:style_emoticons/default/idea.gif) I'm guessing the Prostreet car falls into a different category than their collector car insurance. |
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| nomore9one4 |
Feb 3 2015, 06:45 PM
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#3
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Member of the Eastcoast Thread Killers Club Group: Members Posts: 2,666 Joined: 26-December 02 From: Pittsburgh,Pa.15237 Member No.: 14 Region Association: None |
QUOTE(KELTY360 @ Feb 3 2015, 04:42 PM) QUOTE(nomore9one4 @ Feb 3 2015, 04:40 PM) I got a quote online from Hagerty for a Prostreet car I am purchasing or considering purchasing.. Anyhow, The minimum they will insure it for is $25000.. Is this a new policy for them..When I had my 914's I only insured them for $5000. It cost me about $95 a year..... With $25000 insurance on a vehicle that is only worth $8000 is insane.. They want $550 a year! I am sorta guessing they only want to insure higher dollar vehicles now.. Has anyone else noticed this or am I on their "List"? (IMG:style_emoticons/default/idea.gif) I'm guessing the Prostreet car falls into a different category than their collector car insurance. Good Point Marc...However, I don't understand why they would give you $25000 worth of insurance on a car only worth $8000 (IMG:style_emoticons/default/confused24.gif) |
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| nomore9one4 |
Feb 3 2015, 06:49 PM
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#4
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Member of the Eastcoast Thread Killers Club Group: Members Posts: 2,666 Joined: 26-December 02 From: Pittsburgh,Pa.15237 Member No.: 14 Region Association: None |
I could buy it (IMG:style_emoticons/default/driving.gif) ...Have a really bad day with it (IMG:style_emoticons/default/blowup.gif) , but triple my investment at the end of the day... (IMG:style_emoticons/default/piratenanner.gif) Doesn't make sense..
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| messix |
Feb 3 2015, 06:59 PM
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#5
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AKA "CLUTCH KILLER"! Group: Members Posts: 6,995 Joined: 14-April 05 From: between shit kickers and pinky lifters/ puget sound wa.north of Seattle south of Canada Member No.: 3,931 Region Association: Pacific Northwest |
have you sent them pictures of the condition of the car?
what car is this? when they hear "prostreet" they are thinking a full custom back halfed car. these are not cheap to build or buy. |
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| messix |
Feb 3 2015, 06:59 PM
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#6
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AKA "CLUTCH KILLER"! Group: Members Posts: 6,995 Joined: 14-April 05 From: between shit kickers and pinky lifters/ puget sound wa.north of Seattle south of Canada Member No.: 3,931 Region Association: Pacific Northwest |
nice.... double post
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| Mark Henry |
Feb 3 2015, 07:05 PM
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#7
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that's what I do! Group: Members Posts: 20,065 Joined: 27-December 02 From: Port Hope, Ontario Member No.: 26 Region Association: Canada |
Try a telephone. (IMG:style_emoticons/default/call me.gif)
Often a real person has better understanding of what you want. |
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| Big Len |
Feb 3 2015, 07:16 PM
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#8
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Senior Member Group: Members Posts: 1,747 Joined: 16-July 13 From: Edgewood, New Mexico Member No.: 16,126 Region Association: Southwest Region |
QUOTE(Mark Henry @ Feb 3 2015, 08:05 PM) Try a telephone. (IMG:style_emoticons/default/call me.gif) Often a real person has better understanding of what you want. (IMG:style_emoticons/default/agree.gif) Very good representatives on the phone. |
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| matthepcat |
Feb 3 2015, 07:42 PM
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#9
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Meat Popsicle Group: Members Posts: 1,462 Joined: 13-December 09 From: Saratoga CA Member No.: 11,125 Region Association: Northern California |
I have Hagerty for my 6 conversion.
$120/year. They didn't even care that it was missing an odometer when I insured it, or that it looked like a race car. |
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| nomore9one4 |
Feb 3 2015, 07:45 PM
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#10
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Member of the Eastcoast Thread Killers Club Group: Members Posts: 2,666 Joined: 26-December 02 From: Pittsburgh,Pa.15237 Member No.: 14 Region Association: None |
I would have called when I was ready to purchase.Going a different route now.... On the get quote form on their website it ask asks how much do you want to insure it for. I put in $8000 and it has a pop-up that says the minimum to insure is $25000. I don't care if it cost Cost $100000 to build, if I only paid $8000 for it that is all I would expect to recover if I would have a loss... I guess I am the only one who finds this ridiculous... I will have this moved to Scotty B's thread of ridiculousness!
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| thelogo |
Feb 3 2015, 07:47 PM
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#11
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
Haggerty are total dushbags
Imho According to them you are only allowed to goto car shows ... Any place else and your not covered I personally use Grundy worldwide , there affordable , they insure d me for 5k which is what I paid for the teener . 1 yr full coverage ,116 bucks . And if I want to drive it to work no problem. Or to my rec league volleyball and basketball games no problem. Or if I pick up a chick and take her to a bar ,no problem Haggerty is only for schmucks who need to be told when where and how far they can drive there cars. I mean if I wanted that I'd get a wife ... (IMG:style_emoticons/default/icon_bump.gif) I know 914's are not grocery getters but haggerty has some balls trying to infringe on my personal Freedom s Where do I drive , non of your damn biz How far do I drive . Same answer ... " Dennis Leary " from demolition man . Know it live it http://youtu.be/gMI_26oljqs |
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| patssle |
Feb 3 2015, 07:49 PM
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#12
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Senior Member Group: Members Posts: 981 Joined: 28-August 09 From: Houston, TX Member No.: 10,741 Region Association: None |
QUOTE And if I want to drive it to work no problem Not possible with just one car. I've emailed any and every company that offers agreed value....none of them allow for daily driving. Grundy requires 3 cars to be under their insurance if you want to DD it. |
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| nomore9one4 |
Feb 3 2015, 07:50 PM
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#13
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Member of the Eastcoast Thread Killers Club Group: Members Posts: 2,666 Joined: 26-December 02 From: Pittsburgh,Pa.15237 Member No.: 14 Region Association: None |
QUOTE(matthepcat @ Feb 3 2015, 05:42 PM) I have Hagerty for my 6 conversion. $120/year. They didn't even care that it was missing an odometer when I insured it, or that it looked like a race car. Thanks for the reply! My 914's where the same way..They asked how much do you want to insure it for?? I said $5000 and they sent me a bill for $95 the first year and I think it went up about $5 each year after... That was a few years ago so I was thinking maybe they do not insure lower priced vehicles any longer.. I know!!!!! Call them! (IMG:style_emoticons/default/biggrin.gif) |
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| thelogo |
Feb 3 2015, 07:59 PM
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#14
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
QUOTE(patssle @ Feb 3 2015, 05:49 PM) QUOTE And if I want to drive it to work no problem Not possible with just one car. I've emailed any and every company that offers agreed value....none of them allow for daily driving. Grundy requires 3 cars to be under their insurance if you want to DD it. Daily driving is open to interpretation , but I know they told me no mileage limitation " Grundy " I certainly did not discuss " daily driving " but my odometer is also busted . |
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| GeorgeRud |
Feb 3 2015, 08:12 PM
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#15
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Advanced Member Group: Members Posts: 3,725 Joined: 27-July 05 From: Chicagoland Member No.: 4,482 Region Association: Upper MidWest |
Has anyone had any experience with the LeLand West policies that are tied into PCA?
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| patssle |
Feb 3 2015, 08:15 PM
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#16
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Senior Member Group: Members Posts: 981 Joined: 28-August 09 From: Houston, TX Member No.: 10,741 Region Association: None |
QUOTE(thelogo @ Feb 3 2015, 05:59 PM) Daily driving is open to interpretation , but I know they told me no mileage limitation " Grundy " I certainly did not discuss " daily driving " but my odometer is also busted . I wish I could use them but nothing would suck more than to get into an accident and not be covered driving to work. From their qualifications PDF: Eligibility Requirements for Program 1. All vehicles must be used and maintained for hobby purposes and exhibition, and not for racing, rallying, general transportation, or backup transportation. 2. All household operators must have a different vehicle insured for daily use. 7. Cobras, Porsches, and Ferraris require the potential insured to provide an explanation of past driving experience with super high performance sports vehicles and their state MVR submitted with the application. 9. Corvettes, Porsches, Ferraris and other Exotics 1974 or newer are not considered unless part of a “collection” of collector vehicles or are legitimate collectable show cars (not show off cars). |
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| thelogo |
Feb 3 2015, 08:16 PM
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#17
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
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| thelogo |
Feb 3 2015, 08:20 PM
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#18
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
[quote name='patssle' date='Feb 3 2015, 06:15 PM' post='2142123']
[quote name='thelogo' post='2142115' date='Feb 3 2015, 05:59 PM'] Daily driving is open to interpretation , but I know they told me no mileage limitation " Grundy " I certainly did not discuss " daily driving " but my odometer is also busted . [/quote] . From their qualifications PDF Please clarify their meaning haggerty or Grundy |
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| jim_hoyland |
Feb 3 2015, 08:31 PM
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#19
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Get that VIN ? Group: Members Posts: 9,291 Joined: 1-May 03 From: Sunset Beach, CA Member No.: 643 Region Association: Southern California
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My Haggerty policy state that the car is used for pleasure only; no other conditions nor additional stipulations. I had to show evidence of owning another car that would be a daily driver. That was it.
Collectors car insurance is a low risk proposition ? Attached image(s) 
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| Big Len |
Feb 3 2015, 08:32 PM
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#20
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Senior Member Group: Members Posts: 1,747 Joined: 16-July 13 From: Edgewood, New Mexico Member No.: 16,126 Region Association: Southwest Region |
QUOTE(thelogo @ Feb 3 2015, 08:47 PM) Haggerty are total dushbags Imho According to them you are only allowed to goto car shows ... Any place else and your not covered I personally use Grundy worldwide , there affordable , they insure d me for 5k which is what I paid for the teener . 1 yr full coverage ,116 bucks . And if I want to drive it to work no problem. Or to my rec league volleyball and basketball games no problem. Or if I pick up a chick and take her to a bar ,no problem Haggerty is only for schmucks who need to be told when where and how far they can drive there cars. I mean if I wanted that I'd get a wife ... (IMG:style_emoticons/default/icon_bump.gif) I know 914's are not grocery getters but haggerty has some balls trying to infringe on my personal Freedom s Where do I drive , non of your damn biz How far do I drive . Same answer ... " Dennis Leary " from demolition man . Know it live it http://youtu.be/gMI_26oljqs Your statements are not the facts. On Hagerty site -Flexible Usage Our policy allows you occasional pleasure use, so you can go for a weekend cruise or attend unlimited events with no fixed mileage restrictions**. ** Occasional pleasure use does not mean use for daily driving to and from work or school, routine shopping, etc. |
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