fighting allstate over cars value, help me keep my car |
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fighting allstate over cars value, help me keep my car |
bradtho |
Sep 14 2017, 09:28 PM
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#1
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Member Group: Members Posts: 266 Joined: 22-December 09 From: Seattle, WA Member No.: 11,165 Region Association: None |
I got hit recently. the other drivers insurance has accepted full liability (yay!) but now they are trying to declare my car a total loss.
the good news: - they aren't arguing condition, they are categorizing it excellent - we're in the ballpark, they are valuing it at about the amount of the repair estimate, $22k the bad news: - they still want to total it I don't want to allow it to be totaled because if I buy it back and repair it and am hit again I figure it really hurts my value for the next claim (which hopefully never happens, but...). I can find plenty of threads on choosing an insurance provider, but didn't find much on arguing value. So - any tips/help with establishing value for cars that are in excellent shape? - any tips/help for strategy on fighting (and winning) with one of the major insurance providers? I'm looking to collect comps in the $28k+ range (since that's what I need to avoid the total declaration). And yes, I've got the recent $93k car from monterery! I'm also looking into lawyer options, figuring that can't hurt. Not sure how to go about finding a good lawyer to help with an unusual car value. any help appreciated. |
thelogo |
Sep 14 2017, 09:44 PM
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#2
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
Sorry , this is everybody's worst nightmere
But it looks like its totaled to me ? And no way you could reproduce this car Before the hit for 22k more like 29k $ With that paint , does not look cheap . When the insurance company doesnt even Know " what kinda car this is " how can you even expect To get a fair shake (IMG:style_emoticons/default/WTF.gif) Drink a shot of johnnie blue and try to forget (IMG:style_emoticons/default/beer3.gif) |
bradtho |
Sep 14 2017, 09:48 PM
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#3
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Member Group: Members Posts: 266 Joined: 22-December 09 From: Seattle, WA Member No.: 11,165 Region Association: None |
Sorry , this is everybody's worst nightmere But it looks like its totaled to me ? I drove it from the site of the accident to the body shop and its supposed to be totaled? the reason the repair is so high is because of all the body work that had already been done that has to be replicated! I realize that's me trying to use rationale arguments with the insurance industry, but... |
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