fighting allstate over cars value, help me keep my car |
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fighting allstate over cars value, help me keep my car |
bradtho |
Sep 14 2017, 09:28 PM
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#1
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Member Group: Members Posts: 266 Joined: 22-December 09 From: Seattle, WA Member No.: 11,165 Region Association: None |
I got hit recently. the other drivers insurance has accepted full liability (yay!) but now they are trying to declare my car a total loss.
the good news: - they aren't arguing condition, they are categorizing it excellent - we're in the ballpark, they are valuing it at about the amount of the repair estimate, $22k the bad news: - they still want to total it I don't want to allow it to be totaled because if I buy it back and repair it and am hit again I figure it really hurts my value for the next claim (which hopefully never happens, but...). I can find plenty of threads on choosing an insurance provider, but didn't find much on arguing value. So - any tips/help with establishing value for cars that are in excellent shape? - any tips/help for strategy on fighting (and winning) with one of the major insurance providers? I'm looking to collect comps in the $28k+ range (since that's what I need to avoid the total declaration). And yes, I've got the recent $93k car from monterery! I'm also looking into lawyer options, figuring that can't hurt. Not sure how to go about finding a good lawyer to help with an unusual car value. any help appreciated. |
RickS |
Sep 14 2017, 10:03 PM
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#2
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Senior Member Group: Members Posts: 1,408 Joined: 17-April 06 From: 'False City', WA Member No.: 5,880 Region Association: None |
I am very sorry to see such carnage. It was sure beautiful.
on values, I would look at Excellence, BAT, cars sold on this site close to your level Research as many sales close to your options and fit and finish. You want massive irrefutable documentation on values. Next classic car only go with Agreed Value insurance. Haggerty, American Classic, Grundy, etc, then you won't have to go this route. |
bradtho |
Sep 14 2017, 10:05 PM
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#3
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Member Group: Members Posts: 266 Joined: 22-December 09 From: Seattle, WA Member No.: 11,165 Region Association: None |
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thelogo |
Sep 14 2017, 10:15 PM
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#4
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Senior Member Group: Retired Members Posts: 1,510 Joined: 6-April 10 Member No.: 11,572 Region Association: None |
Next classic car only go with Agreed Value insurance. Haggerty, American Classic, Grundy, etc, then you won't have to go this route. thanks Rick. problem is that it's my daily driver. I haven't been able to find any agreed value policies that will take a DD. Grundy is no mileage restrictions. Come on man |
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