fighting allstate over cars value, help me keep my car |
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fighting allstate over cars value, help me keep my car |
bradtho |
Sep 14 2017, 09:28 PM
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#1
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Member Group: Members Posts: 266 Joined: 22-December 09 From: Seattle, WA Member No.: 11,165 Region Association: None |
I got hit recently. the other drivers insurance has accepted full liability (yay!) but now they are trying to declare my car a total loss.
the good news: - they aren't arguing condition, they are categorizing it excellent - we're in the ballpark, they are valuing it at about the amount of the repair estimate, $22k the bad news: - they still want to total it I don't want to allow it to be totaled because if I buy it back and repair it and am hit again I figure it really hurts my value for the next claim (which hopefully never happens, but...). I can find plenty of threads on choosing an insurance provider, but didn't find much on arguing value. So - any tips/help with establishing value for cars that are in excellent shape? - any tips/help for strategy on fighting (and winning) with one of the major insurance providers? I'm looking to collect comps in the $28k+ range (since that's what I need to avoid the total declaration). And yes, I've got the recent $93k car from monterery! I'm also looking into lawyer options, figuring that can't hurt. Not sure how to go about finding a good lawyer to help with an unusual car value. any help appreciated. |
Coondog |
Sep 15 2017, 10:55 AM
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#2
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Advanced Member Group: Members Posts: 2,089 Joined: 24-September 15 From: Apple Valley Calif Member No.: 19,195 Region Association: Southern California |
My first 914 was also totaled by one illegal alien these another illegal alien how to drive. When it came time to settle with my ins co. I was told that Porsches are not worth as much because it's winter. This was in the early eighties when Auto trader was are internet. I got copies of there Calif editions cut and pasted 10 cars like mine, averaged the high and low and asked for the middle price. I had all this on a large piece of paper. The ins guys jaw hit the floor. I remember him telling me know one had ever done this before. He settled my claim on the spot.
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