fighting allstate over cars value, help me keep my car |
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fighting allstate over cars value, help me keep my car |
bradtho |
Sep 14 2017, 09:28 PM
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#1
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Member Group: Members Posts: 266 Joined: 22-December 09 From: Seattle, WA Member No.: 11,165 Region Association: None |
I got hit recently. the other drivers insurance has accepted full liability (yay!) but now they are trying to declare my car a total loss.
the good news: - they aren't arguing condition, they are categorizing it excellent - we're in the ballpark, they are valuing it at about the amount of the repair estimate, $22k the bad news: - they still want to total it I don't want to allow it to be totaled because if I buy it back and repair it and am hit again I figure it really hurts my value for the next claim (which hopefully never happens, but...). I can find plenty of threads on choosing an insurance provider, but didn't find much on arguing value. So - any tips/help with establishing value for cars that are in excellent shape? - any tips/help for strategy on fighting (and winning) with one of the major insurance providers? I'm looking to collect comps in the $28k+ range (since that's what I need to avoid the total declaration). And yes, I've got the recent $93k car from monterery! I'm also looking into lawyer options, figuring that can't hurt. Not sure how to go about finding a good lawyer to help with an unusual car value. any help appreciated. |
EdwardBlume |
Sep 15 2017, 01:44 PM
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#2
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914 Wizard Group: Members Posts: 12,338 Joined: 2-January 03 From: SLO Member No.: 81 Region Association: Central California |
OK - $22K Excellent Condition... for a stock car.....
Plus 15 x 7 911 Fuch Wheels $2,000 Full 911 Suspension - $4,000 Metallic Paint and ClearCoat - $5000 Plus Plus Plus you get the idea... Don't want to value the parts? OK, I'll take $22K plus the car as is. If there's no decision in 48 hours, I'll hand the matter over to legal counsel and not return any phone calls. |
EdwardBlume |
Sep 15 2017, 01:46 PM
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#3
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914 Wizard Group: Members Posts: 12,338 Joined: 2-January 03 From: SLO Member No.: 81 Region Association: Central California |
OK - $22K Excellent Condition... for a stock car..... Plus 15 x 7 911 Fuch Wheels $2,000 Full 911 Suspension - $4,000 Metallic Paint and ClearCoat - $5000 Plus Plus Plus you get the idea... Don't want to value the parts? OK, I'll take $22K plus the car as is. If there's no decision in 48 hours, I'll hand the matter over to legal counsel and not return any phone calls. And my neck kind of hurts now... |
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